{"id":58334,"date":"2025-11-13T15:02:07","date_gmt":"2025-11-13T15:02:07","guid":{"rendered":"https:\/\/dogewisperer.com\/?p=58334"},"modified":"2025-11-13T15:02:07","modified_gmt":"2025-11-13T15:02:07","slug":"vitalik-buterin-cheers-ethereum-defi-is-coming-for-your-saving-accounts","status":"publish","type":"post","link":"https:\/\/dogewisperer.com\/?p=58334","title":{"rendered":"Vitalik Buterin Cheers: Ethereum DeFi is Coming For Your Saving Accounts"},"content":{"rendered":"<div>\n<p>Ethereum DeFi is back on the menu, boys, as ETH co-founder Vitalik Buterin says decentralized finance has reached a point of maturity and security where it can now function \u201cas a primary bank account.\u201d<\/p>\n<p>Speaking at a <a class=\"general-link\" href=\"https:\/\/99bitcoins.com\/analysis\/top-crypto-stocks\/\" target=\"_blank\" rel=\"nofollow noopener sponsored\">Dromos Labs <\/a>event on Wednesday, Buterin argued that DeFi has evolved beyond the risky speculation of the 2020 era and is finally stable enough to serve as a <a class=\"general-link\" href=\"https:\/\/99bitcoins.com\/cryptocurrency\/new-cryptocurrency\/\" target=\"_blank\" rel=\"nofollow noopener sponsored\">real-world alternative<\/a> to traditional banking.<\/p>\n<blockquote>\n<p>\u201cWe\u2019ll be seeing a growth in more and more cases of people, institutions, all kinds of users around the world actually using this as their primary bank account,\u201d Buterin said.<\/p>\n<\/blockquote>\n<h2>Is Vitalik Buterin Changing His Tone on ETH? From DeFi Summer to DeFi Stability<\/h2>\n<style>\n\t.cwp-coin-chart svg path {\n\t\tstroke-width: 0.65 !important;\n\t}<\/p>\n<p>\t.cwp-coin-widget-container .cwp-graph-container.positive svg path:nth-of-type(2) {\n\t\tstroke: #008868 !important;\n\t}\n\t.cwp-coin-widget-container .cwp-coin-trend.positive {\n\t\tcolor: #008868 !important;\n\t\tbackground-color: transparent !important;\n\t}\n\t.cwp-coin-widget-container .cwp-coin-popup-holder .cwp-coin-trend.positive {\n\t\tborder: 1px solid #008868;\n\t\tborder-radius: 3px;\n\t}\n\t.cwp-coin-widget-container .cwp-coin-trend.positive::before {\n\t\tborder-bottom: 4px solid #008868 !important;\n\t}\n\t.cwp-coin-widget-container .cwp-coin-price-holder .cwp-coin-trend-holder .cwp-trend {\n\t\tbackground-color: transparent !important;\n\t}<\/p>\n<p>\t.cwp-coin-widget-container .cwp-graph-container.negative svg path:nth-of-type(2) {\n\t\tstroke: #A90C0C !important;\n\t}\n\t.cwp-coin-widget-container .cwp-coin-popup-holder .cwp-coin-trend.negative {\n\t\tborder: 1px solid #A90C0C;\n\t\tborder-radius: 3px;\n\t}\n\t.cwp-coin-widget-container  .cwp-coin-trend.negative {\n\t\tcolor: #A90C0C !important;\n\t\tbackground-color: transparent !important;\n\t}\n\t.cwp-coin-widget-container .cwp-coin-trend.negative::before {\n\t\tborder-top: 4px solid #A90C0C !important;\n\t}\n<\/style>\n<p>\t<span class=\"cwp-coin-widget-container\" data-id=\"ethereum\" id=\"coin_widget_id_6915f0943dfc3\"><\/p>\n<p>\t\t<!