How Real World Asset Protocols Are Turning Illiquid Assets Into Investable Products
Blockchain technology is solving a problem that has existed in finance for centuries: how do you make expensive, illiquid assets accessible to everyday investors? The answer involves converting traditional assets into digital tokens that can be bought, sold, and traded like stocks.
Major players like BlackRock Inc. (NYSE:BLK) and Apollo Global Management Inc. (NYSE:APO) are betting big on this approach. The tokenized asset market has reached $24 billion in 2025, representing a 308% increase over three years, according to data from RWA.xyz, and financial institutions believe this is just the beginning of a much larger transformation.
Property Investment Gets A Digital Makeover
Buying real estate typically requires hundreds of thousands of dollars, making it impossible for most people to invest in commercial properties or luxury developments. Tokenization changes this equation by splitting properties into thousands of digital shares.
Here’s a practical example. A $50 million office building in Dubai can be divided into 50,000 tokens worth $1,000 each. Investors anywhere in the world can purchase these tokens, receiving proportional rental income and benefiting from property appreciation.
The Dubai Land Department rolled out blockchain based property registration earlier in 2025, making it easier to record ownership digitally. Similar initiatives are happening across Latin America, where developers are tokenizing hotels and apartment buildings. An investor with $10,000 can now own pieces of properties across multiple countries and asset types.
Private Credit Becomes Accessible
Private credit has grown into a $3 trillion industry, but average investors have been locked out due to high minimums and lengthy lockup periods. Wall Street firms are using tokenization to change this dynamic.
Apollo launched a tokenized credit fund in January 2025 through a partnership with Securitize Inc. The fund provides access to corporate lending and structured credit opportunities that were previously available only to institutions. Within six months, it attracted over $100 million from …
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