{"id":40827,"date":"2025-08-06T17:46:43","date_gmt":"2025-08-06T17:46:43","guid":{"rendered":"https:\/\/dogewisperer.com\/?p=40827"},"modified":"2025-08-06T17:46:43","modified_gmt":"2025-08-06T17:46:43","slug":"european-banking-authority-unveils-new-risk-guidelines-for-cryptoassets","status":"publish","type":"post","link":"https:\/\/dogewisperer.com\/?p=40827","title":{"rendered":"European Banking Authority Unveils New Risk Guidelines For Cryptoassets"},"content":{"rendered":"<div>\n<p><span style=\"font-weight: 400\">The European Union (EU) has taken yet another step towards a fully regulated crypto landscape. The European Banking Authority (EBA), the EU\u2019s top banking regulator, has released a pivotal news draft framework outlining how banks must manage exposure to cryptoassets. <\/span><\/p>\n<p><span style=\"font-weight: 400\">With this, the EBA has also set stricter capital requirements for banks holding digital assets. But, EBA\u2019s new draft \u2013 that falls under Capital Requirements Regulation (CRR) \u2013 provides a regulatory green light for banks that were hesitant to enter the crypto market due to uncertainty. <\/span><\/p>\n<p><span style=\"font-weight: 400\">\u00a0On 5 August 2025, the EBA p<a href=\"https:\/\/www.eba.europa.eu\/publications-and-media\/press-releases\/eba-publishes-draft-technical-standards-prudential-treatment-crypto-asset-exposures-under-capital\" rel=\"nofollow\" target=\"_blank\">ublished its final draft Regulatory Technical Standards (RTS)<\/a> which specify the technical elements necessary for institutions to calculate and aggregate cryptoasset exposures in relation to the prudential treatment of such exposures. <\/span><\/p>\n<p><span style=\"font-weight: 400\">\u201cThe RTS address implementation aspects and will ensure harmonisation of the capital requirements on crypto-asset exposures by institutions across the EU,\u201d the EBA said.\u00a0<\/span><\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"500\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">EBA publishes new risk guidelines for cryptoassets. EU Authority sets new rules for how European banks must determine and oversee cryptoassets under new capital rules connected with Basel and MiCA <a href=\"https:\/\/t.co\/Iq07aeHbiW\" rel=\"nofollow\" target=\"_blank\">https:\/\/t.co\/Iq07aeHbiW<\/a> <a href=\"https:\/\/twitter.com\/hashtag\/fundadmin?src=hash&amp;ref_src=twsrc%5Etfw\" rel=\"nofollow\" target=\"_blank\">#fundadmin<\/a> <a href=\"https:\/\/twitter.com\/hashtag\/Custody?src=hash&amp;ref_src=twsrc%5Etfw\" rel=\"nofollow\" target=\"_blank\">#Custody<\/a> <a href=\"https:\/\/t.co\/vrodt7Zryh\" rel=\"nofollow\" target=\"_blank\">pic.twitter.com\/vrodt7Zryh<\/a><\/p>\n<p>\u2014 Asset Servicing Times (@ASTimes_) <a href=\"https:\/\/twitter.com\/ASTimes_\/status\/1953022676693385708?ref_src=twsrc%5Etfw\" rel=\"nofollow\" target=\"_blank\">August 6, 2025<\/a><\/p>\n<\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<p><strong><span data-preserver-spaces=\"true\">DISCOVER:\u00a0<\/span><a class=\"general-link\" href=\"https:\/\/99bitcoins.com\/cryptocurrency\/best-meme-coin-icos\/\" target=\"_blank\" rel=\"nofollow noopener sponsored\"><span data-preserver-spaces=\"true\">Best Meme Coin ICOs to Invest in 2025<\/span><\/a><\/strong><\/p>\n<h2><strong>New Guidelines Will Help Create Single, Consistent Rules For All Financial Institutions<\/strong><\/h2>\n<p>\u201cInstitutions have shown increasing interest in getting involved in crypto-assets activities,\u201d the EBA said.<\/p>\n<p>According to the EBA, this interest is driven by the potential for new revenue streams and the need to stay competitive.<\/p>\n<p>\u201cInstitutions are exploring various roles, including acting as custodians of crypto-assets, issuing crypto-assets, and providing related services such as trading and lending on behalf of their clients,\u201d the EBA said.<\/p>\n<p><span style=\"font-weight: 400\">The banks will now be required to implement specific and detailed risk models for their crypto holdings. The EBA\u2019s draft demands rigorous models to account for credit risk, market risk and counterparty credit risk among others.