-- name of the coin in the text --><br \/>\n\t\t<span class=\"cwp-coin-widget-wrapper\" data-id=\"ethereum\"><br \/>\n\t\t\t<span class=\"cwp-coin-widget-holder \" style=\"background:#efefef;\"><br \/>\n\t\t\t\t<span class=\"cwp-coin-name\" data-id=\"ethereum\"><br \/>\n\t\t\t\t\t<span class=\"cwp-coin-icon \"><br \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/99bitcoins.com\/de\/wp-content\/uploads\/crypto-icons\/ethereum.svg\" alt=\"Ethereum\"><br \/>\n\t\t\t\t\t\t\t\t\t\t\t<\/span><br \/>\n\t\t\t\t\t<span class=\"cwp-coin-label \">Ethereum<\/span><br \/>\n\t\t\t\t\t<span class=\"cwp-coin-symbol hidden\">ETH<\/span><\/p>\n<p>\t\t\t\t\t<span class=\"cwp-coin-trend-holder\"><br \/>\n\t\t\t\t\t\t<span class=\"cwp-coin-price hidden\">$3,436.95<\/span><br \/>\n\t\t\t\t\t<\/span><br \/>\n\t\t\t\t\t<span class=\"cwp-coin-trend-holder\"><br \/>\n\t\t\t\t\t\t<span class=\"cwp-coin-trend  positive\">1.84%<\/span><br \/>\n\t\t\t\t\t<\/span><\/p>\n<p>\t\t\t\t<\/span><br \/>\n\t\t\t<\/span><br \/>\n\t\t<\/span><\/p>\n<p>\t\t<!-- popup with basic info about the coin --><br \/>\n\t\t<span class=\"cwp-coin-popup-wrapper \" data-id=\"ethereum\" style=\"\"><br \/>\n\t\t\t<span class=\"cwp-coin-popup-holder\"><br \/>\n\t\t\t\t<span class=\"cwp-coin-name\"><br \/>\n\t\t\t\t\t<span class=\"cwp-coin-icon\"><br \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/99bitcoins.com\/de\/wp-content\/uploads\/crypto-icons\/ethereum.svg\" alt=\"Ethereum\"><br \/>\n\t\t\t\t\t\t\t\t\t\t\t<\/span><br \/>\n\t\t\t\t\t<span class=\"cwp-coin-popup-name\">Ethereum<\/span><br \/>\n\t\t\t\t\t<span class=\"cwp-coin-popup-symbol\">ETH<\/span><br \/>\n\t\t\t\t<\/span><br \/>\n\t\t\t\t<span class=\"cwp-coin-price\"><br \/>\n\t\t\t\t\t<span class=\"cwp-coin-price-title\">Price<\/span><br \/>\n\t\t\t\t\t<span class=\"cwp-coin-price-holder\"><br \/>\n\t\t\t\t\t\t<span class=\"cwp-coin-price-value\">$3,436.95<\/span><br \/>\n\t\t\t\t\t\t<span class=\"cwp-coin-trend-holder\"><br \/>\n\t\t\t\t\t\t\t<span class=\"cwp-coin-trend positive\">1.84% \/24h<\/span><br \/>\n\t\t\t\t\t\t<\/span><br \/>\n\t\t\t\t\t<\/span><br \/>\n\t\t\t\t<\/span><br \/>\n\t\t\t\t<span class=\"cwp-coin-volume\"><br \/>\n\t\t\t\t\t<span class=\"cwp-coin-price-holder\"><br \/>\n\t\t\t\t\t\t<span class=\"cwp-coin-volume-title\">Volume in 24h<\/span><\/p>\n<p>\t\t\t\t\t<\/span><br \/>\n\t\t\t\t\t<span class=\"cwp-coin-volume-value\">$38.60B<\/span><br \/>\n\t\t\t\t\t<!-- <span class=\"cwp-coin-trend-holder\">\n\t\t\t\t\t\t<span class=\"cwp-coin-trend\">?<\/span>\n\t\t\t\t\t<\/span>                     --><br \/>\n\t\t\t\t<\/span><br \/>\n\t\t\t\t<span class=\"cwp-coin-chart\"><br \/>\n\t\t\t\t\t<span class=\"cwp-graph-title\">Price 7d<\/span><br \/>\n\t\t\t\t\t<span class=\"cwp-graph-container positive\"><br \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<?xml version=\"1.0\" encoding=\"UTF-8\" standalone=\"no\"?><svg width=\"160\" height=\"40\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><defs><lineargradient id=\"gradg_6915b36559022\" x1=\"0%\" y1=\"0%\" x2=\"0%\" y2=\"100%\"><stop offset=\"30%\" stop-color=\"#139A18\" stop-opacity=\"0.2\"><\/stop><stop offset=\"100%\" stop-color=\"#139A18\" stop-opacity=\"0\"><\/stop><\/lineargradient><\/defs><rect width=\"100%\" height=\"100%\" fill=\"white\"><\/rect><path d=\"M0,40 0,27.897709798687 4,33.315762039633 8,33.225042962329 12,31.788934049897 16,29.150803030555 20,34.464611209388 