{"id":39499,"date":"2025-07-30T09:46:59","date_gmt":"2025-07-30T09:46:59","guid":{"rendered":"https:\/\/dogewisperer.com\/?p=39499"},"modified":"2025-07-30T09:46:59","modified_gmt":"2025-07-30T09:46:59","slug":"paypal-launches-pay-with-crypto-for-u-s-merchants","status":"publish","type":"post","link":"https:\/\/dogewisperer.com\/?p=39499","title":{"rendered":"PayPal Launches \u201cPay With Crypto\u201d for U.S. Merchants"},"content":{"rendered":"<div>\n<p><span data-preserver-spaces=\"true\">PayPal is getting ready to launch a new feature called Pay With Crypto, and <\/span><span data-preserver-spaces=\"true\">it\u2019s<\/span><span data-preserver-spaces=\"true\"> coming to U.S. merchants in the next few weeks. Businesses will be able to accept over 100 cryptocurrencies, including Bitcoin, Ethereum, USDT, and Solana. Once a customer pays, the crypto <\/span><span data-preserver-spaces=\"true\">is automatically converted<\/span><span data-preserver-spaces=\"true\"> into U.S. dollars or <\/span><span data-preserver-spaces=\"true\">PayPal\u2019s<\/span><span data-preserver-spaces=\"true\"> stablecoin PYUSD. Merchants get settled instantly, without needing to touch the crypto themselves.<\/span><\/p>\n<h2><span data-preserver-spaces=\"true\">Why Merchants Are Paying Attention<\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">This<\/span> <span data-preserver-spaces=\"true\">isn\u2019t<\/span><span data-preserver-spaces=\"true\"> just a tech upgrade. For merchants, especially those selling across borders, the savings could be substantial. PayPal is offering a discounted transaction fee of 0.99 percent through mid-2026, which is far lower than the usual credit card processing rates. <\/span><\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"500\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">Tired: Paying high transaction fees for international payments. <\/p>\n<p>Wired: Reducing costs up to 90% by offering pay with crypto for payments. <\/p>\n<p><img decoding=\"async\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/16.0.1\/72x72\/2705.png\" alt=\"\u2705\" class=\"wp-smiley\" style=\"height: 1em; max-height: 1em;\"> Reduce international transaction fees by up to 90%  <br \/><img decoding=\"async\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/16.0.1\/72x72\/2705.png\" alt=\"\u2705\" class=\"wp-smiley\" style=\"height: 1em; max-height: 1em;\"> Offer 100+ cryptocurrencies and eligible wallets at checkout<br \/><img decoding=\"async\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/16.0.1\/72x72\/2705.png\" alt=\"\u2705\" class=\"wp-smiley\" style=\"height: 1em; max-height: 1em;\"> Get immediate\u2026 <a href=\"https:\/\/t.co\/3XgOXW2Smr\" rel=\"nofollow\" target=\"_blank\">pic.twitter.com\/3XgOXW2Smr<\/a><\/p>\n<p>\u2014 PayPal (@PayPal) <a href=\"https:\/\/twitter.com\/PayPal\/status\/1949820518615453939?ref_src=twsrc%5Etfw\" rel=\"nofollow\" target=\"_blank\">July 28, 2025<\/a><\/p>\n<\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<p><span data-preserver-spaces=\"true\">For small businesses operating on slim margins, this makes a significant difference. And they <\/span><span data-preserver-spaces=\"true\">don\u2019t<\/span><span data-preserver-spaces=\"true\"> need to do anything extra. PayPal handles the conversion and settlement in the background.<\/span><\/p>\n<h2><span data-preserver-spaces=\"true\">How It Works Behind the Scenes<\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">The feature plugs directly into wallets like Coinbase, MetaMask, and Kraken. When a customer selects Pay With Crypto, their wallet connects to the checkout, the crypto <\/span><span data-preserver-spaces=\"true\">is transferred<\/span><span data-preserver-spaces=\"true\">, and PayPal handles the conversion. The merchant gets paid in either dollars or PYUSD. Everything runs through <\/span><span data-preserver-spaces=\"true\">PayPal\u2019s<\/span><span data-preserver-spaces=\"true\"> system, so merchants <\/span><span data-preserver-spaces=\"true\">don\u2019t<\/span><span data-preserver-spaces=\"true\"> need to set up wallets or worry about crypto custody.