{"id":39498,"date":"2025-07-30T09:31:32","date_gmt":"2025-07-30T09:31:32","guid":{"rendered":"https:\/\/dogewisperer.com\/?p=39498"},"modified":"2025-07-30T09:31:32","modified_gmt":"2025-07-30T09:31:32","slug":"cynthia-lummis-proposes-bill-to-include-digital-assets-like-bitcoin-ethereum-in-mortgage-lending-targeting-younger-homebuyers","status":"publish","type":"post","link":"https:\/\/dogewisperer.com\/?p=39498","title":{"rendered":"Cynthia Lummis Proposes Bill To Include Digital Assets Like Bitcoin, Ethereum In Mortgage Lending, Targeting Younger Homebuyers"},"content":{"rendered":"<div>\n<p>Sen. <strong>Cynthia Lummis<\/strong>\u00a0(R-Wyo.) proposed a bill on Tuesday that seeks to incorporate cryptocurrencies into the mortgage eligibility process.<\/p>\n<p> <strong>What Happened<\/strong>: The proposed legislation, dubbed the 21st Century Mortgage Act, requires\u00a0government-sponsored enterprises to consider digital\u00a0assets, such as <strong>Bitcoin<\/strong> (CRYPTO: <a class=\"ticker\" href=\"https:\/\/www.benzinga.com\/quote\/btc\/usd\">BTC<\/a>) and <strong>Ethereum <\/strong>(CRYPTO: <a class=\"ticker\" href=\"https:\/\/www.benzinga.com\/quote\/eth\/usd\">ETH<\/a>), for single-family home loans.<\/p>\n<p>If passed, the bill will direct federally backed mortgage giants\u00a0<strong>Fannie Mae<\/strong> (OTC:<a class=\"ticker\" href=\"https:\/\/www.benzinga.com\/stock\/FNMA#OTC\">FNMA<\/a>) and\u00a0<strong>Freddie Mac<\/strong> (OTC:<a class=\"ticker\" href=\"https:\/\/www.benzinga.com\/stock\/FMCC#OTC\">FMCC<\/a>)\u00a0to include digital assets recorded\u00a0on a \u201ccryptographically-secured distributed ledger\u201d\u00a0in their mortgage risk assessments for single-family home loans.<\/p>\n<p><figure class=\"wp-block-embed is-type-rich is-provider-twitter wp-block-embed-twitter\"><\/p>\n<div class=\"wp-block-embed__wrapper\">\n<blockquote class=\"twitter-tweet\" data-width=\"500\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">Proud to introduce the 21st Century Mortgage Act to make homeownership more accessible for young Americans who are embracing the digital &#8230;<\/p>\n<\/blockquote>\n<\/div>\n<\/figure>\n<p><a href=\"https:\/\/www.benzinga.com\/crypto\/25\/07\/46714855\/cynthia-lummis-proposes-bill-to-include-digital-assets-like-bitcoin-ethereum-in-mortgage-lending-targeting\" alt=\"Cynthia\" lummis proposes bill to include digital assets like bitcoin ethereum in mortgage lending targeting younger homebuyers>Full story available on Benzinga.com<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Sen. Cynthia Lummis\u00a0(R-Wyo.) proposed a bill on Tuesday that seeks to incorporate cryptocurrencies into the mortgage eligibility process. What Happened: The proposed legislation, dubbed the 21st Century Mortgage Act, requires\u00a0government-sponsored enterprises to consider digital\u00a0assets, such as Bitcoin (CRYPTO: BTC) and Ethereum (CRYPTO: ETH), for single-family home loans. If passed, the bill will direct federally backed [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"iawp_total_views":0,"footnotes":""},"categories":[2],"tags":[3,4,5],"class_list":["post-39498","post","type-post","status-publish","format-standard","hentry","category-news","tag-crypto","tag-doge","tag-news"],"_links":{"self":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts\/39498","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=39498"}],"version-history":[{"count":0,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts\/39498\/revisions"}],"wp:attachment":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=39498"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=39498"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=39498"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}