{"id":37624,"date":"2025-07-18T11:16:47","date_gmt":"2025-07-18T11:16:47","guid":{"rendered":"https:\/\/dogewisperer.com\/?p=37624"},"modified":"2025-07-18T11:16:47","modified_gmt":"2025-07-18T11:16:47","slug":"us-crypto-week-delivers-landmark-regulatory-shift-with-genius-clarity-and-anti-cbdc-acts","status":"publish","type":"post","link":"https:\/\/dogewisperer.com\/?p=37624","title":{"rendered":"US Crypto Week Delivers Landmark Regulatory Shift With GENIUS, CLARITY, and Anti-CBDC Acts"},"content":{"rendered":"<div>\n<p>This week will go down in US crypto history. The U.S. House passed three major bills, GENIUS, Clarity, and Anti-CBDC, shaping the next chapter of American crypto regulation. This will lead to big implications.<\/p>\n<p>With billions in lobbying, stablecoins, regulatory wars, and digital dollar fears were front and center. The GENIUS Act is nearly law, while the CLARITY and Anti-CBDC Acts are in Senate limbo. Now, it\u2019s a race against time and politics.<\/p>\n<p><span style=\"font-weight: 400\"><\/p>\n<div class=\"cpp-crypto-chart cpp-crypto-chart-99btc cpp-crypto-chart-btc\" data-coin-symbol=\"btc\" data-price-usd=\"BTC Price (USD)\" data-main-color=\"#4caf05\" data-watermark-image=\"https:\/\/99bitcoins.com\/wp-content\/uploads\/2025\/06\/99bitcoins-logo.png\" data-chart-style=\"99btc\">\n<div class=\"cpp-chart-top-section\">\n<div class=\"cpp-chart-info-section\">\n<div class=\"cpp-chart-logo\"><img decoding=\"async\" src=\"https:\/\/cimg.co\/wp-content\/uploads\/2024\/02\/26205235\/btc.svg\" alt=\"btc logo\"><\/div>\n<div class=\"cpp-chart-coin-details\">\n<div class=\"cpp-chart-labels-row\">\n<div class=\"cpp-chart-coin-name\">Bitcoin<\/div>\n<div class=\"cpp-chart-price-info\">Price<\/div>\n<div class=\"cpp-chart-market-cap\">Market Cap<\/div>\n<\/div>\n<div class=\"cpp-chart-values-row\">\n<div class=\"cpp-chart-coin-symbol\">BTC<\/div>\n<div class=\"cpp-chart-price\"><\/div>\n<div class=\"cpp-chart-market-cap-value\">$2.36T<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cpp-chart-selectors cpp-chart-selectors-99btc\"><span class=\"cpp-chart-selector\" data-period=\"24h\">24h<\/span><span class=\"cpp-chart-selector\" data-period=\"7d\">7d<\/span><span class=\"cpp-chart-selector\" data-period=\"30d\">30d<\/span><span class=\"cpp-chart-selector\" data-period=\"1y\">1y<\/span><span class=\"cpp-chart-selector\" data-period=\"all_time\">All time<\/span><\/div>\n<\/div>\n<p><canvas id=\"cpp-chart-687a2bc068c2d\" class=\"cpp-chart-container cpp-chart-container-99btc\"><\/canvas><\/div>\n<p><\/span><\/p>\n<h2>GENIUS Act Passes, Awaiting Trump\u2019s Signature<\/h2>\n<p>The GENIUS Act, short for \u201cGuiding and Establishing National Innovation for U.S. Stablecoin\u201d, is the first major U.S. federal legislation to directly regulate stablecoins. All kinds of strict rules will apply from reserve mandates, AML rules, to mandatory transparency for issuers.<\/p>\n<p>The goal is to make stablecoins safe and compliant without killing innovation. The House passed it with a divisive 308-122 vote.<\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"500\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\"><img decoding=\"async\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.1.0\/72x72\/1f6a8.png\" alt=\"\ud83d\udea8\" class=\"wp-smiley\" style=\"height: 1em; max-height: 1em;\"><img decoding=\"async\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.1.0\/72x72\/1f6a8.png\" alt=\"\ud83d\udea8\" class=\"wp-smiley\" style=\"height: 1em; max-height: 1em;\"><img decoding=\"async\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.1.0\/72x72\/1f6a8.png\" alt=\"\ud83d\udea8\" class=\"wp-smiley\" style=\"height: 1em; max-height: 1em;\"> The House just passed my bill \u2013 The GENIUS Act!<\/p>\n<p>This historic legislation will bring our payment system into the 21st century. It will ensure the dominance of the U.S. dollar. It will increase demand for U.S. Treasuries.