{"id":32806,"date":"2025-06-20T08:01:48","date_gmt":"2025-06-20T08:01:48","guid":{"rendered":"https:\/\/dogewisperer.com\/?p=32806"},"modified":"2025-06-20T08:01:48","modified_gmt":"2025-06-20T08:01:48","slug":"uk-to-cap-bank-crypto-holdings-at-1-percent-by-2026","status":"publish","type":"post","link":"https:\/\/dogewisperer.com\/?p=32806","title":{"rendered":"UK to Cap Bank Crypto Holdings at 1 Percent by 2026"},"content":{"rendered":"<div>\n<p><span data-preserver-spaces=\"true\">The Bank of England is <\/span><span data-preserver-spaces=\"true\">setting<\/span><span data-preserver-spaces=\"true\"> the <\/span><span data-preserver-spaces=\"true\">stage<\/span><span data-preserver-spaces=\"true\"> for a <\/span><span data-preserver-spaces=\"true\">big change<\/span><span data-preserver-spaces=\"true\"> in how British banks <\/span><span data-preserver-spaces=\"true\">interact<\/span><span data-preserver-spaces=\"true\"> with cryptocurrencies.<\/span> <span data-preserver-spaces=\"true\">Starting in 2026, banks will face new limits on <\/span><span data-preserver-spaces=\"true\">how much<\/span><span data-preserver-spaces=\"true\"> digital asset exposure they can <\/span><span data-preserver-spaces=\"true\">take on<\/span><span data-preserver-spaces=\"true\">.<\/span> <span data-preserver-spaces=\"true\">The move is part of a <\/span><span data-preserver-spaces=\"true\">wider push<\/span><span data-preserver-spaces=\"true\"> to <\/span><span data-preserver-spaces=\"true\">reduce<\/span><span data-preserver-spaces=\"true\"> risk and <\/span><span data-preserver-spaces=\"true\">keep<\/span><span data-preserver-spaces=\"true\"> the traditional financial system from being <\/span><span data-preserver-spaces=\"true\">rattled<\/span><span data-preserver-spaces=\"true\"> by <\/span><span data-preserver-spaces=\"true\">crypto\u2019s ups and downs<\/span><span data-preserver-spaces=\"true\">. Transparency is an important part of the Bank of England crypto framework, with banks required to disclose their crypto activity in detail.<\/span><\/p>\n<h2><span data-preserver-spaces=\"true\">Why Banks Are Being Pulled Back from the Edge<\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">David Bailey, <\/span><span data-preserver-spaces=\"true\">director<\/span><span data-preserver-spaces=\"true\"> of <\/span><span data-preserver-spaces=\"true\">prudential policy<\/span><span data-preserver-spaces=\"true\"> at the Bank of England, explained the thinking behind the restrictions.<\/span><span data-preserver-spaces=\"true\"> In short, volatile assets like Bitcoin are too unpredictable to form a big chunk of a bank\u2019s portfolio. <\/span><span data-preserver-spaces=\"true\">Bailey called for a \u201cconservative approach,<\/span><span data-preserver-spaces=\"true\">\u201d saying<\/span><span data-preserver-spaces=\"true\"> banks need to manage crypto in a <\/span><span data-preserver-spaces=\"true\">way<\/span><span data-preserver-spaces=\"true\"> that protects both themselves and their customers.<\/span><\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"500\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\"><img decoding=\"async\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.1.0\/72x72\/1f6a8.png\" alt=\"\ud83d\udea8\" class=\"wp-smiley\" style=\"height: 1em; max-height: 1em;\"> BREAKING: The Bank of England is taking steps to restrict cryptocurrency activities for commercial banks, aiming to promote financial stability across the UK. <img decoding=\"async\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.1.0\/72x72\/1f512.png\" alt=\"\ud83d\udd12\" class=\"wp-smiley\" style=\"height: 1em; max-height: 1em;\"><img decoding=\"async\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.1.0\/72x72\/1f4b0.png\" alt=\"\ud83d\udcb0\" class=\"wp-smiley\" style=\"height: 1em; max-height: 1em;\"><\/p>\n<p><img decoding=\"async\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.1.0\/72x72\/1f4c9.png\" alt=\"\ud83d\udcc9\" class=\"wp-smiley\" style=\"height: 1em; max-height: 1em;\"> Aimed at minimizing risks and ensuring a stable financial system.