{"id":49173,"date":"2025-09-24T02:16:46","date_gmt":"2025-09-24T02:16:46","guid":{"rendered":"https:\/\/dogewisperer.com\/?p=49173"},"modified":"2025-09-24T02:16:46","modified_gmt":"2025-09-24T02:16:46","slug":"coinbases-plan-to-control-ai-payment-standards-globally","status":"publish","type":"post","link":"https:\/\/dogewisperer.com\/?p=49173","title":{"rendered":"Coinbase\u2019s Plan To Control AI Payment Standards Globally"},"content":{"rendered":"<div>\n<p><span style=\"font-weight: 400\">Coinbase and Cloudflare have formed the x402 Foundation to make the long-ignored HTTP 402 \u201cPayment Required\u201d code work as a real standard for online transactions.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400\">The announcement came on Tuesday, September 23, through a company <\/span><a class=\"general-link\" href=\"https:\/\/www.coinbase.com\/blog\/coinbase-and-cloudflare-will-launch-x402-foundation\" target=\"_blank\" rel=\"noopener nofollow\"><span style=\"font-weight: 400\">blog post<\/span><\/a><span style=\"font-weight: 400\"> and a Cloudflare release.<\/span><\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"500\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">We <a href=\"https:\/\/twitter.com\/Cloudflare?ref_src=twsrc%5Etfw\" rel=\"nofollow\" target=\"_blank\">@Cloudflare<\/a> are working with <a href=\"https:\/\/twitter.com\/coinbase?ref_src=twsrc%5Etfw\" rel=\"nofollow\" target=\"_blank\">@coinbase<\/a> to create the x402 Foundation. <a href=\"https:\/\/twitter.com\/programmer?ref_src=twsrc%5Etfw\" rel=\"nofollow\" target=\"_blank\">@programmer<\/a> &amp; others at Coinbase have created a powerful protocol to enable payments at Internet scale, and I am proud to work with them to create a foundation to standardize the protocol. <\/p>\n<p>Every day, sites\u2026<\/p>\n<p>\u2014 William Allen (@williamallen) <a href=\"https:\/\/twitter.com\/williamallen\/status\/1970484728915730891?ref_src=twsrc%5Etfw\" rel=\"nofollow\" target=\"_blank\">September 23, 2025<\/a><\/p>\n<\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<p><span style=\"font-weight: 400\">The foundation\u2019s aim is simple: give bots, APIs, and AI agents a way to pay for data, content, or tools on demand. Cloudflare <\/span><a class=\"general-link\" href=\"https:\/\/blog.cloudflare.com\/x402\/\" target=\"_blank\" rel=\"noopener nofollow\"><span style=\"font-weight: 400\">says<\/span><\/a><span style=\"font-weight: 400\"> its servers already send more than a billion \u201c402\u201d responses daily, but without a shared way to settle payments.<\/span><\/p>\n<p><span style=\"font-weight: 400\">The new protocol fixes this with three steps: a server sends a payment offer, the client signs and returns it, and a facilitator verifies the settlement. <\/span><span style=\"font-weight: 400\">That process allows pay-per-use access without subscriptions or manual billing. <\/span><\/p>\n<p><span style=\"font-weight: 400\">Coinbase has published reference code on GitHub, and Cloudflare has integrated the system into its developer tools with a public demo.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400\">Both companies say the foundation will serve as a neutral body to guide adoption. <\/span><span style=\"font-weight: 400\">If it works, HTTP 402 could shift from an unused error code to a standard part of how machines pay for services online.<\/span><\/p>\n<h2><b>What Is Coinbase and Cloudflare\u2019s x402 Foundation for AI Payments?<\/b><\/h2>\n<p><span style=\"font-weight: 400\">Cloudflare is adding a <\/span><a class=\"general-link\" href=\"https:\/\/github.com\/coinbase\/x402\" target=\"_blank\" rel=\"noopener nofollow\"><span style=\"font-weight: 400\">deferred-settlement<\/span><\/a><span style=\"font-weight: 400\"> option to x402, letting providers batch charges through cards, banks, or stablecoins when instant blockchain settlement isn\u2019t needed.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Coinbase has framed the new foundation as the path to make x402 a universal standard for AI-driven payments, built on open governance, ecosystem grants, and cross-platform interoperability.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400\">Cloudflare\u2019s newsroom statement credits Coinbase with creating the protocol but presents the foundation as neutral, calling on more members to prevent fragmentation.<\/span><\/p>\n<p><span style=\"font-weight: 400\">The process is simple: a server issues an HTTP 402 with payment instructions, the client responds with a signed header, a facilitator verifies and settles, and the server delivers the resource with a payment confirmation.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Cloudflare has already built this into its Agents SDK and MCP servers, and it launched a public playground that funds a test wallet on Base testnet so developers can try it firsthand.<\/span><\/p>\n<p><span style=\"font-weight: 400\">If adoption spreads, x402 could give AI agents and web services a shared way to pay as they go, whether through crypto or traditional rails.<\/span><\/p>\n<p><strong>DISCOVER:\u00a0<a class=\"general-link\" href=\"https:\/\/99bitcoins.com\/cryptocurrency\/best-meme-coin-icos\/\" target=\"_blank\" rel=\"nofollow noopener sponsored\">Best Meme Coin ICOs to Invest in 2025<\/a><\/strong><\/p>\n<h2><b>Is x402 Competing With Google\u2019s AP2 for Open Payment Standards?<\/b><\/h2>\n<p><span style=\"font-weight: 400\">Coinbase\u2019s GitHub now hosts the x402 spec, sample code, and a one-line middleware example.<\/span><\/p>\n<p><span style=\"font-weight: 400\">The protocol is pitched as near fee-free with instant settlement, aimed at micro-transactions that card networks can\u2019t handle efficiently.