<\/span><\/p>\n<p><strong><span data-preserver-spaces=\"true\">DISCOVER:\u00a0<\/span><a class=\"general-link\" href=\"https:\/\/99bitcoins.com\/cryptocurrency\/next-1000x-crypto\/\" target=\"_blank\" rel=\"nofollow noopener sponsored\"><span data-preserver-spaces=\"true\">Next 1000X Crypto: 10+ Crypto Tokens That Can Hit 1000x in 2025<\/span><\/a><\/strong><\/p>\n<h2 class=\"nnbtc-header__title\">ESMA Outlines Framework For Assessing Competence Of Employees In Crypto Firms<\/h2>\n<p>The European Securities and Markets Authority (ESMA) <a href=\"https:\/\/99bitcoins.com\/news\/european-watchdog-outlines-framework-for-assessing-competence-of-employees-in-crypto-firms\/\">released<\/a> new guidelines to assess competence requirements for employees working in crypto-related businesses. Furthermore, the new guideline aligns with EU\u2019s Markets in Crypto-Assets Regulations (MiCA).<\/p>\n<p>In February, the European watchdog <a href=\"https:\/\/www.esma.europa.eu\/sites\/default\/files\/2025-02\/ESMA35-1872330276-2004_MiCA_-_Consultation_Paper_-_Guidelines_on_knowledge_and_competence.pdf\" target=\"_blank\" rel=\"nofollow noopener\">released a consultation paper<\/a>. According to the paper, the key objective of the draft guidelines is to ensure a minimum level of knowledge and competence of staff providing advice and information on crypto-assets or crypto-asset services to clients.<\/p>\n<p>Importantly, this step will \u201cenhance investor protection and foster investors\u2019 trust in the crypto-asset markets.\u201d<\/p>\n<p><strong><span data-preserver-spaces=\"true\">DISCOVER:\u00a0<\/span><a class=\"general-link\" href=\"https:\/\/99bitcoins.com\/cryptocurrency\/high-risk-high-reward-crypto\/\" target=\"_blank\" rel=\"nofollow noopener sponsored\"><span data-preserver-spaces=\"true\">9+ Best High-Risk, High-Reward Crypto to Buy in August 2025<\/span><\/a><\/strong><\/p>\n<p><span style=\"font-weight: 400\">    <\/p>\n<div class=\"nnbtc-key-takeaways\">\n<h2 class=\"nnbtc-key-takeaways__title\">Key Takeaways<\/h2>\n<p><span style=\"font-weight: 400\">    <\/p>\n<ul class=\"nnbtc-key-takeaways__list\">\n        <\/ul>\n<p><\/span><\/p>\n<p><span style=\"font-weight: 400\">    <\/p>\n<li class=\"nnbtc-key-takeaways__list-item\">\n         <\/li>\n<p><\/span><span style=\"font-weight: 400\">\u00a0By aligning with the EU\u2019s MiCA regulation and international standards, this move signals a new era of maturity for the digital asset industry. Furthermore, it is paving the way for traditional banks to more safely engage with the crypto market.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400\"><br \/>\n    <\/span><\/p>\n<p><span style=\"font-weight: 400\">    <\/p>\n<li class=\"nnbtc-key-takeaways__list-item\">\n         <\/li>\n<p><\/span><span style=\"font-weight: 400\">The EBA acts as the primary banking watchdog for the entire European Union. Importantly, its mission is to ensure the stability of the European financial system.<\/span><\/p>\n<p><span style=\"font-weight: 400\"><br \/>\n    <\/span><\/p>\n<p><span style=\"font-weight: 400\"><br \/>\n    <\/span><\/p>\n<p><span style=\"font-weight: 400\">    <\/span><\/p>\n<\/div>\n<p>    <\/span><\/p>\n<p>\u00a0<\/p>\n<p>The post <a href=\"https:\/\/99bitcoins.com\/news\/bitcoin-btc\/european-banking-authority-unveils-new-risk-guidelines-for-cryptoassets\/\">European Banking Authority Unveils New Risk Guidelines For Cryptoassets<\/a> appeared first on <a href=\"https:\/\/99bitcoins.com\/\">99Bitcoins<\/a>.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>The European Union (EU) has taken yet another step towards a fully regulated crypto landscape. The European Banking Authority (EBA), the EU\u2019s top banking regulator, has released a pivotal news draft framework outlining how banks must manage exposure to cryptoassets. With this, the EBA has also set stricter capital requirements for banks holding digital assets. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"iawp_total_views":0,"footnotes":""},"categories":[2],"tags":[3,4,5],"class_list":["post-40827","post","type-post","status-publish","format-standard","hentry","category-news","tag-crypto","tag-doge","tag-news"],"_links":{"self":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts\/40827","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=40827"}],"version-history":[{"count":0,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts\/40827\/revisions"}],"wp:attachment":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=40827"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=40827"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=40827"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}