{"id":42673,"date":"2025-08-18T09:47:42","date_gmt":"2025-08-18T09:47:42","guid":{"rendered":"https:\/\/dogewisperer.com\/?p=42673"},"modified":"2025-08-18T09:47:42","modified_gmt":"2025-08-18T09:47:42","slug":"xrp-cua-ripple-khong-the-thay-the-swift-mot-chuyen-gia-noi-rang-dong-tien-ma-hoa-nay-moi-la-lua-chon-phu-hop-hon","status":"publish","type":"post","link":"https:\/\/dogewisperer.com\/?p=42673","title":{"rendered":"XRP c\u1ee7a Ripple kh\u00f4ng th\u1ec3 thay th\u1ebf SWIFT? M\u1ed9t chuy\u00ean gia n\u00f3i r\u1eb1ng \u0111\u1ed3ng ti\u1ec1n m\u00e3 h\u00f3a n\u00e0y m\u1edbi l\u00e0 l\u1ef1a ch\u1ecdn ph\u00f9 h\u1ee3p h\u01a1n"},"content":{"rendered":"
\n

Ripple t\u1eeb l\u00e2u \u0111\u00e3 b\u00e0y t\u1ecf tham v\u1ecdng th\u00e1ch th\u1ee9c v\u00e0 cu\u1ed1i c\u00f9ng thay th\u1ebf SWIFT nh\u01b0 n\u1ec1n t\u1ea3ng c\u1ed1t l\u00f5i c\u1ee7a c\u00e1c kho\u1ea3n thanh to\u00e1n xuy\u00ean bi\u00ean gi\u1edbi to\u00e0n c\u1ea7u. CEO Brad Garlinghouse c\u1ee7a Ripple \u0111\u00e3 c\u00f4ng khai ch\u1ec9 tr\u00edch s\u1ef1 k\u00e9m hi\u1ec7u qu\u1ea3 c\u1ee7a SWIFT v\u00e0 nh\u1ea5n m\u1ea1nh r\u1eb1ng c\u00f4ng ty \u0111\u1eb7t m\u1ee5c ti\u00eau chi\u1ebfm t\u1edbi 14% th\u1ecb ph\u1ea7n trong th\u1ecb tr\u01b0\u1eddng thanh to\u00e1n h\u00e0ng ngh\u00ecn t\u1ef7 \u0111\u00f4 la trong v\u00f2ng 5 n\u0103m t\u1edbi.<\/p>\n

Tuy nhi\u00ean, m\u1eb7c d\u00f9 t\u00ednh \u1ee9ng d\u1ee5ng c\u1ee7a XRP trong vi\u1ec7c h\u1ed7 tr\u1ee3 c\u00e1c giao d\u1ecbch g\u1ea7n nh\u01b0 t\u1ee9c th\u00ec \u0111\u00e3 gi\u00fap duy tr\u00ec c\u00e2u chuy\u1ec7n \u201cXRP thay th\u1ebf SWIFT\u201d su\u1ed1t nhi\u1ec1u n\u0103m, m\u1ed9t chuy\u00ean gia l\u1ea1i cho r\u1eb1ng th\u1ef1c t\u1ebf c\u00f3 th\u1ec3 \u0111ang ch\u1ec9 ra m\u1ed9t h\u01b0\u1edbng \u0111i kh\u00e1c.<\/p>\n

XRP kh\u00f4ng th\u1ec3 thay th\u1ebf SWIFT<\/h2>\n

M\u1ee5c ti\u00eau c\u1ee7a Ripple l\u00e0 c\u1ea1nh tranh v\u1edbi SWIFT v\u00e0 gi\u00e0nh l\u1ea5y m\u1ed9t ph\u1ea7n l\u1edbn trong s\u1ed1 5 ngh\u00ecn t\u1ef7 USD giao d\u1ecbch m\u00e0 m\u1ea1ng l\u01b0\u1edbi n\u00e0y x\u1eed l\u00fd m\u1ed7i ng\u00e0y. Tuy nhi\u00ean, theo Zach Rynes \u2013 ng\u01b0\u1eddi gi\u1eef vai tr\u00f2 li\u00ean l\u1ea1c c\u1ed9ng \u0111\u1ed3ng t\u1ea1i Chainlink \u2013 \u00fd t\u01b0\u1edfng v\u1ec1 vi\u1ec7c XRP thay th\u1ebf SWIFT kh\u00f4ng ph\u1ea3n \u00e1nh \u0111\u00fang nh\u1eefng g\u00ec th\u1ef1c s\u1ef1 \u0111ang di\u1ec5n ra ph\u00eda sau h\u1eadu tr\u01b0\u1eddng.<\/p>\n

