{"id":32302,"date":"2025-06-17T16:01:39","date_gmt":"2025-06-17T16:01:39","guid":{"rendered":"https:\/\/dogewisperer.com\/?p=32302"},"modified":"2025-06-17T16:01:39","modified_gmt":"2025-06-17T16:01:39","slug":"jpmorgan-embraces-bitcoin-etfs-as-loan-collateral-is-tradfi-finally-changing","status":"publish","type":"post","link":"https:\/\/dogewisperer.com\/?p=32302","title":{"rendered":"JPMorgan Embraces Bitcoin ETFs As Loan Collateral: Is TradFi Finally Changing?"},"content":{"rendered":"<div>\n<p><strong>JPMorgan<\/strong>&#8216;s (NYSE:<a class=\"ticker\" href=\"https:\/\/www.benzinga.com\/stock\/JPM#NYSE\">JPM<\/a>) decision to accept Bitcoin ETFs as loan collateral marks a pivotal shift in how traditional finance (TradFi) evaluates cryptocurrency risk and client liquidity, with experts predicting advanced risk models and hybrid analytics to integrate crypto&#8217;s unique volatility and 24\/7 market dynamics into <a href=\"https:\/\/www.benzinga.com\/markets\/cryptocurrency\/24\/09\/40798730\/crypto-goes-mainstream-57-of-investors-ready-to-allocate-5-or-more-to-bitcoin-ethereum\">mainstream financial frameworks.<\/a><\/p>\n<p>This <a href=\"https:\/\/www.bloomberg.com\/news\/articles\/2025-06-04\/jpmorgan-plans-to-offer-clients-financing-against-crypto-etfs?embedded-checkout=true\">policy<\/a>, set to roll out in the coming weeks, reflects a broader trend of integrating cryptocurrencies into conventional banking systems amid a more permissive regulatory environment under the Trump administration. <\/p>\n<p>Experts highlight that this shift will reshape how banks assess crypto-related risks and client liquidity.<\/p>\n<p>Speaking with Benzinga, <strong>Anndy Lian<\/strong>, an intergovernmental blockchain advisor and author, describes JPMorgan&#8217;s decision as a &#8220;catalyst for change.&#8221; <\/p>\n<p>By treating Bitcoin ETFs similarly to traditional securities, banks may develop sophisticated models to evaluate crypto volatility, applying higher risk weights than for stocks. <\/p>\n<p>&#8220;Under Basel III, Bitcoin ETFs are treated as stocks, not crypto-assets, allowing better capital treatment, 100% risk-weighted assets (RWA) exposure instead of 1,250% for direct crypto,&#8221; Lian explains. <\/p>\n<p>However, banks may charge higher loan rates due to limited capital benefits, as traditional stocks can reduce RWA to zero with a 25% haircut. <\/p>\n<p>Lian notes &#8230;<\/p>\n<p><a href=\"https:\/\/www.benzinga.com\/crypto\/25\/06\/45977672\/jpmorgan-embraces-bitcoin-etfs-as-loan-collateral-is-tradfi-finally-changing\" alt=\"JPMorgan\" embraces bitcoin etfs as loan collateral: is tradfi finally changing>Full story available on Benzinga.com<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>JPMorgan&#8216;s (NYSE:JPM) decision to accept Bitcoin ETFs as loan collateral marks a pivotal shift in how traditional finance (TradFi) evaluates cryptocurrency risk and client liquidity, with experts predicting advanced risk models and hybrid analytics to integrate crypto&#8217;s unique volatility and 24\/7 market dynamics into mainstream financial frameworks. This policy, set to roll out in the [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"iawp_total_views":0,"footnotes":""},"categories":[2],"tags":[3,4,5],"class_list":["post-32302","post","type-post","status-publish","format-standard","hentry","category-news","tag-crypto","tag-doge","tag-news"],"_links":{"self":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts\/32302","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=32302"}],"version-history":[{"count":0,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts\/32302\/revisions"}],"wp:attachment":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=32302"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=32302"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=32302"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}