{"id":12436,"date":"2025-02-11T11:46:31","date_gmt":"2025-02-11T11:46:31","guid":{"rendered":"https:\/\/dogewisperer.com\/?p=12436"},"modified":"2025-02-11T11:46:31","modified_gmt":"2025-02-11T11:46:31","slug":"klarna-explores-crypto-to-keep-up-with-paypal-but-neither-offer-the-best-crypto-wallet","status":"publish","type":"post","link":"https:\/\/dogewisperer.com\/?p=12436","title":{"rendered":"Klarna Explores Crypto to Keep Up with PayPal, But Neither Offer the Best Crypto Wallet"},"content":{"rendered":"<div>\n<p>Swedish payment giant Klarna plans to integrate crypto. The \u2018last fintech in the world to embrace it,\u2019 according to Klarna CEO Sebastian Siemiatkowski.<\/p>\n<p>While Siemiatkowski expected his post to \u2018get a huge sign and two views,\u2019 the community found it big news.<\/p>\n<p>Why did Klarna delay this moment for so long, and what crypto services could it offer?<\/p>\n<p>Let\u2019s zoom in.<\/p>\n<h2>Buy Now, Pay Later\u2026 in Crypto? Klarna Explores Crypto Services<\/h2>\n<p>If the name \u2018Klarna\u2019 doesn\u2019t ring the bell, how about \u2018shop now, pay later\u2019?<\/p>\n<p><img data-recalc-dims=\"1\" fetchpriority=\"high\" decoding=\"async\" class=\"aligncenter wp-image-393766\" src=\"https:\/\/bitcoinist.com\/wp-content\/uploads\/2025\/02\/Screenshot-2025-02-11-at-11-50-30-Klarna_Banner.jpg-JPEG-Image-600-%C3%97-250-pixels.png?w=600&amp;resize=700%2C292\" alt=\"Klarna payments\" width=\"700\" height=\"292\"><\/p>\n<p>Klarnas\u2019s flexible payment system attracted over 85M users and 575K retailers globally.<\/p>\n<p>But while competitors like Revolut and PayPal were actively exploring crypto (PayPal even launched its own stablecoin), Siemiatkowski considered Bitcoin a \u2018decentralized Ponzi scheme.\u2019<\/p>\n<p>He also pointed out that crypto gas fees are sometimes worth more than the transaction \u2013 and while it\u2019s true for Ethereum, Siemiatkowski evidently ignored all low-cost networks like XRP and Sui.<\/p>\n<p>In Siemiatkowski\u2019s defense, he admitted he had no idea how blockchain and mining work in 2021.<\/p>\n<p>However, a lot can change in four years, and Klarna now wants to enter the crypto scene.<\/p>\n<p>Siemiatkowski didn\u2019t share any details, so we can only guess whether Klarna will enable flexible crypto payments or offer an entirely different service.<\/p>\n<p>The entrepreneur also <a href=\"https:\/\/x.com\/klarnaseb\/status\/1888333406544728318\" target=\"_blank\" rel=\"noopener nofollow\">encouraged his followers to share their ideas<\/a>. Some that received the most engagement were to:<\/p>\n<ul>\n<li aria-level=\"1\">Process transactions through Hedera Hashgraph, Solana, or XRPL<\/li>\n<li aria-level=\"1\">Settle transactions in stablecoins<\/li>\n<li aria-level=\"1\">Issue cashback in $BTC<\/li>\n<li aria-level=\"1\">Buy crypto and pay later (we wish)<\/li>\n<\/ul>\n<p>We\u2019ve yet to see if Klarna adopts any of these suggestions.<\/p>\n<h2>Beyond Basics: Why Best Wallet Outshines Traditional Fintech Apps<\/h2>\n<p>Fintechs like PayPal and Revolut may offer crypto services, but they mostly appeal to those only dipping their toes into digital assets.<\/p>\n<p>For example, you can trade crypto with Revolut, but you can\u2019t stake, buy new presale tokens, or store NFTs. It\u2019s like a watered-down version of an advanced crypto trading platform, such as Best Wallet.<\/p>\n<p><a href=\"http:\/\/bitcoinist.com\/visit\/bestwalletapp\" target=\"_blank\" rel=\"noopener \">Best Wallet<\/a> is, first and foremost, a secure storage solution. But beyond HODLing your assets and managing multiple wallets, it lets you swap, stake, track, and compare tokens across multiple chains.<\/p>\n<p>On top of that, <a href=\"https:\/\/bitcoinist.com\/best-wallet-review\/\" target=\"_blank\" rel=\"noopener \">Best Wallet<\/a> is the first and only app that lets you directly invest in <a href=\"https:\/\/bitcoinist.com\/best-crypto-presales-to-invest-in\/\" target=\"_blank\" rel=\"noopener \">hot presales<\/a>. There\u2019s no need to search for fresh tokens manually \u2013 Best Wallet presents a wide range of strictly vetoed projects in one user-friendly interface.