24,40 28,26.621214153699 32,18.283186478642 36,19.364750099125 40,18.829799445344 44,18.79303717869 48,24.048218198821 52,25.39683131642 56,23.653746476077 60,25.396105894508 64,23.975916481491 68,22.418975259207 72,15.361029667061 76,10.310380732545 80,4.7134457601352 84,0 88,1.2655363067916 92,1.6198935757828 96,4.305481278739 100,8.995925119101 104,6.8525807381779 108,2.9149237061563 112,6.3887441011478 116,6.2777743288999 120,9.3937696981343 124,15.941055380312 128,20.439099283129 132,20.211036768762 136,18.997196774377 140,13.320571849159 144,9.1952232322855 148,22.21164772114 152,22.102698640074 156,20.444546837194 160,12.244483786162 160,40 Z\" fill=\"url(#gradg_6915b36559022)\"><\/path><polyline fill=\"none\" stroke=\"#139A18\" stroke-width=\"2\" points=\"0,27.897709798687 4,33.315762039633 8,33.225042962329 12,31.788934049897 16,29.150803030555 20,34.464611209388 24,40 28,26.621214153699 32,18.283186478642 36,19.364750099125 40,18.829799445344 44,18.79303717869 48,24.048218198821 52,25.39683131642 56,23.653746476077 60,25.396105894508 64,23.975916481491 68,22.418975259207 72,15.361029667061 76,10.310380732545 80,4.7134457601352 84,0 88,1.2655363067916 92,1.6198935757828 96,4.305481278739 100,8.995925119101 104,6.8525807381779 108,2.9149237061563 112,6.3887441011478 116,6.2777743288999 120,9.3937696981343 124,15.941055380312 128,20.439099283129 132,20.211036768762 136,18.997196774377 140,13.320571849159 144,9.1952232322855 148,22.21164772114 152,22.102698640074 156,20.444546837194 160,12.244483786162 \"><\/polyline><\/svg>\t\t\t\t\t\t\t<script>\n\t\t\t\t\t\t\t\t\/\/ Make SVG responsive\n\t\t\t\t\t\t\t\tjQuery(document).ready(function($) {\n\t\t\t\t\t\t\t\t\tvar svg = $('.cwp-graph-container svg').last();\n\t\t\t\t\t\t\t\t\tif (svg.length) {\n\t\t\t\t\t\t\t\t\t\tvar originalWidth = svg.attr('width') || '160';\n\t\t\t\t\t\t\t\t\t\tvar originalHeight = svg.attr('height') || '40';\n\t\t\t\t\t\t\t\t\t\tif (!svg.attr('viewBox')) {\n\t\t\t\t\t\t\t\t\t\t\tsvg.attr('viewBox', '0 0 ' + originalWidth + ' ' + originalHeight);\n\t\t\t\t\t\t\t\t\t\t}\n\t\t\t\t\t\t\t\t\t\tsvg.removeAttr('width').removeAttr('height');\n\t\t\t\t\t\t\t\t\t\tsvg.css({'width': '100%', 'height': '100%'});\n\t\t\t\t\t\t\t\t\t\tsvg.attr('preserveAspectRatio', 'xMidYMid meet');\n\t\t\t\t\t\t\t\t\t}\n\t\t\t\t\t\t\t\t});\n\t\t\t\t\t\t\t<\/script><br \/>\n\t\t\t\t\t\t\t\t\t\t\t<\/span><br \/>\n\t\t\t\t<\/span><\/p>\n<p>\t\t\t\t\t\t\t\t\t<span class=\"cwp-coin-link\"><br \/>\n\t\t\t\t\t\t<a href=\"https:\/\/99bitcoins.com\/goto\/bestwallet\" alt=\"https:\/\/99bitcoins.com\/goto\/bestwallet\" target=\"_self\" rel=\"nofollow sponspored sponsored\" class=\"cwp-coin-custom-link\" style=\"color:#ffffff; background: #e50123; padding: \"><br \/>\n\t\t\t\t\t\t\tLearn more\t\t\t\t\t\t<\/a><br \/>\n\t\t\t\t\t<\/span><\/p>\n<p>\t\t\t<\/span><\/p>\n<p>\t\t<\/span><br \/>\n\t<\/span><\/p>\n<p>According to Buterin, the leap in security standards since 2019 has been \u201cnight and day.