Trong m\u1ed9t b\u00e0i \u0111\u0103ng tr\u00ean n\u1ec1n t\u1ea3ng m\u1ea1ng x\u00e3 h\u1ed9i X, Rynes nh\u1ea5n m\u1ea1nh r\u1eb1ng SWIFT hi\u1ec7n \u0111\u00e3 b\u1eaft \u0111\u1ea7u t\u00edch h\u1ee3p c\u00f4ng ngh\u1ec7 blockchain th\u00f4ng qua quan h\u1ec7 h\u1ee3p t\u00e1c v\u1edbi Chainlink.<\/p>\n

\"XRP<\/p>\n

C\u00e1c b\u00e1o c\u00e1o cho th\u1ea5y SWIFT hi\u1ec7n \u0111ang s\u1eed d\u1ee5ng c\u01a1 s\u1edf h\u1ea1 t\u1ea7ng c\u1ee7a Chainlink \u0111\u1ec3 k\u1ebft n\u1ed1i h\u01a1n 11.500 ng\u00e2n h\u00e0ng th\u00e0nh vi\u00ean SWIFT v\u1edbi c\u1ea3 blockchain c\u00f4ng khai l\u1eabn ri\u00eang t\u01b0. M\u1ee9c \u0111\u1ed9 t\u00edch h\u1ee3p n\u00e0y kh\u00f4ng ch\u1ec9 hi\u1ec7n \u0111\u1ea1i h\u00f3a m\u1ea1ng l\u01b0\u1edbi s\u1eb5n c\u00f3 c\u1ee7a SWIFT m\u00e0 c\u00f2n cho ph\u00e9p h\u1ecd t\u01b0\u01a1ng t\u00e1c v\u1edbi t\u00e0i s\u1ea3n \u0111\u01b0\u1ee3c m\u00e3 h\u00f3a v\u00e0 c\u00e1c n\u1ec1n t\u1ea3ng h\u1ee3p \u0111\u1ed3ng th\u00f4ng minh m\u00e0 kh\u00f4ng c\u1ea7n t\u1eeb b\u1ecf c\u00e1c m\u1ed1i quan h\u1ec7 ng\u00e2n h\u00e0ng to\u00e0n c\u1ea7u \u0111\u00e3 \u0111\u01b0\u1ee3c thi\u1ebft l\u1eadp.<\/p>\n

Nh\u1eefng ng\u01b0\u1eddi \u1ee7ng h\u1ed9 nh\u01b0 Zack Rynes c\u0169ng l\u1eadp lu\u1eadn r\u1eb1ng \u0111i\u1ec1u n\u00e0y \u0111\u1eb7t SWIFT ngang h\u00e0ng v\u1edbi nh\u1eefng ti\u1ebfn b\u1ed9 blockchain c\u1ee7a Ripple, \u0111\u1ed3ng th\u1eddi x\u00f3a b\u1ecf m\u1ecdi l\u1ee3i th\u1ebf m\u00e0 Ripple c\u00f3 \u0111\u01b0\u1ee3c tr\u01b0\u1edbc \u0111\u00e2y. Do \u0111\u00f3, cu\u1ed9c c\u1ea1nh tranh gi\u00e0nh \u01b0u th\u1ebf trong l\u0129nh v\u1ef1c thanh to\u00e1n to\u00e0n c\u1ea7u c\u00f3 th\u1ec3 kh\u00f4ng ph\u1ea3i l\u00e0 k\u1ecbch b\u1ea3n Ripple thay th\u1ebf ho\u00e0n to\u00e0n SWIFT, m\u00e0 n\u1ebfu SWIFT c\u00f3 th\u1ec3 b\u1eaft k\u1ecbp th\u00f4ng qua c\u00e1c \u0111\u1ed1i t\u00e1c nh\u01b0 Chainlink \u2013 v\u00e0 th\u1eadm ch\u00ed khi\u1ebfn \u0111\u1ed3ng ti\u1ec1n ti\u1ec7n \u00edch LINK tr\u1edf th\u00e0nh m\u1ed9t lo\u1ea1i ti\u1ec1n m\u00e3 h\u00f3a th\u1ec3 ch\u1ebf t\u1ed1t h\u01a1n.<\/p>\n

