{"id":63847,"date":"2025-12-16T17:01:32","date_gmt":"2025-12-16T17:01:32","guid":{"rendered":"https:\/\/dogewisperer.com\/?p=63847"},"modified":"2025-12-16T17:01:32","modified_gmt":"2025-12-16T17:01:32","slug":"swifts-latest-announcement-raises-questions-about-ripples-xrpl-blockchain","status":"publish","type":"post","link":"https:\/\/dogewisperer.com\/?p=63847","title":{"rendered":"SWIFT\u2019s Latest Announcement Raises Questions About Ripple\u2019s XRPL Blockchain"},"content":{"rendered":"
\n

Crypto pundit Chain Cartel has raised several key points following SWIFT\u2019s latest comment on its move to adopt blockchain technology. The pundit claimed that Ripple\u2019s XRPL network<\/a> best suits what SWIFT is trying to achieve and suggested that the two firms collaborate.\u00a0<\/p>\n

Pundit Points To Ripple\u2019s XRPL After SWIFT\u2019s Announcement<\/h2>\n

In an X post<\/a>, Chain Cartel stated that SWIFT admitted they are building Ripple\u2019s XRPL network, but did not explicitly say so in their announcement. The pundit was referring to an X post<\/a> from SWIFT highlighting their earlier announcement<\/a> to add a blockchain-based ledger to their infrastructure.<\/p>\n

The pundit explained that SWIFT\u2019s language in the X post suggests that they want to build something like Ripple\u2019s XRPL. He declared that it is not Bitcoin, Ethereum, or any generic blockchain experiment but precisely what Ripple has been building for a decade. Chain Cartel noted that Ripple\u2019s model<\/a> has always been a neutral settlement layer, real-time atomic finality, shared ledger visibility for institutions, interoperability with legacy rails, and liquidity-first design.\u00a0<\/p>\n

Chain Cartel then alluded to SWIFT\u2019s statement about its plans to build a blockchain-based ledger to be included in its payment infrastructure and provide a single source of truth, enabling instant, 24\/7 cross-border payments. He declared that this is Ripple\u2019s blueprints with the XRPL<\/a>, as the crypto firm uses the network for its payment services.\u00a0<\/p>\n

In line with this, the pundit remarked that SWIFT doesn\u2019t replace rails, but instead coordinates them, and that Ripple doesn\u2019t replace banks<\/a>, but instead connects them. He added that SWIFT is acknowledging that the future payment stack requires a ledger layer, not just messaging, and that the only model already battle-tested at scale is Ripple\u2019s XRPL.<\/p>\n

However, it is worth mentioning that SWIFT doesn\u2019t plan to integrate Ripple\u2019s Ledger. Instead, it is building this blockchain-based ledger in partnership with Consensys and Chainlink. As such, although SWIFT may plan to build a network similar to Ripple\u2019s XRPL, it intends to do so without assistance from the crypto firm.\u00a0<\/p>\n

Ripple Looking To Expand Its Payment Service<\/h2>\n

Ripple is looking to expand its payment service, as it recently announced<\/a> plans to begin testing its RLUSD stablecoin<\/a> on Ethereum layer-2 networks Base, Ink, Optimism, and Unichain. The move comes just days after the OCC granted Ripple a conditional approval to become a bank, which is also a major boost for the firm\u2019s payment service.\u00a0<\/p>\n

Ripple plans to expand its RLUSD stablecoin beyond the Ethereum and XRPL networks<\/a> to these layer-2 networks through its partnership with Wormhole. The firm noted that the future of crypto is multichain, which is why it is adopting this strategy. This move gives Ripple\u2019s clients greater options when using the RLUSD stablecoin, and it could also attract new users to the stablecoin, which is currently one of the fastest-growing stablecoins.\u00a0<\/p>\n

\"XRP\"<\/div>\n","protected":false},"excerpt":{"rendered":"

Crypto pundit Chain Cartel has raised several key points following SWIFT\u2019s latest comment on its move to adopt blockchain technology. The pundit claimed that Ripple\u2019s XRPL network best suits what SWIFT is trying to achieve and suggested that the two firms collaborate.\u00a0 Pundit Points To Ripple\u2019s XRPL After SWIFT\u2019s Announcement In an X post, Chain […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"iawp_total_views":0,"footnotes":""},"categories":[2],"tags":[3,4,5],"class_list":["post-63847","post","type-post","status-publish","format-standard","hentry","category-news","tag-crypto","tag-doge","tag-news"],"_links":{"self":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts\/63847","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=63847"}],"version-history":[{"count":0,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts\/63847\/revisions"}],"wp:attachment":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=63847"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=63847"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=63847"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}