\u201d Protocol audits, on-chain insurance systems, and formal verification tools have drastically reduced exploit risk. He admitted that high-profile breaches<span style=\"margin: 0px;padding: 0px\">, such as the\u00a0<a class=\"general-link\" href=\"https:\/\/99bitcoins.com\/cryptocurrency\/next-1000x-crypto\/\" target=\"_blank\" rel=\"noopener\">Balancer hack,\u00a0<\/a>still occur, but emphasized<\/span>\u00a0that the overall infrastructure is far more resilient.<\/p>\n<blockquote>\n<p>\u201cIt\u2019s a night and day difference in the kind of security that you can expect in 2025 versus 2020 or 2019,\u201d Buterin said.<\/p>\n<\/blockquote>\n<blockquote class=\"twitter-tweet\" data-width=\"500\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">BREAKING: Vitalik Buterin has arrived to the \u20bfappers \u20bfrunch, Sponsored by Core<img decoding=\"async\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/16.0.1\/72x72\/2122.png\" alt=\"\u2122\" class=\"wp-smiley\" style=\"height: 1em; max-height: 1em;\"> 30. <a href=\"https:\/\/t.co\/FPQUvSTblT\" rel=\"nofollow\" target=\"_blank\">pic.twitter.com\/FPQUvSTblT<\/a><\/p>\n<p>\u2014 Justin Bechler (@1914ad) <a href=\"https:\/\/twitter.com\/1914ad\/status\/1988708279988490508?ref_src=twsrc%5Etfw\" rel=\"nofollow\" target=\"_blank\">November 12, 2025<\/a><\/p>\n<\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<p>Blockchain analytics firm Elliptic estimates that 2025\u2019s total value lost to hacks is higher than last year\u2019s, but largely due to a single catastrophic exploit of Bybit in February. Beyond that one-off shock, the numbers point to a broader cooling of systemic risk across DeFi.<\/p>\n<p><strong><span data-preserver-spaces=\"true\">DISCOVER:\u00a0<\/span><a class=\"general-link\" href=\"https:\/\/99bitcoins.com\/cryptocurrency\/next-1000x-crypto\/\" target=\"_blank\" rel=\"nofollow noopener sponsored\"><span data-preserver-spaces=\"true\">Next 1000X Crypto: 10+ Crypto Tokens That Can Hit 1000x in 2025<\/span><\/a><\/strong><\/p>\n<p><a class=\"general-link\" href=\"https:\/\/defillama.com\/\" target=\"_blank\" rel=\"noopener nofollow\">DeFi Llama<\/a> shows a total value locked of nearly $135Bn, up more than 40 percent this year, while exploit losses have dropped by 38 percent since 2022. Put together, it supports Buterin\u2019s argument that DeFi is growing.<\/p>\n<h2>Ethereum DeFi and the Fight Against Centralization: What\u2019s Next For ETH Price?<\/h2>\n<p>Alongside his remarks, the Ethereum Foundation released The Trustless Manifesto, a document warning against creeping centralization. It criticizes trends such as hosted RPC nodes, centralized L2 sequencers, and cross-chain custodians. According to Buterin, these features threaten the decentralized ethos of the ecosystem.<\/p>\n<blockquote>\n<p>\u201cEvery system starts with good intentions,\u201d the manifesto states. \u201cOver time, gateways become platforms. Platforms become landlords. And landlords decide who can enter and what to do.\u201d<\/p>\n<\/blockquote>\n<blockquote class=\"twitter-tweet\" data-width=\"500\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">Signed the trustless manifesto!