{"id":55146,"date":"2025-10-28T04:01:42","date_gmt":"2025-10-28T04:01:42","guid":{"rendered":"https:\/\/dogewisperer.com\/?p=55146"},"modified":"2025-10-28T04:01:42","modified_gmt":"2025-10-28T04:01:42","slug":"bitcoins-warning-realized-iranian-bank-goes-bankrupt-millions-affected","status":"publish","type":"post","link":"https:\/\/dogewisperer.com\/?p=55146","title":{"rendered":"Bitcoin\u2019s Warning Realized: Iranian Bank Goes Bankrupt, Millions Affected"},"content":{"rendered":"
\n

Ayandeh Bank, one of Iran\u2019s largest private lenders, was formally shut down<\/a> by regulators on October 23, 2025, leaving millions exposed to uncertainty \u2014 a moment that revived talk about Bitcoin\u2019s original warning against trusting banks too much.<\/p>\n

The Central Bank revoked the bank\u2019s license after finding massive capital shortfalls<\/a> and risky lending tied to a small group of insiders. The move has shaken confidence in a system already under strain.<\/p>\n

Regulator Moves To Protect Depositors<\/h2>\n

According to the Central Bank, Ayandeh\u2019s branches and customer accounts will be absorbed by state-owned Bank Melli Iran and depositors will be able to access their funds from October 25.<\/p>\n

Reports have disclosed that roughly 42 million customers could be affected by the transfer. Officials say the jobs of many branch staff will continue under the new banner, and that ordinary savers\u2019 deposits are guaranteed by the state. Still, the scale of the intervention has left many account holders anxious.<\/p>\n

\n

One of Iran\u2019s biggest banks is bankrupt<\/p>\n

\u201c\u2026Founded in 2012, Ayandeh Bank had a network of 270 branches across the country, including 150 in the capital Tehran alone.<\/p>\n

But it had more recently been crippled by debt, with accumulated losses amounting to the equivalent of about\u2026 pic.twitter.com\/CkBwmioodj<\/a><\/p>\n

\u2014 kristen shaughnessy (@kshaughnessy2) October 26, 2025<\/a><\/p>\n<\/blockquote>\n

Massive Losses And Overdrafts Revealed<\/h2>\n

Based on reports from financial monitors, Ayandeh carried losses of about 5.5 quadrillion rials, roughly $5.1 billion, and overdrafts amounting to about 3.13 quadrillion rials, or close to $3 billion.<\/p>\n

One regulator described the bank\u2019s capital adequacy ratio as deeply negative, with figures cited near -600%. Banking supervision officials have said that more than 90% of the bank\u2019s funds were tied to related parties and large construction projects, which left the balance sheet dangerously concentrated.<\/p>\n

The collapse<\/a> has been blamed on poor governance and risky lending practices. Ghani-Abadi, a senior official in banking supervision, said the bank allocated most of its money to groups linked to its own management. That statement added to a sense that internal controls had failed over many years.<\/p>\n

<\/p>\n

A Sector Under Strain<\/p>\n

Regulators have warned that several other banks could face trouble if reforms are not pushed through. Some statements have pointed to at least eight banks showing signs of distress, fueling online chatter that Bitcoin\u2019s appeal grows stronger each time a traditional bank stumbles.<\/p>\n

Economic pressure from sanctions, limited access to international markets, and a weakening currency have left Iran\u2019s banking system vulnerable. Analysts warn that the state\u2019s step to take on Ayandeh\u2019s liabilities will raise the fiscal burden and could force tighter oversight elsewhere.<\/p>\n

\"\"<\/p>\n

Public Reaction And The Wider Impact<\/p>\n

There is talk among savers and market watchers that the bank\u2019s collapse may push some people toward alternatives, including foreign currency holdings or crypto, as a hedge against local bank risk.<\/p>\n

That view is reported more as public sentiment than as a confirmed shift. Depositors\u2019 immediate concern is access to cash and whether service interruptions will follow during the migration to Bank Melli\u2019s systems.<\/p>\n

Bitcoin To The Rescue?<\/p>\n

Reports suggest some Iranians are turning to crypto<\/a> after Ayandeh\u2019s collapse, viewing it as a safer place for savings. While there\u2019s no clear data yet, the bank\u2019s failure revived old arguments that digital assets offer shelter from financial mismanagement and currency loss.<\/p>\n

For many, it\u2019s a reminder of why Bitcoin was created in the first place \u2014 to operate outside failing banks.<\/p>\n

Featured image from Gemini, chart from TradingView<\/em><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Ayandeh Bank, one of Iran\u2019s largest private lenders, was formally shut down by regulators on October 23, 2025, leaving millions exposed to uncertainty \u2014 a moment that revived talk about Bitcoin\u2019s original warning against trusting banks too much. The Central Bank revoked the bank\u2019s license after finding massive capital shortfalls and risky lending tied to […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"iawp_total_views":0,"footnotes":""},"categories":[2],"tags":[3,4,5],"class_list":["post-55146","post","type-post","status-publish","format-standard","hentry","category-news","tag-crypto","tag-doge","tag-news"],"_links":{"self":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts\/55146","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=55146"}],"version-history":[{"count":0,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts\/55146\/revisions"}],"wp:attachment":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=55146"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=55146"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=55146"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}