Quan h\u1ec7 h\u1ee3p t\u00e1c gi\u1eefa SWIFT v\u00e0 Chainlink<\/p>\n

M\u1ed1i quan h\u1ec7 gi\u1eefa SWIFT v\u00e0 Chainlink b\u1eaft \u0111\u1ea7u t\u1eeb n\u0103m 2016, khi Chainlink (l\u00fac \u0111\u00f3 \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 SmartContract.com) tham gia v\u00e0 gi\u00e0nh chi\u1ebfn th\u1eafng trong cu\u1ed9c thi kh\u1edfi nghi\u1ec7p do SWIFT t\u1ed5 ch\u1ee9c. Tuy nhi\u00ean, quan h\u1ec7 h\u1ee3p t\u00e1c n\u00e0y ch\u1ec9 th\u1ef1c s\u1ef1 t\u0103ng t\u1ed1c trong v\u00e0i n\u0103m g\u1ea7n \u0111\u00e2y. V\u00e0o th\u00e1ng 9\/2022, SWIFT v\u00e0 Chainlink \u0111\u00e3 c\u00f4ng b\u1ed1 b\u1eb1ng ch\u1ee9ng ban \u0111\u1ea7u v\u1ec1 kh\u1ea3 n\u0103ng ho\u1ea1t \u0111\u1ed9ng (proof-of-concept) s\u1eed d\u1ee5ng Giao th\u1ee9c T\u01b0\u01a1ng t\u00e1c Chu\u1ed7i ch\u00e9o (CCIP) c\u1ee7a Chainlink t\u1ea1i s\u1ef1 ki\u1ec7n SmartCon 2022.<\/p>\n

\"XRP<\/p>\n

\u0110\u1ebfn th\u00e1ng 8\/2023, SWIFT \u0111\u00e3 ti\u1ebfn h\u00e0nh th\u1eed nghi\u1ec7m proof-of-concept th\u00e0nh c\u00f4ng (v\u1edbi s\u1ef1 tham gia c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c nh\u01b0 ANZ, BNP Paribas, BNY Mellon v\u00e0 Citi) d\u1ef1a tr\u00ean CCIP c\u1ee7a Chainlink. Th\u1eed nghi\u1ec7m n\u00e0y \u0111\u00e3 ph\u00e1t tri\u1ec3n th\u00e0nh nh\u1eefng tr\u01b0\u1eddng h\u1ee3p s\u1eed d\u1ee5ng th\u1ef1c t\u1ebf, v\u1edbi h\u00e0ng ngh\u00ecn ng\u00e2n h\u00e0ng th\u00e0nh vi\u00ean SWIFT tr\u00ean to\u00e0n c\u1ea7u.<\/p>\n

\u0110\u00e1ng ch\u00fa \u00fd, nh\u1eefng b\u01b0\u1edbc ti\u1ebfn g\u1ea7n \u0111\u00e2y c\u00f9ng Chainlink c\u0169ng ch\u1ee9ng ki\u1ebfn s\u1ef1 quan t\u00e2m m\u1ea1nh m\u1ebd t\u1eeb c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 l\u1edbn \u0111\u1ed1i v\u1edbi LINK, k\u00e8m theo vi\u1ec7c c\u00e1c \u201cc\u00e1 voi\u201d t\u00edch l\u0169y m\u1ea1nh m\u1ebd. T\u1ea1i th\u1eddi \u0111i\u1ec3m vi\u1ebft b\u00e0i, LINK \u0111ang \u0111\u01b0\u1ee3c giao d\u1ecbch \u1edf m\u1ee9c 21,40 USD, l\u1ea7n \u0111\u1ea7u ti\u00ean v\u01b0\u1ee3t tr\u00ean 20 USD k\u1ec3 t\u1eeb th\u00e1ng 2.<\/p>\n

Trong khi \u0111\u00f3, Ripple c\u0169ng \u0111ang m\u1edf r\u1ed9ng h\u1ee3p t\u00e1c trong n\u1ed7 l\u1ef1c c\u1ea1nh tranh v\u1edbi SWIFT. S\u1ef1 h\u1ee3p t\u00e1c n\u00e0y bao g\u1ed3m c\u1ea3 Ng\u00e2n h\u00e0ng Trung \u01b0\u01a1ng ch\u00e2u \u00c2u (ECB) v\u00e0 Ng\u00e2n h\u00e0ng Nh\u1eadt B\u1ea3n, nh\u1eefng t\u1ed5 ch\u1ee9c hi\u1ec7n \u0111ang xem x\u00e9t c\u01a1 s\u1edf h\u1ea1 t\u1ea7ng c\u1ee7a Ripple song song v\u1edbi SWIFT.<\/p>\n