<\/p>\n<p><img loading=\"lazy\" data-recalc-dims=\"1\" decoding=\"async\" class=\"aligncenter wp-image-370975\" src=\"https:\/\/bitcoinist.com\/wp-content\/uploads\/2025\/01\/Screenshot-2025-01-17-at-12-24-01-Best-Wallet-Token-Crypto-Presale.png?w=640&amp;resize=700%2C343\" alt=\"Best Wallet presale\" width=\"700\" height=\"343\" srcset=\"https:\/\/bitcoinist.com\/wp-content\/uploads\/2025\/01\/Screenshot-2025-01-17-at-12-24-01-Best-Wallet-Token-Crypto-Presale.png?w=1260 1260w, https:\/\/bitcoinist.com\/wp-content\/uploads\/2025\/01\/Screenshot-2025-01-17-at-12-24-01-Best-Wallet-Token-Crypto-Presale.png?w=640 640w, https:\/\/bitcoinist.com\/wp-content\/uploads\/2025\/01\/Screenshot-2025-01-17-at-12-24-01-Best-Wallet-Token-Crypto-Presale.png?w=768 768w, https:\/\/bitcoinist.com\/wp-content\/uploads\/2025\/01\/Screenshot-2025-01-17-at-12-24-01-Best-Wallet-Token-Crypto-Presale.png?w=980 980w, https:\/\/bitcoinist.com\/wp-content\/uploads\/2025\/01\/Screenshot-2025-01-17-at-12-24-01-Best-Wallet-Token-Crypto-Presale.png?w=130 130w, https:\/\/bitcoinist.com\/wp-content\/uploads\/2025\/01\/Screenshot-2025-01-17-at-12-24-01-Best-Wallet-Token-Crypto-Presale.png?w=104 104w, https:\/\/bitcoinist.com\/wp-content\/uploads\/2025\/01\/Screenshot-2025-01-17-at-12-24-01-Best-Wallet-Token-Crypto-Presale.png?w=83 83w, https:\/\/bitcoinist.com\/wp-content\/uploads\/2025\/01\/Screenshot-2025-01-17-at-12-24-01-Best-Wallet-Token-Crypto-Presale.png?w=750 750w, https:\/\/bitcoinist.com\/wp-content\/uploads\/2025\/01\/Screenshot-2025-01-17-at-12-24-01-Best-Wallet-Token-Crypto-Presale.png?w=1140 1140w\" sizes=\"auto, (max-width: 700px) 100vw, 700px\"><\/p>\n<p>The ecosystem\u2019s native token, <a href=\"http:\/\/bitcoinist.com\/visit\/bestwallettoken\" target=\"_blank\" rel=\"noopener \">$BEST<\/a>, now costs $0.02395 on presale. Its holders enjoy lower trading fees, higher stalking yields, and governance rights.<\/p>\n<p>Just one day remains until the next price uptick, so this is the last chance to secure your share of tokens at such a discount.<\/p>\n<h2>Adapt or Fall Behind? The Fintech Industry\u2019s Reality Check<\/h2>\n<p>Klarna\u2019s pivot proves that no fintech can ignore the growing demand for crypto. Even the most stubborn heads are forced to adapt to changing consumer needs and adopt blockchain technology.<\/p>\n<p>However, traditional fintechs have a hard time competing with crypto-first platforms like <a href=\"http:\/\/bitcoinist.com\/visit\/bestwallettoken\" target=\"_blank\" rel=\"noopener \">Best Wallet<\/a>, which offer specialized features like <a href=\"https:\/\/bitcoinist.com\/best-crypto-presales-to-invest-in\/\">crypto presale<\/a> aggregator and staking. This unique functionality may help Best Wallet achieve its goal of capturing 40% of the market by 2026.<\/p>\n<p>Meanwhile, we remind you to DYOR before participating in any crypto project. The market is extremely volatile, and no gains are guaranteed.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Swedish payment giant Klarna plans to integrate crypto. The \u2018last fintech in the world to embrace it,\u2019 according to Klarna CEO Sebastian Siemiatkowski. While Siemiatkowski expected his post to \u2018get a huge sign and two views,\u2019 the community found it big news. Why did Klarna delay this moment for so long, and what crypto services [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"iawp_total_views":0,"footnotes":""},"categories":[2],"tags":[3,4,5],"class_list":["post-12436","post","type-post","status-publish","format-standard","hentry","category-news","tag-crypto","tag-doge","tag-news"],"_links":{"self":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts\/12436","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=12436"}],"version-history":[{"count":0,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts\/12436\/revisions"}],"wp:attachment":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=12436"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=12436"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=12436"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}