{"id":33354,"date":"2025-06-24T09:16:47","date_gmt":"2025-06-24T09:16:47","guid":{"rendered":"https:\/\/dogewisperer.com\/?p=33354"},"modified":"2025-06-24T09:16:47","modified_gmt":"2025-06-24T09:16:47","slug":"u-s-housing-regulator-could-let-crypto-be-considered-in-mortgage-applications","status":"publish","type":"post","link":"https:\/\/dogewisperer.com\/?p=33354","title":{"rendered":"U.S. Housing Regulator Could Let Crypto Be Considered in Mortgage Applications"},"content":{"rendered":"<div>\n<p>The Federal Housing Finance Agency (FHFA) will study whether crypto holdings should count when Americans apply for a mortgage, Director Bill Pulte <a href=\"https:\/\/x.com\/pulte\/status\/1937303023518445931\">said on X<\/a>.<\/p>\n<p>The review, will look at how assets, such as bitcoin BTC might fold into the income-and-wealth checks at Fannie Mae, Freddie Mac, and the 11 regional Federal Home Loan Banks, used to backstop most U.S. mortgages.<\/p>\n<p>Pulte&#8217;s comment come as the U.S. becomes increasingly crypto friendly under President Donald Trump&#8217;s rule. Pulte, was sworn in on March 14 after being nominated by Trump. <\/p>\n<p>Public <a href=\"https:\/\/static.politico.com\/94\/f9\/ba1de7534031ade0d2cf6e924c22\/2-25-pulte-financial-disclosure.pdf\">filings<\/a> show he owns as much as $1 million in both bitcoin and solana&#8217;s SOL SOL, alongside stakes in crypto firm MARA Holdings, air conditioning firms, MrBeast Industries, and Elon Musk\u2019s X among others.<\/p>\n<p>Currently, Fannie Mae and Freddie Mac <a href=\"https:\/\/corr.pennymac.com\/announcements\/announcement-22-39\">require<\/a> that cryptocurrency holdings be \u201cexchanged into U.S. dollars and is held in a U.S. or state regulated financial institution\u201d to be considered.<\/p>\n<p><strong><em>Read more: <a href=\"https:\/\/www.coindesk.com\/policy\/2025\/04\/01\/u-s-openness-to-crypto-could-raise-risk-levels-in-tradfi-european-regulators-say\">U.S. Openness to Crypto Could Raise Risk Levels in TradFi, European Regulators Say<\/a><\/em><\/strong><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>The Federal Housing Finance Agency (FHFA) will study whether crypto holdings should count when Americans apply for a mortgage, Director Bill Pulte said on X. The review, will look at how assets, such as bitcoin BTC might fold into the income-and-wealth checks at Fannie Mae, Freddie Mac, and the 11 regional Federal Home Loan Banks, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"iawp_total_views":0,"footnotes":""},"categories":[2],"tags":[3,4,5],"class_list":["post-33354","post","type-post","status-publish","format-standard","hentry","category-news","tag-crypto","tag-doge","tag-news"],"_links":{"self":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts\/33354","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=33354"}],"version-history":[{"count":0,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts\/33354\/revisions"}],"wp:attachment":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=33354"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=33354"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=33354"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}