M\u1ed9t l\u1ef1a ch\u1ecdn ti\u1ec1m n\u0103ng kh\u00e1c: Bitcoin Hyper<\/h2>\n

Trong khi SWIFT, Ripple v\u00e0 Chainlink \u0111ang c\u1ea1nh tranh \u0111\u1ec3 hi\u1ec7n \u0111\u1ea1i h\u00f3a h\u1ec7 sinh th\u00e1i thanh to\u00e1n to\u00e0n c\u1ea7u, m\u1ed9t d\u1ef1 \u00e1n m\u1edbi n\u1ed5i mang t\u00ean Bitcoin Hyper ($HYPER)<\/a> \u0111ang thu h\u00fat s\u1ef1 ch\u00fa \u00fd m\u1ea1nh m\u1ebd. \u0110\u00e2y l\u00e0 gi\u1ea3i ph\u00e1p Layer-2 \u0111\u01b0\u1ee3c x\u00e2y d\u1ef1ng tr\u00ean m\u1ea1ng Bitcoin, nh\u1eb1m mang l\u1ea1i kh\u1ea3 n\u0103ng m\u1edf r\u1ed9ng, t\u1ed1c \u0111\u1ed9 giao d\u1ecbch g\u1ea7n nh\u01b0 t\u1ee9c th\u00ec v\u00e0 h\u1ed7 tr\u1ee3 h\u1ee3p \u0111\u1ed3ng th\u00f4ng minh, \u0111\u1ed3ng th\u1eddi v\u1eabn duy tr\u00ec t\u00ednh b\u1ea3o m\u1eadt c\u1ee7a Bitcoin.<\/p>\n

\"bitcoinhyperpage\"<\/p>\n

Bitcoin Hyper \u0111\u00e3 nhanh ch\u00f3ng t\u1ea1o d\u1ea5u \u1ea5n khi huy \u0111\u1ed9ng th\u00e0nh c\u00f4ng g\u1ea7n 10 tri\u1ec7u \u0111\u00f4 la trong giai \u0111o\u1ea1n presale<\/a>, cho th\u1ea5y s\u1ef1 quan t\u00e2m l\u1edbn t\u1eeb c\u1ed9ng \u0111\u1ed3ng v\u00e0 nh\u00e0 \u0111\u1ea7u t\u01b0. V\u1edbi vi\u1ec7c \u00e1p d\u1ee5ng Solana Virtual Machine v\u00e0 tri\u1ec3n khai devnet cho ph\u00e9p th\u1eed nghi\u1ec7m c\u00e1c \u1ee9ng d\u1ee5ng phi t\u1eadp trung, d\u1ef1 \u00e1n m\u1edf ra c\u01a1 h\u1ed9i m\u1edbi \u0111\u1ec3 bi\u1ebfn Bitcoin tr\u1edf th\u00e0nh n\u1ec1n t\u1ea3ng c\u00f3 t\u00ednh \u1ee9ng d\u1ee5ng cao h\u01a1n trong t\u01b0\u01a1ng lai.<\/p>\n

D\u00f9 c\u00f2n \u1edf giai \u0111o\u1ea1n \u0111\u1ea7u, Bitcoin Hyper mang \u0111\u1ebfn m\u1ed9t h\u01b0\u1edbng \u0111i ti\u1ec1m n\u0103ng, k\u1ebft h\u1ee3p s\u1ee9c m\u1ea1nh b\u1ea3o m\u1eadt c\u1ee7a Bitcoin v\u1edbi s\u1ef1 linh ho\u1ea1t c\u1ee7a c\u00e1c gi\u1ea3i ph\u00e1p blockchain hi\u1ec7n \u0111\u1ea1i, h\u1ee9a h\u1eb9n s\u1ebd l\u00e0 nh\u00e2n t\u1ed1 \u0111\u00e1ng theo d\u00f5i trong cu\u1ed9c \u0111ua to\u00e0n c\u1ea7u v\u1ec1 thanh to\u00e1n k\u1ef9 thu\u1eadt s\u1ed1.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Ripple t\u1eeb l\u00e2u \u0111\u00e3 b\u00e0y t\u1ecf tham v\u1ecdng th\u00e1ch th\u1ee9c v\u00e0 cu\u1ed1i c\u00f9ng thay th\u1ebf SWIFT nh\u01b0 n\u1ec1n t\u1ea3ng c\u1ed1t l\u00f5i c\u1ee7a c\u00e1c kho\u1ea3n thanh to\u00e1n xuy\u00ean bi\u00ean gi\u1edbi to\u00e0n c\u1ea7u. CEO Brad Garlinghouse c\u1ee7a Ripple \u0111\u00e3 c\u00f4ng khai ch\u1ec9 tr\u00edch s\u1ef1 k\u00e9m hi\u1ec7u qu\u1ea3 c\u1ee7a SWIFT v\u00e0 nh\u1ea5n m\u1ea1nh r\u1eb1ng c\u00f4ng ty \u0111\u1eb7t m\u1ee5c […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"iawp_total_views":0,"footnotes":""},"categories":[2],"tags":[3,4,5],"class_list":["post-42673","post","type-post","status-publish","format-standard","hentry","category-news","tag-crypto","tag-doge","tag-news"],"_links":{"self":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts\/42673","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=42673"}],"version-history":[{"count":0,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts\/42673\/revisions"}],"wp:attachment":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=42673"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=42673"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=42673"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}