{"id":34555,"date":"2025-07-01T11:31:44","date_gmt":"2025-07-01T11:31:44","guid":{"rendered":"https:\/\/dogewisperer.com\/?p=34555"},"modified":"2025-07-01T11:31:44","modified_gmt":"2025-07-01T11:31:44","slug":"bitcoin-ethereum-could-soon-help-you-get-a-mortgage-now-cathie-woods-ark-invest-sees-12-trillion-opportunity-after-fhfa-move","status":"publish","type":"post","link":"https:\/\/dogewisperer.com\/?p=34555","title":{"rendered":"Bitcoin, Ethereum Could Soon Help You Get A Mortgage Now \u2014 Cathie Wood&#8217;s Ark Invest Sees $12 Trillion Opportunity After FHFA Move"},"content":{"rendered":"<div>\n<p><strong>Ark Invest<\/strong>, a leading investment management firm led by<strong> Cathie Wood, <\/strong>has highlighted a pivotal development set to bridge the world of blockchain-based capital with the substantial U.S. mortgage market.<\/p>\n<p><strong>What Happened: <\/strong>According to <strong>Nick Grous, <\/strong>an associate portfolio manager at Ark Invest, the recent directive from the Federal Housing Finance Agency (FHFA) instructing <strong>Fannie Mae<\/strong> (OTC:<a class=\"ticker\" href=\"https:\/\/www.benzinga.com\/stock\/FNMA#OTC\">FNMA<\/a>) and <strong>Freddie Mac<\/strong> (OTC:<a class=\"ticker\" href=\"https:\/\/www.benzinga.com\/stock\/FMCC#OTC\">FMCC<\/a>) to consider cryptocurrency holdings, such as <strong>Bitcoin<\/strong> (CRYPTO: <a class=\"ticker\" href=\"https:\/\/www.benzinga.com\/quote\/btc\/usd\">BTC<\/a>) and <strong>Ethereum<\/strong> (CRYPTO: <a class=\"ticker\" href=\"https:\/\/www.benzinga.com\/quote\/eth\/usd\">ETH<\/a>), for mortgage loan risk assessments marks \u201ccrypto&#8217;s first step into U.S. housing: from wallets to mortgages.\u201d<\/p>\n<p>\u201cThis directive introduces a novel bridge between blockchain-based capital and the $12 trillion U.S. mortgage market,\u201d Grous notes.<\/p>\n<p>Looking at the potential scale, Grous references iEmergent&#8217;s 2024 Home Mortgage Disclosure Act (HMDA) data, which reported around \u201c6 million mortgage originations in the U.S. last year, valued at $1.82 trillion.\u201d<\/p>\n<p>Based on an average loan size of approximately \u201c$340,000,\u201d Ark Invest\u2019s analysis suggests that \u201cif just 5% of mortgage borrowers included crypto-based assets in their applications, &#8230;<\/p>\n<p><a href=\"https:\/\/www.benzinga.com\/crypto\/cryptocurrency\/25\/07\/46190931\/bitcoin-ethereum-could-soon-help-you-get-a-mortgage-now-cathie-woods-ark-invest-sees-12-tri\" alt=\"Bitcoin,\" ethereum could soon help you get a mortgage now cathie wood ark invest sees trillion opportunity after fhfa move>Full story available on Benzinga.com<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Ark Invest, a leading investment management firm led by Cathie Wood, has highlighted a pivotal development set to bridge the world of blockchain-based capital with the substantial U.S. mortgage market. What Happened: According to Nick Grous, an associate portfolio manager at Ark Invest, the recent directive from the Federal Housing Finance Agency (FHFA) instructing Fannie [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"iawp_total_views":0,"footnotes":""},"categories":[2],"tags":[3,4,5],"class_list":["post-34555","post","type-post","status-publish","format-standard","hentry","category-news","tag-crypto","tag-doge","tag-news"],"_links":{"self":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts\/34555","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=34555"}],"version-history":[{"count":0,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts\/34555\/revisions"}],"wp:attachment":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=34555"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=34555"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=34555"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}