Can You Really Retire On Just 1 Bitcoin By 2035? A Look Beyond The Hype
With the rise of Bitcoin as a hedge against inflation and an alternative store of value, a provocative question has taken hold of the financial imagination: “Can you retire on just 1 BTC by 2035?” According to a widely circulated chart from Smitty’s Bitcoin Retirement Guide, the answer in many countries is yes. But is that realistic?
The Charts That Sparked the Buzz
The first chart (below) from a Crypto Flow Zone retirement calculator, models the potential USD value of BTC holdings over time based on age, retirement goals, and spending needs. It follows a conservative growth trajectory inspired by the “BitBO Rainbow Chart” and assumes no contributions post-retirement:
This free calculator is here for anyone to use/share. We encourage all investors to model their portfolio with it.
The projection above shows that starting with 1 BTC at age 55 , then retiring in 10 years and spending a modest 0.1 BTC per year post-retirement, your holdings may be enough to support a …
About The Author