<a href=\"https:\/\/t.co\/VhHlx3K2vt\" rel=\"nofollow\" target=\"_blank\">https:\/\/t.co\/VhHlx3K2vt<\/a><a href=\"https:\/\/twitter.com\/ThewizardofPOS?ref_src=twsrc%5Etfw\" rel=\"nofollow\" target=\"_blank\">@thewizardofpos<\/a> <a href=\"https:\/\/twitter.com\/yoavw?ref_src=twsrc%5Etfw\" rel=\"nofollow\" target=\"_blank\">@yoavw<\/a> <a href=\"https:\/\/t.co\/lOuz1W7DQL\" rel=\"nofollow\" target=\"_blank\">pic.twitter.com\/lOuz1W7DQL<\/a><\/p>\n<p>\u2014 vitalik.eth (@VitalikButerin) <a href=\"https:\/\/twitter.com\/VitalikButerin\/status\/1988764537034616903?ref_src=twsrc%5Etfw\" rel=\"nofollow\" target=\"_blank\">November 13, 2025<\/a><\/p>\n<\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<p>Buterin also pointed to the jump in Ethereum\u2019s scalability, noting rising mainnet gas limits and the explosive growth of Layer-2 networks. New systems, like Lighter, which can process over 10,000 transactions per second, demonstrate that throughput is no longer a dream on a roadmap.<\/p>\n<p>We\u2019re watching Ethereum DeFi shift from speculation to infrastructure, and decentralization is becoming the foundation. It\u2019s cool beans!<\/p>\n<p><strong>EXPLORE:\u00a0<a class=\"general-link\" href=\"https:\/\/99bitcoins.com\/news\/xrp-price-jumps-11-after-sec-crypto-unit-tease-xrp-etf-progress\/\" target=\"_blank\" rel=\"noopener\">XRP Price Jumps 11% After SEC Crypto Unit Tease XRP ETF Progress<\/a><\/strong><\/p>\n<div class=\"nnbtc-key-takeaways\">\n<h2 class=\"nnbtc-key-takeaways__title\">Key Takeaways<\/h2>\n<ul class=\"nnbtc-key-takeaways__list\">\n<li class=\"nnbtc-key-takeaways__list-item\">\n         Ethereum DeFi is back on the menu boys, as ETH co-founder Vitalik Buterin says decentralized finance has reached a point of maturity     <\/li>\n<li class=\"nnbtc-key-takeaways__list-item\">\n         We\u2019re watching Ethereum DeFi shift from speculation to infrastructure, and decentralization is becoming the foundation.    <\/li>\n<\/ul><\/div>\n<p>The post <a href=\"https:\/\/99bitcoins.com\/news\/altcoins\/vitalik-buterin-cheers-ethereum-defi-is-coming-for-your-saving-accounts\/\">Vitalik Buterin Cheers: Ethereum DeFi is Coming For Your Saving Accounts<\/a> appeared first on <a href=\"https:\/\/99bitcoins.com\/\">99Bitcoins<\/a>.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Ethereum DeFi is back on the menu, boys, as ETH co-founder Vitalik Buterin says decentralized finance has reached a point of maturity and security where it can now function \u201cas a primary bank account.\u201d Speaking at a Dromos Labs event on Wednesday, Buterin argued that DeFi has evolved beyond the risky speculation of the 2020 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"iawp_total_views":0,"footnotes":""},"categories":[2],"tags":[3,4,5],"class_list":["post-58334","post","type-post","status-publish","format-standard","hentry","category-news","tag-crypto","tag-doge","tag-news"],"_links":{"self":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts\/58334","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=58334"}],"version-history":[{"count":0,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts\/58334\/revisions"}],"wp:attachment":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=58334"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=58334"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=58334"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}