Trump Wants Bitcoin And Gold In Your 401(k)—And The Math Backs Him Up
A decade ago, the idea of putting Bitcoin or commodities like gold in a retirement plan would’ve sounded insane. Today, President Donald Trump has the opportunity to radically reshape the way Americans save for retirement.
According to a Financial Times report, Trump is expected to sign an executive order in the coming days that would unlock 401(k) access to a range of alternative investments, including Bitcoin, gold, private credit and corporate buyout funds.
The executive order, expected to arrive within days, would direct U.S. regulators to identify and remove any remaining barriers that prevent these non-traditional assets from being integrated into professionally managed 401(k) portfolios. This would mark a historic shift away from the stock-and-bond-only model that has dominated retirement investing for decades.
Currently, most 401(k) plans are limited to mutual funds composed of publicly traded stocks and bonds. Under Trump’s new plan, savers could gain exposure to a much wider spectrum of assets—ranging from digital currencies and precious metals to infrastructure deals and private equity.
The policy push builds on Trump’s broader effort to mainstream crypto investing. His administration has already eased enforcement actions against digital asset platforms, and last week the House of Representatives passed three …