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Within hours of the launch, the Cardano Foundation said it will work with Masumi to adopt x402 for agent-to-agent payments, adding it to its roadmap alongside token standard work on CIP-0113 and CIP-0143.<\/span><\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"500\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">Recently, we had the chance to present the Masumi Network at the Cardano Seminar by the Cardano Foundation.<\/p>\n<p>Check out the recording <a href=\"https:\/\/t.co\/0IKdlz6tJD\" rel=\"nofollow\" target=\"_blank\">pic.twitter.com\/0IKdlz6tJD<\/a><\/p>\n<p>\u2014 Masumi (@MasumiNetwork) <a href=\"https:\/\/twitter.com\/MasumiNetwork\/status\/1968635397417607442?ref_src=twsrc%5Etfw\" rel=\"nofollow\" target=\"_blank\">September 18, 2025<\/a><\/p>\n<\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<p><span style=\"font-weight: 400\">The effort signals Coinbase and Cloudflare\u2019s intent to move payments into the internet\u2019s core plumbing, not just applications.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400\">If successful, AI agents could pay as they go for data, compute, or premium services without accounts or subscriptions, creating new revenue channels for API providers and publishers.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Cloudflare\u2019s deferred-settlement design reflects enterprise needs for card or bank rails with dispute windows, while stablecoins cover instant transfers.<\/span><\/p>\n<p><iframe loading=\"lazy\" title=\"Intro to Google Agent Payments Protocol (AP2)\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/yLTp3ic2j5c?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n<p><span style=\"font-weight: 400\">But x402 is not alone. It faces competition from <\/span><a href=\"https:\/\/cloud.google.com\/blog\/products\/ai-machine-learning\/announcing-agents-to-payments-ap2-protocol\" rel=\"nofollow\" target=\"_blank\"><span style=\"font-weight: 400\">Google\u2019s AP2<\/span><\/a><span style=\"font-weight: 400\">, where interoperability and credible governance may determine which standard prevails \u2013 a project also involving\u2026 You guessed it, Coinbase.<\/span><\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"500\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">Bringing stablecoin payments to AI agents with <a href=\"https:\/\/twitter.com\/Google?ref_src=twsrc%5Etfw\" rel=\"nofollow\" target=\"_blank\">@Google<\/a>. <a href=\"https:\/\/t.co\/B9p3KUkD8p\" rel=\"nofollow\" target=\"_blank\">https:\/\/t.co\/B9p3KUkD8p<\/a><\/p>\n<p>\u2014 Coinbase <img decoding=\"async\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/16.0.1\/72x72\/1f6e1.png\" alt=\"\ud83d\udee1\" class=\"wp-smiley\" style=\"height: 1em; max-height: 1em;\"> (@coinbase) <a href=\"https:\/\/twitter.com\/coinbase\/status\/1968024841698881902?ref_src=twsrc%5Etfw\" rel=\"nofollow\" target=\"_blank\">September 16, 2025<\/a><\/p>\n<\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<p><span style=\"font-weight: 400\">\u201cCoinbase deserves immense credit for starting the work on the x402 protocol \u2026 we\u2019re excited to partner with them on our shared vision for a neutral foundation,\u201d Cloudflare CEO Matthew Prince said in the <\/span><a class=\"general-link\" href=\"https:\/\/www.cloudflare.com\/press\/press-releases\/2025\/cloudflare-and-coinbase-will-launch-x402-foundation\/\" target=\"_blank\" rel=\"noopener nofollow\"><span style=\"font-weight: 400\">press release.\u00a0<\/span><\/a><\/p>\n<p><span style=\"font-weight: 400\">Coinbase\u2019s Erik Reppel called agentic commerce a \u201conce-in-a-generation opportunity,\u201d saying the foundation will \u201clay the groundwork\u201d to make it real.<\/span><\/p>\n<p><strong>DISCOVER:\u00a0<a class=\"general-link\" href=\"https:\/\/99bitcoins.com\/cryptocurrency\/best-meme-coin-icos\/\" target=\"_blank\" rel=\"nofollow noopener sponsored\">Best Meme Coin ICOs to Invest in 2025<\/a><\/strong><\/p>\n<p><strong><a class=\"general-link\" href=\"https:\/\/discord.gg\/B7Uk6agkqj\" target=\"_blank\" rel=\"nofollow noopener\"><span data-preserver-spaces=\"true\">Join The 99Bitcoins News Discord Here For The Latest Market Updates<\/span><\/a><\/strong><\/p>\n<p>The post <a href=\"https:\/\/99bitcoins.com\/news\/altcoins\/coinbases-plan-to-control-ai-payment-standards-globally\/\">Coinbase\u2019s Plan To Control AI Payment Standards Globally<\/a> appeared first on <a href=\"https:\/\/99bitcoins.com\/\">99Bitcoins<\/a>.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Coinbase and Cloudflare have formed the x402 Foundation to make the long-ignored HTTP 402 \u201cPayment Required\u201d code work as a real standard for online transactions.\u00a0 The announcement came on Tuesday, September 23, through a company blog post and a Cloudflare release. We @Cloudflare are working with @coinbase to create the x402 Foundation. @programmer &amp; others [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"iawp_total_views":0,"footnotes":""},"categories":[2],"tags":[3,4,5],"class_list":["post-49173","post","type-post","status-publish","format-standard","hentry","category-news","tag-crypto","tag-doge","tag-news"],"_links":{"self":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts\/49173","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=49173"}],"version-history":[{"count":0,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts\/49173\/revisions"}],"wp:attachment":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=49173"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=49173"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=49173"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}