Wisconsin Bill Looks to Ease Crypto Rules for Everyday Users
Wisconsin lawmakers have put forward a new bill that could make life a lot easier for people working in crypto. The proposal, called Assembly Bill 471, aims to remove the need for a money transmitter license for certain blockchain-related activities. It’s meant to give a little more freedom to developers, stakers, node operators, and others who help keep crypto networks running behind the scenes.
What the Bill Actually Covers
This bill would let people accept crypto payments, use self-hosted wallets, or run a node without needing a money transmitter license from the state. It also covers things like creating blockchain software or staking your own crypto. If passed, the law would prevent state or local agencies from getting in the way of these activities.
JUST IN:
Wisconsin lawmakers introduce “Bitcoin Rights” bill (AB471)
It exempts self-custody, nodes, mining, staking, and blockchain software from money transmitter licensing. pic.twitter.com/tV3ulxQM4a
— Bitcoin Archive (@BTC_Archive) September 30, 2025
That’s a big deal for people who aren’t running exchanges or handling customer funds, but still play a key role in how crypto works.
Where the Line Is Drawn
The bill is not giving a free pass to everyone. It draws a clear line when it comes to converting crypto into regular money. If your business involves turning digital assets into dollars or handling bank deposits, this bill won’t apply to you. The focus is on protecting activities that happen entirely within the crypto world, not those that touch the traditional financial system.
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Support, But No Guarantee Yet
This isn’t just a one-party project. The bill already has support from lawmakers on both sides, with nine sponsors signed on. Even so, it hasn’t passed yet. It’s now sitting with the Committee on Financial Institutions, waiting to be reviewed. That means it could still be revised, delayed, or rejected depending on how the discussion plays out.
Why Some Are Backing It
People who support the bill say it could help bring more crypto activity to Wisconsin. They think it gives much-needed clarity for small teams and solo developers who might be afraid of getting caught up in confusing regulations. Some believe it could even set an example for other states to follow, especially those still figuring out how to approach crypto.
Not everyone is sold, though. Critics point out that state rules can only go so far. Federal laws still apply, and agencies like FinCEN are unlikely to change their stance just because Wisconsin does. The bill also doesn’t apply to banks or platforms that convert crypto to fiat, which limits how much it really changes.
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Why It’s Coming Up Now
There’s a reason this is happening now. Crypto regulation is all over the place, and businesses are tired of guessing what the rules are from one state to another. A move like this could make Wisconsin more appealing to crypto developers who just want to build without worrying about whether they’re breaking the law.
What Comes Next
The main thing to watch is whether the bill clears the committee and makes it to a vote. Even if it passes, people will be watching to see how Wisconsin actually handles enforcement. Businesses will need to decide if the law makes the state more crypto-friendly in practice, not just on paper. Either way, it’s a sign that states are starting to think harder about how crypto fits into the bigger picture.
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Key Takeaways
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