{"id":35052,"date":"2025-07-03T14:01:36","date_gmt":"2025-07-03T14:01:36","guid":{"rendered":"https:\/\/dogewisperer.com\/?p=35052"},"modified":"2025-07-03T14:01:36","modified_gmt":"2025-07-03T14:01:36","slug":"top-presales-to-soar-as-ripple-seeks-us-bank-license-institutions-are-hot-on-crypto","status":"publish","type":"post","link":"https:\/\/dogewisperer.com\/?p=35052","title":{"rendered":"Top Presales to Soar as Ripple Seeks US Bank License: Institutions Are Hot on Crypto"},"content":{"rendered":"
\n

Ripple has officially applied for a national bank charter to the Office of the Comptroller of the Currency (OCC). The crypto company already holds a state-level license from New York\u2019s NYDFS.<\/p>\n

If it now secures a bank charter, it would become the only stablecoin with both federal and state oversight, boosting the credibility of $RLUSD \u2013 Ripple\u2019s stablecoin.<\/p>\n

This move, confirmed by Ripple CEO<\/a> Brad Garlinghouse on X, comes just two days after USDC issuer Circle announced its own application for a bank charter with\u00a0the OCC<\/a>.<\/p>\n

$USDC is currently the second biggest stablecoin with a market cap of $61B<\/a>, whereas $RLUSD holds a much smaller footprint of $469M.<\/p>\n

We\u2019ll dig into what it could mean for the wider crypto market and also suggest the top presales<\/a> you can buy to capitalize on the trend.<\/p>\n

Ripple\u2019s Fed Master Account Application<\/h2>\n

Along with a national bank charter, Ripple has also applied for a Fed master account through Standard Custody & Trust Company.<\/p>\n

Currently, no stablecoin issuer has a Fed master account. If Ripple gets the nod, it could be a major win for $RLUSD.<\/p>\n

Instead of holding reserves with third-party financial instruments, Ripple will be able to store them directly with the Fed, offering an unmatched level of security.<\/p>\n

A Fed master account is also a strong indicator of regulatory trust in the stablecoin, which will encourage other financial institutions to use $RLUSD as their primary stablecoin.<\/p>\n

Ripple\u2019s push for a national bank charter could lead to a domino effect where more stablecoin issuers strive for a regulatory stamp of confidence.<\/p>\n

This opens the door for innovative altcoins with unique real-world utility to skyrocket. With that in mind, here are some of the top trending cryptos<\/a> you can invest in to make the most of it.<\/p>\n

1. Snorter Token ($SNORT) \u2013 Best Crypto to Buy Now for the Best Meme Coin Trading Experience<\/h2>\n

Are you a meme coin trader? If yes, the Snorter Telegram bot might just be what you\u2019re looking for.<\/p>\n

Powered by the Snorter Token ($SNORT)<\/a>, the bot can automatically, and at breakneck pace, snipe new tokens on the Solana blockchain as soon as it becomes liquid, making it the best crypto to buy now<\/a>.<\/p>\n

If you hold $SNORT, you also get access to a low trading fee of just 0.85%, compared to the standard 1.5% when buying or selling crypto with the Snorter bot.<\/p>\n

\"Snorter<\/p>\n

The best part? Snorter employs MEV-resistant layers to protect you from sandwich attacks, rug pulls, and honeypots, ensuring a safe and smooth meme coin trading experience.<\/p>\n

Out of the total supply of 500M, 25% has been reserved for project development. This is a clear sign that the developers are prioritizing long-term innovation and platform upgrades.<\/p>\n

The bot plans to integrate other blockchains beyond Solana, along with a centralized dashboard where you can view your entire crypto portfolio in a single place.<\/p>\n

The $SNORT token has raised $1.5M so far and is currently priced at $0.0973. And if the $SNORT price predictions<\/a> are anything to go by, the token could make a high of $1.02 in 2025 itself \u2013 a whopping 1,000% gain.<\/p>\n

2. Bitcoin Hyper ($HYPER) \u2013 The First Bitcoin Layer-2 Solution With Faster Transactions and Lower Fees<\/h2>\n

Bitcoin is hands down the most popular cryptocurrency around.<\/p>\n

However, over time, the Bitcoin ecosystem has been plagued by slow transactions due to growing traffic. Plus, Bitcoin isn\u2019t compatible with decentralized apps, forcing users to resort to other options.<\/p>\n

All that will change with Bitcoin Hyper ($HYPER)<\/a> \u2013 a Bitcoin Layer 2 solution. A canonical bridge sits at the heart of $HYPER, using which you can convert your typical $BTC into wrapped Bitcoin.<\/p>\n

\"Bitcoin<\/p>\n

This Bitcoin can then be used for staking or engaging with NFTs, DeFi, blockchain gaming, and more. Once you\u2019ve done what you needed to do, you can convert the wrapped $BTC back to real $BTC.<\/p>\n

Note that this entire conversion back and forth is powered by the canonical bridge and aided by the Solana Virtual Machine (SVM)<\/a>, offering speed and scalability along with low fees.<\/p>\n

One $HYPER token is currently available for just $0.012125, and the project has raised a total of $1.8M so far. And according to our $HYPER price prediction<\/a>, it could hit $0.08625 in 2026 \u2014 a potential seven-fold profit.<\/p>\n

3. Lightchain AI ($LCAI) \u2013 Innovative Altcoin Looking to Build Futuristic Blockchains With the Help of AI<\/h2>\n

Lightchain AI brings together the best of both worlds \u2013 artificial intelligence and blockchain technology.<\/p>\n

Simply put, Lightchain aims to build decentralized, smarter, and secure blockchains by leveraging the power of artificial intelligence.<\/p>\n

For this, it plans to use a mix of modern technologies like consensus mechanism, Artificial Intelligence Virtual Machine (AIVM), and Proof of Intelligence (PoI).<\/p>\n

\"Lightchain<\/p>\n

$LCAI is your key to access the latest AI tech enhancements, privacy tools, and priority processing perks at Lightchain. You can also take $LCAI tokens to participate in DAO governance.<\/p>\n

Lucky for you, you can get one token for just $0.007125 right now. The project has raised a whopping $21M so far and is on its way to revolutionize blockchain technology.<\/p>\n

Conclusion<\/h2>\n

Ripple and Circle\u2019s efforts for regulatory approvals signal a growing trend towards legitimizing digital assets.<\/p>\n

This could ultimately benefit newer, high-potential tokens like Snorter Token ($SNORT)<\/a> and Bitcoin Hyper ($HYPER)<\/a>, which might churn out outsized gains.<\/p>\n

However, since cryptocurrencies are always a risky investment, it\u2019s advised to do your own research before putting your hard-earned money into them. Also, this article isn\u2019t financial advice.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Ripple has officially applied for a national bank charter to the Office of the Comptroller of the Currency (OCC). The crypto company already holds a state-level license from New York\u2019s NYDFS. If it now secures a bank charter, it would become the only stablecoin with both federal and state oversight, boosting the credibility of $RLUSD […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"iawp_total_views":0,"footnotes":""},"categories":[2],"tags":[3,4,5],"class_list":["post-35052","post","type-post","status-publish","format-standard","hentry","category-news","tag-crypto","tag-doge","tag-news"],"_links":{"self":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts\/35052","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=35052"}],"version-history":[{"count":0,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts\/35052\/revisions"}],"wp:attachment":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=35052"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=35052"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=35052"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}