<a href=\"https:\/\/twitter.com\/hashtag\/Crypto?src=hash&amp;ref_src=twsrc%5Etfw\" target=\"_blank\" rel=\"nofollow\">#Crypto<\/a> <a href=\"https:\/\/twitter.com\/hashtag\/BankOfEngland?src=hash&amp;ref_src=twsrc%5Etfw\" target=\"_blank\" rel=\"nofollow\">#BankOfEngland<\/a> <a href=\"https:\/\/twitter.com\/hashtag\/Finance?src=hash&amp;ref_src=twsrc%5Etfw\" target=\"_blank\" rel=\"nofollow\">#Finance<\/a> <a href=\"https:\/\/twitter.com\/hashtag\/UK?src=hash&amp;ref_src=twsrc%5Etfw\" target=\"_blank\" rel=\"nofollow\">#UK<\/a>\u2026 <a href=\"https:\/\/t.co\/S8wlWC03o8\" target=\"_blank\" rel=\"nofollow\">pic.twitter.com\/S8wlWC03o8<\/a><\/p>\n<p>\u2014 Crypto News Hunters <img decoding=\"async\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.1.0\/72x72\/1f3af.png\" alt=\"\ud83c\udfaf\" class=\"wp-smiley\" style=\"height: 1em; max-height: 1em;\"> (@CryptoNewsHntrs) <a href=\"https:\/\/twitter.com\/CryptoNewsHntrs\/status\/1935723093885911148?ref_src=twsrc%5Etfw\" target=\"_blank\" rel=\"nofollow\">June 19, 2025<\/a><\/p>\n<\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<h2><span data-preserver-spaces=\"true\">One Percent Is the Magic Number<\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">Under the proposal, UK banks would be expected to cap their holdings of cryptocurrencies at <\/span><span data-preserver-spaces=\"true\">just one percent<\/span><span data-preserver-spaces=\"true\"> of their total assets. That\u2019s a number coming straight from the Basel Committee, the global group that sets banking standards. The idea is to give crypto some room without letting it throw off the financial balance sheet.<\/span><\/p>\n<h2><span data-preserver-spaces=\"true\">More Reporting, More Transparency<\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">It is not just about limits. Banks will also have to be more transparent. <\/span><span data-preserver-spaces=\"true\">A new set of disclosure rules will <\/span><span data-preserver-spaces=\"true\">roll<\/span><span data-preserver-spaces=\"true\"> out around the same time, requiring banks to share details about <\/span><span data-preserver-spaces=\"true\">how much<\/span><span data-preserver-spaces=\"true\"> crypto they hold and in what form.<\/span><span data-preserver-spaces=\"true\"> That way, regulators and the public can see exactly how much risk is being taken on and where it\u2019s coming from.<\/span><\/p>\n<div class=\"cpp-crypto-chart cpp-crypto-chart-99btc cpp-crypto-chart-btc\" data-coin-symbol=\"btc\" data-price-usd=\"BTC Price (USD)\" data-main-color=\"#4caf05\" data-watermark-image=\"https:\/\/99bitcoins.com\/wp-content\/uploads\/2025\/06\/99bitcoins-logo.png\" data-chart-style=\"99btc\">\n<div class=\"cpp-chart-top-section\">\n<div class=\"cpp-chart-info-section\">\n<div class=\"cpp-chart-logo\"><img decoding=\"async\" src=\"https:\/\/cimg.co\/wp-content\/uploads\/2024\/02\/26205235\/btc.svg\" alt=\"btc logo\"><\/div>\n<div class=\"cpp-chart-coin-details\">\n<div class=\"cpp-chart-labels-row\">\n<div class=\"cpp-chart-coin-name\">Bitcoin<\/div>\n<div class=\"cpp-chart-price-info\">Price<\/div>\n<div class=\"cpp-chart-market-cap\">Market Cap<\/div>\n<\/div>\n<div class=\"cpp-chart-values-row\">\n<div class=\"cpp-chart-coin-symbol\">BTC<\/div>\n<div class=\"cpp-chart-price\"><\/div>\n<div class=\"cpp-chart-market-cap-value\">$2.08T<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cpp-chart-selectors cpp-chart-selectors-99btc\"><span class=\"cpp-chart-selector\" data-period=\"24h\">24h<\/span><span class=\"cpp-chart-selector\" data-period=\"7d\">7d<\/span><span class=\"cpp-chart-selector\" data-period=\"30d\">30d<\/span><span class=\"cpp-chart-selector\" data-period=\"1y\">1y<\/span><span class=\"cpp-chart-selector\" data-period=\"all_time\">All time<\/span><\/div>\n<\/div>\n<p><canvas id=\"cpp-chart-6854ed913be0e\" class=\"cpp-chart-container cpp-chart-container-99btc\"><\/canvas><\/div>\n<p><strong>DISCOVER: <a class=\"general-link\" href=\"https:\/\/99bitcoins.com\/cryptocurrency\/next-1000x-crypto\/\" target=\"_blank\" rel=\"nofollow