<\/p>\n<p>I look forward to <a href=\"https:\/\/twitter.com\/POTUS?ref_src=twsrc%5Etfw\" rel=\"nofollow\" target=\"_blank\">@POTUS<\/a> signing GENIUS into law \u2013\u2026 <a href=\"https:\/\/t.co\/NmQMVHZGls\" rel=\"nofollow\" target=\"_blank\">pic.twitter.com\/NmQMVHZGls<\/a><\/p>\n<p>\u2014 Senator Bill Hagerty (@SenatorHagerty) <a href=\"https:\/\/twitter.com\/SenatorHagerty\/status\/1945933801772781967?ref_src=twsrc%5Etfw\" rel=\"nofollow\" target=\"_blank\">July 17, 2025<\/a><\/p>\n<\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<p><strong>DISCOVER: <a class=\"general-link\" href=\"https:\/\/99bitcoins.com\/cryptocurrency\/best-meme-coin-icos\/\" target=\"_blank\" rel=\"nofollow noopener sponsored\">Best Meme Coin ICOs to Invest in 2025<\/a><\/strong><\/p>\n<p>The Senate already gave it the green light, and now it is headed to President Trump\u2019s desk for a signature. Rumors are swirling that Trump is backing it because of the World Liberty Financial. But with bipartisan support, the bill\u2019s momentum was too strong to stop.<\/p>\n<p>This bill is seen as a stabilizing force after past debacles like TerraUSD. It essentially forces stablecoin issuers to play by banking-level rules. Especially on reserves and disclosures. The crypto industry has mixed feelings; some cheer for clarity, and others fear overreach.<\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"500\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\"><img decoding=\"async\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.1.0\/72x72\/1f6a8.png\" alt=\"\ud83d\udea8\" class=\"wp-smiley\" style=\"height: 1em; max-height: 1em;\">Terra Luna: Backstory Uncovered<img decoding=\"async\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.1.0\/72x72\/1f6a8.png\" alt=\"\ud83d\udea8\" class=\"wp-smiley\" style=\"height: 1em; max-height: 1em;\"><\/p>\n<p>In May 2022, one of the top 10 crypto projects with billions in value locked vanished in just days.<\/p>\n<p>What happened wasn\u2019t just a failure. It was a warning.<\/p>\n<p>TerraUSD (UST) wasn\u2019t your typical stablecoin. Unlike USDT or USDC, it wasn\u2019t backed\u2026 <a href=\"https:\/\/t.co\/C0JGNnHO8S\" rel=\"nofollow\" target=\"_blank\">pic.twitter.com\/C0JGNnHO8S<\/a><\/p>\n<p>\u2014 DeFi Philic <img decoding=\"async\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.1.0\/72x72\/1fa99.png\" alt=\"\ud83e\ude99\" class=\"wp-smiley\" style=\"height: 1em; max-height: 1em;\"><img decoding=\"async\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.1.0\/72x72\/1f4ca.png\" alt=\"\ud83d\udcca\" class=\"wp-smiley\" style=\"height: 1em; max-height: 1em;\"> (@DeFi_Philic) <a href=\"https:\/\/twitter.com\/DeFi_Philic\/status\/1945754135799775722?ref_src=twsrc%5Etfw\" rel=\"nofollow\" target=\"_blank\">July 17, 2025<\/a><\/p>\n<\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<p><strong>DISCOVER: <a class=\"general-link\" href=\"https:\/\/99bitcoins.com\/cryptocurrency\/best-solana-meme-coins\/\" target=\"_blank\" rel=\"nofollow noopener sponsored\">Top Solana Meme Coins to Buy in 2025<\/a><\/strong><\/p>\n<p>One thing is clear that the GENIUS Act gives the US a regulatory template for crypto stablecoins at a time when global jurisdictions are racing to do the same. If signed into law, it could legitimize the use of USD-backed stablecoins across institutional and retail fronts. For now, eyes are on the Oval Office and President Trump to sign the deal.<\/p>\n<h2>CLARITY and Anti-CBDC Acts Pass House, Senate Battle Ahead<\/h2>\n<p>The CLARITY Act and Anti-CBDC Surveillance State Act cleared the House floor on the 17th of July, but they are not yet law. These two carry huge weight in the crypto world. The CLARITY Act aims to end the chaos over which agency SEC or the CFTC, calls the shots on crypto. It also includes consumer protections and hints at tailored rules for DeFi and stablecoins.<\/p>\n<p>Backed by both the Financial Services and Agriculture Committees, it got solid bipartisan backing. But now it faces a steeper climb in the Senate, where political battle and possible amendments could slow or reshape the final version.