<\/span><\/p>\n<p><strong>DISCOVER: <a class=\"general-link\" href=\"https:\/\/99bitcoins.com\/cryptocurrency\/new-cryptocurrency\/\" target=\"_blank\" rel=\"nofollow noopener sponsored\">Best New Cryptocurrencies to Invest in 2025<\/a><\/strong><\/p>\n<h2><span data-preserver-spaces=\"true\">Customer Experience Stays the Same<\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">From the <\/span><span data-preserver-spaces=\"true\">customer\u2019s<\/span><span data-preserver-spaces=\"true\"> side, <\/span><span data-preserver-spaces=\"true\">it\u2019s<\/span><span data-preserver-spaces=\"true\"> a familiar checkout flow. Select your cryptocurrency, choose your token, and approve the payment in your wallet. PayPal takes care of the rest. <\/span><span data-preserver-spaces=\"true\">There\u2019s<\/span><span data-preserver-spaces=\"true\"> no delay, no currency conversion step, and no unexpected pop-ups. The receipt is in dollars, and the merchant sees the funds just like they would with any other PayPal transaction.<\/span><\/p>\n<h2><span data-preserver-spaces=\"true\">Strategic Move into Global Crypto Payments<\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">This<\/span> <span data-preserver-spaces=\"true\">isn\u2019t<\/span><span data-preserver-spaces=\"true\"> just about simplifying payments. PayPal is <\/span><span data-preserver-spaces=\"true\">clearly<\/span><span data-preserver-spaces=\"true\"> setting up for a long-term role in global crypto commerce. By bridging crypto wallets and fiat settlements, <\/span><span data-preserver-spaces=\"true\">it\u2019s<\/span><span data-preserver-spaces=\"true\"> creating a smooth path for cross-border payments without relying entirely on the traditional banking system. That could eventually give merchants more flexibility, and it hints at where PayPal might be going next.<\/span><\/p>\n<div class=\"cpp-crypto-chart cpp-crypto-chart-99btc cpp-crypto-chart-btc\" data-coin-symbol=\"btc\" data-price-usd=\"BTC Price (USD)\" data-main-color=\"#4caf05\" data-watermark-image=\"https:\/\/99bitcoins.com\/wp-content\/uploads\/2025\/06\/99bitcoins-logo.png\" data-chart-style=\"99btc\">\n<div class=\"cpp-chart-top-section\">\n<div class=\"cpp-chart-info-section\">\n<div class=\"cpp-chart-logo\"><img decoding=\"async\" src=\"https:\/\/cimg.co\/wp-content\/uploads\/2024\/02\/26205235\/btc.svg\" alt=\"btc logo\"><\/div>\n<div class=\"cpp-chart-coin-details\">\n<div class=\"cpp-chart-labels-row\">\n<div class=\"cpp-chart-coin-name\">Bitcoin<\/div>\n<div class=\"cpp-chart-price-info\">Price<\/div>\n<div class=\"cpp-chart-market-cap\">Market Cap<\/div>\n<\/div>\n<div class=\"cpp-chart-values-row\">\n<div class=\"cpp-chart-coin-symbol\">BTC<\/div>\n<div class=\"cpp-chart-price\"><\/div>\n<div class=\"cpp-chart-market-cap-value\">$2.35T<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"cpp-chart-selectors cpp-chart-selectors-99btc\"><span class=\"cpp-chart-selector\" data-period=\"24h\">24h<\/span><span class=\"cpp-chart-selector\" data-period=\"7d\">7d<\/span><span class=\"cpp-chart-selector\" data-period=\"30d\">30d<\/span><span class=\"cpp-chart-selector\" data-period=\"1y\">1y<\/span><span class=\"cpp-chart-selector\" data-period=\"all_time\">All time<\/span><\/div>\n<\/div>\n<p><canvas id=\"cpp-chart-6889e7ff827c3\" class=\"cpp-chart-container cpp-chart-container-99btc\"><\/canvas><\/div>\n<p><strong>DISCOVER: <a class=\"general-link\" href=\"https:\/\/99bitcoins.com\/cryptocurrency\/next-crypto-to-explode\/\" target=\"_blank\" rel=\"nofollow noopener sponsored\">20+ Next Crypto to Explode in 2025<\/a><\/strong><\/p>\n<h2><span data-preserver-spaces=\"true\">Previous Crypto Moves Build Momentum<\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">PayPal has been in the crypto space for <\/span><span data-preserver-spaces=\"true\">a while now<\/span><span data-preserver-spaces=\"true\">. Users can already buy, sell, and hold digital assets in the app. It launched its <\/span><span data-preserver-spaces=\"true\">stablecoin, PYUSD, in 2023. This new merchant-facing tool builds on that foundation, bringing both sides of the transaction\u2014consumer and business\u2014under the same roof.