noopener sponsored\">Next 1000X Crypto: 10+ Crypto Tokens That Can Hit 1000x in 2025<\/a><\/strong><\/p>\n<h2><span data-preserver-spaces=\"true\">The FCA Is Covering the Consumer Side<\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">The Financial Conduct Authority is working in parallel to <\/span><span data-preserver-spaces=\"true\">set<\/span><span data-preserver-spaces=\"true\"> rules <\/span><span data-preserver-spaces=\"true\">for<\/span><span data-preserver-spaces=\"true\"> how regular people interact with <\/span><span data-preserver-spaces=\"true\">crypto<\/span><span data-preserver-spaces=\"true\">.<\/span> <span data-preserver-spaces=\"true\">Some of the upcoming rules could ban borrowing money to buy <\/span><span data-preserver-spaces=\"true\">crypto<\/span><span data-preserver-spaces=\"true\">, <\/span><span data-preserver-spaces=\"true\">put<\/span><span data-preserver-spaces=\"true\"> limits on lending and staking, and require platforms to <\/span><span data-preserver-spaces=\"true\">step up<\/span><span data-preserver-spaces=\"true\"> compliance.<\/span><span data-preserver-spaces=\"true\"> These changes are all aimed at reducing the chance that people lose money they can\u2019t afford to lose.<\/span><\/p>\n<h2><span data-preserver-spaces=\"true\">Why This Is Happening Now<\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">The timing is no coincidence. <\/span><span data-preserver-spaces=\"true\">After<\/span><span data-preserver-spaces=\"true\"> the collapses of Silvergate and Silicon Valley Bank, both of which had deep ties to crypto clients, regulators <\/span><span data-preserver-spaces=\"true\">around the world got<\/span><span data-preserver-spaces=\"true\"> a serious wake-up call.<\/span> <span data-preserver-spaces=\"true\">The UK <\/span><span data-preserver-spaces=\"true\">wants<\/span><span data-preserver-spaces=\"true\"> to be ahead of the next crisis, <\/span><span data-preserver-spaces=\"true\">not<\/span><span data-preserver-spaces=\"true\"> reacting to it after the fact.<\/span><\/p>\n<h2><span data-preserver-spaces=\"true\">A Bigger Regulatory Puzzle<\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">These upcoming bank rules are part of a wider plan. The UK is already <\/span><span data-preserver-spaces=\"true\">setting up full<\/span><span data-preserver-spaces=\"true\"> regulations for crypto exchanges and trading platforms by 2026. The goal is to treat crypto like any other part of the financial system, with all the same responsibilities and guardrails.<\/span><\/p>\n<p><strong>DISCOVER: <a class=\"general-link\" href=\"https:\/\/99bitcoins.com\/cryptocurrency\/high-risk-high-reward-crypto\/\" target=\"_blank\" rel=\"nofollow noopener sponsored\">9+ Best High-Risk, High-Reward Crypto to Buy in June2025<\/a><\/strong><\/p>\n<h2><span data-preserver-spaces=\"true\">What This Means for the Banks<\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">Banks may dial back their crypto plans, focusing instead on services that carry less risk. That could mean helping clients store digital assets, process stablecoin payments, or work with blockchain in more controlled environments. They will also need to update their internal systems to meet new risk standards.<\/span><\/p>\n<h2><span data-preserver-spaces=\"true\">What to Expect Next<\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">The Bank of England plans to release draft rules for public comment before finalizing anything. In the meantime, banks are expected to prepare by reviewing their crypto exposure and getting ready to comply. <\/span><span data-preserver-spaces=\"true\">On the consumer side, the FCA\u2019s new restrictions <\/span><span data-preserver-spaces=\"true\">should land<\/span><span data-preserver-spaces=\"true\"> sometime next year.