<\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"500\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\"><img decoding=\"async\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/15.1.0\/72x72\/1f1fa-1f1f8.png\" alt=\"\ud83c\uddfa\ud83c\uddf8\" class=\"wp-smiley\" style=\"height: 1em; max-height: 1em;\"> UPDATE: All three crypto bills have passed the House \u2013 CLARITY Act (294-134), GENIUS Act (308-122), and Anti-CBDC Act (219-210). <\/p>\n<p>The GENIUS Act now heads to President Trump&#8217;s desk for signing tomorrow afternoon at the White House. <a href=\"https:\/\/t.co\/f42VfXuT59\" rel=\"nofollow\" target=\"_blank\">pic.twitter.com\/f42VfXuT59<\/a><\/p>\n<p>\u2014 Cointelegraph (@Cointelegraph) <a href=\"https:\/\/twitter.com\/Cointelegraph\/status\/1945987096302301290?ref_src=twsrc%5Etfw\" rel=\"nofollow\" target=\"_blank\">July 17, 2025<\/a><\/p>\n<\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<p>Anti-CBDC bill aims to permanently block any form of a U.S. central bank digital currency, citing surveillance concerns. Supporters fear government overreach and loss of financial privacy. Critics argue it could leave the U.S. behind in the global digital currency race. With a narrow 27-22 committee vote before hitting the floor, it shows how divisive the issue remains.<\/p>\n<p>The next roadblock is the Senate. Unlike the GENIUS Act, these bills don\u2019t yet have clear Senate backing. Depending on amendments or procedural delays, it could either stall or evolve into something different.<\/p>\n<p><strong>DISCOVER: <a class=\"general-link\" href=\"https:\/\/99bitcoins.com\/cryptocurrency\/next-crypto-to-explode\/\" target=\"_blank\" rel=\"nofollow noopener sponsored\">20+ Next Crypto to Explode in 2025<\/a><\/strong><\/p>\n<p><strong><a class=\"general-link\" href=\"https:\/\/discord.gg\/B7Uk6agkqj\" target=\"_blank\" rel=\"nofollow noopener nofollow nofollow nofollow nofollow\"><span data-preserver-spaces=\"true\">Join The 99Bitcoins News Discord Here For The Latest Market Updates<\/span><\/a><\/strong><\/p>\n<div class=\"nnbtc-key-takeaways\">\n<h2 class=\"nnbtc-key-takeaways__title\">Key Takeaways<\/h2>\n<li class=\"nnbtc-key-takeaways__list-item\">\n        GENIUS Act waiting on Trump\u2019s desk.    <\/li>\n<li class=\"nnbtc-key-takeaways__list-item\">\n        CLARITY and Anti-CBDC Acts can hit a roadblock.    <\/li>\n<\/p><\/div>\n<p>The post <a href=\"https:\/\/99bitcoins.com\/news\/altcoins\/us-crypto-week-delivers-landmark-regulatory-shift-with-genius-clarity-and-anti-cbdc-acts\/\">US Crypto Week Delivers Landmark Regulatory Shift With GENIUS, CLARITY, and Anti-CBDC Acts<\/a> appeared first on <a href=\"https:\/\/99bitcoins.com\/\">99Bitcoins<\/a>.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>This week will go down in US crypto history. The U.S. House passed three major bills, GENIUS, Clarity, and Anti-CBDC, shaping the next chapter of American crypto regulation. This will lead to big implications. With billions in lobbying, stablecoins, regulatory wars, and digital dollar fears were front and center. The GENIUS Act is nearly law, [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"iawp_total_views":0,"footnotes":""},"categories":[2],"tags":[3,4,5],"class_list":["post-37624","post","type-post","status-publish","format-standard","hentry","category-news","tag-crypto","tag-doge","tag-news"],"_links":{"self":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts\/37624","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=37624"}],"version-history":[{"count":0,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts\/37624\/revisions"}],"wp:attachment":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=37624"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=37624"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=37624"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}