<\/span><\/p>\n<h2><span data-preserver-spaces=\"true\">What to Watch Going Forward<\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">With a rollout like this, questions will follow. Regulators will want to know how these transactions <\/span><span data-preserver-spaces=\"true\">are monitored<\/span><span data-preserver-spaces=\"true\">, whether they meet existing financial rules, and what risks they pose. Merchants will want answers on how fast settlements happen, how refunds work, and what protections are in place if something goes wrong mid-payment.<\/span><\/p>\n<h2><span data-preserver-spaces=\"true\">Why It Matters Now<\/span><\/h2>\n<p><span data-preserver-spaces=\"true\">Credit card fees are climbing, and international commerce <\/span><span data-preserver-spaces=\"true\">isn\u2019t<\/span><span data-preserver-spaces=\"true\"> getting any simpler. <\/span><span data-preserver-spaces=\"true\">PayPal\u2019s<\/span><span data-preserver-spaces=\"true\"> crypto tool gives businesses a new way to accept payment that could save money and move faster. For crypto-savvy consumers, it also means one less step when checking out online. If it works smoothly, this feature could change how everyday crypto spending fits into online shopping.<\/span><\/p>\n<p><strong><span data-preserver-spaces=\"true\">DISCOVER:\u00a0<\/span><a class=\"general-link\" href=\"https:\/\/99bitcoins.com\/cryptocurrency\/next-crypto-to-explode\/\" target=\"_blank\" rel=\"nofollow noopener sponsored\"><span data-preserver-spaces=\"true\">20+ Next Crypto to Explode in 2025\u00a0<\/span><\/a><\/strong><\/p>\n<p><strong><a class=\"general-link\" href=\"https:\/\/discord.gg\/B7Uk6agkqj\" target=\"_blank\" rel=\"nofollow noopener\"><span data-preserver-spaces=\"true\">Join The 99Bitcoins News Discord Here For The Latest Market Updates<\/span><\/a><\/strong><\/p>\n<div class=\"nnbtc-key-takeaways\">\n<h2 class=\"nnbtc-key-takeaways__title\">Key Takeaways<\/h2>\n<ul class=\"nnbtc-key-takeaways__list\">\n<li class=\"nnbtc-key-takeaways__list-item\">\n        PayPal is rolling out Pay With Crypto to U.S. merchants, letting them accept over 100 cryptocurrencies without handling the crypto directly.    <\/li>\n<li class=\"nnbtc-key-takeaways__list-item\">\n        Payments are converted instantly into USD or PYUSD, with a discounted 0.99% fee\u2014lower than typical credit card processing rates.    <\/li>\n<li class=\"nnbtc-key-takeaways__list-item\">\n        The feature connects to wallets like MetaMask, Coinbase, and Kraken, and merchants don\u2019t need to set up crypto wallets or worry about custody.    <\/li>\n<li class=\"nnbtc-key-takeaways__list-item\">\n        The customer experience is seamless, with no extra steps or delays, and merchants receive payment like a standard PayPal transaction.    <\/li>\n<li class=\"nnbtc-key-takeaways__list-item\">\n        This move positions PayPal for a bigger role in global crypto payments by blending wallet-based crypto use with fiat settlement.    <\/li>\n<\/ul><\/div>\n<p>The post <a href=\"https:\/\/99bitcoins.com\/news\/bitcoin-btc\/paypal-rolls-out-crypto-payments-for-u-s-merchants\/\">PayPal Launches \u201cPay With Crypto\u201d for U.S. Merchants<\/a> appeared first on <a href=\"https:\/\/99bitcoins.com\/\">99Bitcoins<\/a>.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>PayPal is getting ready to launch a new feature called Pay With Crypto, and it\u2019s coming to U.S. merchants in the next few weeks. Businesses will be able to accept over 100 cryptocurrencies, including Bitcoin, Ethereum, USDT, and Solana. Once a customer pays, the crypto is automatically converted into U.S. dollars or PayPal\u2019s stablecoin PYUSD. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"iawp_total_views":0,"footnotes":""},"categories":[2],"tags":[3,4,5],"class_list":["post-39499","post","type-post","status-publish","format-standard","hentry","category-news","tag-crypto","tag-doge","tag-news"],"_links":{"self":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts\/39499","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=39499"}],"version-history":[{"count":0,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts\/39499\/revisions"}],"wp:attachment":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=39499"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=39499"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=39499"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}