<\/span><\/p>\n<h2><span data-preserver-spaces=\"true\">Looking Forward<\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">The UK is not banning crypto, but it is certainly setting firmer boundaries. <\/span><span data-preserver-spaces=\"true\">These new rules aim to <\/span><span data-preserver-spaces=\"true\">let the<\/span><span data-preserver-spaces=\"true\"> technology develop without putting the financial system <\/span><span data-preserver-spaces=\"true\">in danger<\/span><span data-preserver-spaces=\"true\">.<\/span><span data-preserver-spaces=\"true\"> If regulators strike the right balance, the UK could become a model for responsible crypto integration.<\/span><\/p>\n<p><strong><span data-preserver-spaces=\"true\">DISCOVER:\u00a0<\/span><a class=\"general-link\" href=\"https:\/\/99bitcoins.com\/cryptocurrency\/next-crypto-to-explode\/\" target=\"_blank\" rel=\"nofollow noopener sponsored\"><span data-preserver-spaces=\"true\">20+ Next Crypto to Explode in 2025\u00a0<\/span><\/a><\/strong><\/p>\n<p><strong><a class=\"general-link\" href=\"https:\/\/discord.gg\/B7Uk6agkqj\" target=\"_blank\" rel=\"nofollow noopener nofollow\"><span data-preserver-spaces=\"true\">Join The 99Bitcoins News Discord Here For The Latest Market Updates<\/span><\/a><\/strong><\/p>\n<p><span data-preserver-spaces=\"true\">    <\/p>\n<div class=\"nnbtc-key-takeaways\">\n<h2 class=\"nnbtc-key-takeaways__title\">Key Takeaways<\/h2>\n<p><span data-preserver-spaces=\"true\">    <\/p>\n<ul class=\"nnbtc-key-takeaways__list\">\n        <\/ul>\n<p><\/span><\/p>\n<p><span data-preserver-spaces=\"true\">    <\/p>\n<li class=\"nnbtc-key-takeaways__list-item\">\n        The Bank of England will limit UK banks\u2019 crypto holdings to 1% of total assets starting in 2026.    <\/li>\n<p>    <\/span><\/p>\n<p><span data-preserver-spaces=\"true\">    <\/p>\n<li class=\"nnbtc-key-takeaways__list-item\">\n        The rule aims to reduce volatility risk and keep crypto from destabilizing traditional financial institutions.    <\/li>\n<p>    <\/span><\/p>\n<p><span data-preserver-spaces=\"true\">    <\/p>\n<li class=\"nnbtc-key-takeaways__list-item\">\n        Banks will face new disclosure requirements, making their crypto exposure more transparent to regulators and the public.    <\/li>\n<p>    <\/span><\/p>\n<p><span data-preserver-spaces=\"true\">    <\/p>\n<li class=\"nnbtc-key-takeaways__list-item\">\n        The FCA is working on consumer-facing rules that may restrict lending, staking, and leveraged crypto purchases.    <\/li>\n<p>    <\/span><\/p>\n<p><span data-preserver-spaces=\"true\">    <\/p>\n<li class=\"nnbtc-key-takeaways__list-item\">\n        These rules are part of the UK\u2019s broader effort to integrate crypto into the financial system with strict oversight.    <\/li>\n<p>    <\/span><\/p>\n<p><span data-preserver-spaces=\"true\"><br \/>\n    <\/span><\/p>\n<p><span data-preserver-spaces=\"true\">    <\/span><\/p>\n<\/div>\n<p>    <\/span><\/p>\n<p>The post <a href=\"https:\/\/99bitcoins.com\/news\/adoption\/bank-of-england-crypto-rules-set-1-cap-for-2026\/\">UK to Cap Bank Crypto Holdings at 1 Percent by 2026<\/a> appeared first on <a href=\"https:\/\/99bitcoins.com\/\">99Bitcoins<\/a>.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>The Bank of England is setting the stage for a big change in how British banks interact with cryptocurrencies. Starting in 2026, banks will face new limits on how much digital asset exposure they can take on. The move is part of a wider push to reduce risk and keep the traditional financial system from [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"iawp_total_views":0,"footnotes":""},"categories":[2],"tags":[3,4,5],"class_list":["post-32806","post","type-post","status-publish","format-standard","hentry","category-news","tag-crypto","tag-doge","tag-news"],"_links":{"self":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts\/32806","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=32806"}],"version-history":[{"count":0,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts\/32806\/revisions"}],"wp:attachment":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=32806"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=32806"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=32806"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}