{"id":38819,"date":"2025-07-25T15:01:41","date_gmt":"2025-07-25T15:01:41","guid":{"rendered":"https:\/\/dogewisperer.com\/?p=38819"},"modified":"2025-07-25T15:01:41","modified_gmt":"2025-07-25T15:01:41","slug":"ripple-just-beat-out-tethers-usdt-and-circles-usdc-to-clinch-this-title","status":"publish","type":"post","link":"https:\/\/dogewisperer.com\/?p=38819","title":{"rendered":"Ripple Just Beat Out Tether\u2019s USDT And Circle\u2019s USDC To Clinch This Title"},"content":{"rendered":"
\n

Ripple\u2019s CEO, Brad Garlinghouse<\/a>, has highlighted a major achievement by his firm\u2019s RLUSD stablecoin. RLUSD ranked as the most regulated stablecoin, putting it ahead of Tether\u2019s USDT and Circle\u2019s USDC.\u00a0<\/p>\n

Ripple\u2019s RLUSD Ranks As Number One Over USDT and USDC<\/h2>\n

In an X post<\/a>, Brad Garlinghouse noted that amid the \u201cregulatory goodness\u201d with the GENIUS Act<\/a> signing last week, Ripple\u2019s stablecoin has been ranked as the number one most trusted stablecoin in the market. This was in reference to stablecoin rating agency Bluechip\u2019s latest ranking, which placed RLUSD as number one, above USDT and USDC.\u00a0<\/p>\n

In an X post<\/a>, the agency revealed that the Ripple stablecoin has become the number one-ranked stablecoin and that it is beginning coverage for RLUSD<\/a> with an initial rating of A. Bluechip further noted that this development reflects their view that RLUSD is one of the safest stablecoins available.\u00a0<\/p>\n

As for the reasons for the A rating, Bluechip noted that Ripple\u2019s stablecoin is backed by U.S. Treasury bills, money market funds, and bank deposits, assets that present some of the lowest credit and duration risks.\u00a0 Furthermore, they stated that RLUSD is regulated<\/a> by the New York Department of Financial Services (NYDFS), which subjects the stablecoin to stringent regulatory standards.\u00a0<\/p>\n

Furthermore, Ripple\u2019s RLUSD reserves are held by the Bank of New York Mellon<\/a>, the largest custodian of financial securities in the world. As such, this further boosts the stablecoin\u2019s credibility. Bluechip noted that these RLUSD reserves are held in segregated accounts for the benefit of token holders. That way, these assets are protected even if Ripple were to go bankrupt.\u00a0<\/p>\n

BlueChip gave the Ripple stablecoin an A rating based on three factors: stability, management, and governance. The stablecoin has a score of 0.91, 0.84, and 0.86, respectively. The assessment based on these scores means that the stablecoin is stable, while the management and governance are \u201cvery low risk.\u201d<\/p>\n

Where USDT And USDC Rank<\/h2>\n

Circle\u2019s USDC ranks at eight, way below the Ripple stablecoin. USDC currently boasts a B+ ranking despite being the second-largest stablecoin by market cap. Interestingly, Circle and Ripple have both applied for a national banking license<\/a>, which would enable them to custody the reserves for their respective stablecoins.<\/p>\n

This would also boost the regulatory standing of the RLUSD and USDC stablecoins as they will now be regulated by the Office of the Comptroller of the Currency (OCC). Meanwhile, Tether\u2019s USDT is ranked as 16th on Bluechip\u2019s ranking with a D rating, indicating a lack of confidence in the stablecoin\u2019s regulatory standard.\u00a0<\/p>\n

USDT has often been criticized for lacking sufficient regulatory oversight, particularly given that it is issued outside the U.S. However, Tether has revealed plans<\/a> to issue a stablecoin for the U.S. market, which will comply with the GENIUS Act.<\/p>\n

\"XRP\"<\/div>\n","protected":false},"excerpt":{"rendered":"

Ripple\u2019s CEO, Brad Garlinghouse, has highlighted a major achievement by his firm\u2019s RLUSD stablecoin. RLUSD ranked as the most regulated stablecoin, putting it ahead of Tether\u2019s USDT and Circle\u2019s USDC.\u00a0 Ripple\u2019s RLUSD Ranks As Number One Over USDT and USDC In an X post, Brad Garlinghouse noted that amid the \u201cregulatory goodness\u201d with the GENIUS […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"iawp_total_views":0,"footnotes":""},"categories":[2],"tags":[3,4,5],"class_list":["post-38819","post","type-post","status-publish","format-standard","hentry","category-news","tag-crypto","tag-doge","tag-news"],"_links":{"self":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts\/38819","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=38819"}],"version-history":[{"count":0,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts\/38819\/revisions"}],"wp:attachment":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=38819"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=38819"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=38819"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}