{"id":65963,"date":"2026-01-01T16:16:42","date_gmt":"2026-01-01T16:16:42","guid":{"rendered":"https:\/\/dogewisperer.com\/?p=65963"},"modified":"2026-01-01T16:16:42","modified_gmt":"2026-01-01T16:16:42","slug":"franklin-templeton-exec-says-xrp-price-is-critical-to-cross-border-payments-3-inbound","status":"publish","type":"post","link":"https:\/\/dogewisperer.com\/?p=65963","title":{"rendered":"Franklin Templeton Exec Says XRP Price Is Critical To Cross-Border Payments: $3 Inbound?"},"content":{"rendered":"<div>\n<p>Silver is my old world bag. The XRP price is my new world bag.<\/p>\n<p>Either way we go, I\u2019ve got a bag and a <a class=\"general-link\" href=\"https:\/\/99bitcoins.com\/cryptocurrency\/next-1000x-crypto\/\" target=\"_blank\" rel=\"nofollow noopener sponsored\">samurai NFT<\/a>.<\/p>\n<p>And heading into 2026, XRP is primed to take on <\/p>\n<style>\n\t.cwp-coin-chart svg path {\n\t\tstroke-width: 0.65 !important;\n\t}<\/p>\n<p>\t.cwp-coin-widget-container .cwp-graph-container.positive svg path:nth-of-type(2) {\n\t\tstroke: #008868 !important;\n\t}\n\t.cwp-coin-widget-container .cwp-coin-trend.positive {\n\t\tcolor: #008868 !important;\n\t\tbackground-color: transparent !important;\n\t}\n\t.cwp-coin-widget-container .cwp-coin-popup-holder .cwp-coin-trend.positive {\n\t\tborder: 1px solid #008868;\n\t\tborder-radius: 3px;\n\t}\n\t.cwp-coin-widget-container .cwp-coin-trend.positive::before {\n\t\tborder-bottom: 4px solid #008868 !important;\n\t}\n\t.cwp-coin-widget-container .cwp-coin-price-holder .cwp-coin-trend-holder .cwp-trend {\n\t\tbackground-color: transparent !important;\n\t}<\/p>\n<p>\t.cwp-coin-widget-container .cwp-graph-container.negative svg path:nth-of-type(2) {\n\t\tstroke: #A90C0C !important;\n\t}\n\t.cwp-coin-widget-container .cwp-coin-popup-holder .cwp-coin-trend.negative {\n\t\tborder: 1px solid #A90C0C;\n\t\tborder-radius: 3px;\n\t}\n\t.cwp-coin-widget-container  .cwp-coin-trend.negative {\n\t\tcolor: #A90C0C !important;\n\t\tbackground-color: transparent !important;\n\t}\n\t.cwp-coin-widget-container .cwp-coin-trend.negative::before {\n\t\tborder-top: 4px solid #A90C0C !important;\n\t}\n<\/style>\n<p>\t<span class=\"cwp-coin-widget-container\" data-id=\"ethereum\" id=\"coin_widget_id_69569c11cb5ce\"><\/p>\n<p>\t\t<!-- name of the coin in the text --><br \/>\n\t\t<span class=\"cwp-coin-widget-wrapper\" data-id=\"ethereum\"><br \/>\n\t\t\t<span class=\"cwp-coin-widget-holder \" style=\"background:#efefef;\"><br \/>\n\t\t\t\t<span class=\"cwp-coin-name\" data-id=\"ethereum\"><br \/>\n\t\t\t\t\t<span class=\"cwp-coin-icon \"><br \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/99bitcoins.com\/de\/wp-content\/uploads\/crypto-icons\/ethereum.svg\" alt=\"Ethereum\"><br \/>\n\t\t\t\t\t\t\t\t\t\t\t<\/span><br \/>\n\t\t\t\t\t<span class=\"cwp-coin-label \">Ethereum<\/span><br \/>\n\t\t\t\t\t<span class=\"cwp-coin-symbol hidden\">ETH<\/span><\/p>\n<p>\t\t\t\t\t<span class=\"cwp-coin-trend-holder\"><br \/>\n\t\t\t\t\t\t<span class=\"cwp-coin-price hidden\">$2,979.07<\/span><br \/>\n\t\t\t\t\t<\/span><br \/>\n\t\t\t\t\t<span class=\"cwp-coin-trend-holder\"><br \/>\n\t\t\t\t\t\t<span class=\"cwp-coin-trend  positive\">0.09%<\/span><br \/>\n\t\t\t\t\t<\/span><\/p>\n<p>\t\t\t\t<\/span><br \/>\n\t\t\t<\/span><br \/>\n\t\t<\/span><\/p>\n<p>\t\t<!-- popup with basic info about the coin --><br \/>\n\t\t<span class=\"cwp-coin-popup-wrapper \" data-id=\"ethereum\" style=\"\"><br \/>\n\t\t\t<span class=\"cwp-coin-popup-holder\"><br \/>\n\t\t\t\t<span class=\"cwp-coin-name\"><br \/>\n\t\t\t\t\t<span class=\"cwp-coin-icon\"><br \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/99bitcoins.com\/de\/wp-content\/uploads\/crypto-icons\/ethereum.svg\" alt=\"Ethereum\"><br \/>\n\t\t\t\t\t\t\t\t\t\t\t<\/span><br \/>\n\t\t\t\t\t<span class=\"cwp-coin-popup-name\">Ethereum<\/span><br \/>\n\t\t\t\t\t<span class=\"cwp-coin-popup-symbol\">ETH<\/span><br \/>\n\t\t\t\t<\/span><br \/>\n\t\t\t\t<span class=\"cwp-coin-price\"><br \/>\n\t\t\t\t\t<span class=\"cwp-coin-price-title\">Price<\/span><br \/>\n\t\t\t\t\t<span class=\"cwp-coin-price-holder\"><br \/>\n\t\t\t\t\t\t<span class=\"cwp-coin-price-value\">$2,979.07<\/span><br \/>\n\t\t\t\t\t\t<span class=\"cwp-coin-trend-holder\"><br \/>\n\t\t\t\t\t\t\t<span class=\"cwp-coin-trend positive\">0.09% \/24h<\/span><br \/>\n\t\t\t\t\t\t<\/span><br \/>\n\t\t\t\t\t<\/span><br \/>\n\t\t\t\t<\/span><br \/>\n\t\t\t\t<span class=\"cwp-coin-volume\"><br \/>\n\t\t\t\t\t<span class=\"cwp-coin-price-holder\"><br \/>\n\t\t\t\t\t\t<span class=\"cwp-coin-volume-title\">Volume in 24h<\/span><\/p>\n<p>\t\t\t\t\t<\/span><br \/>\n\t\t\t\t\t<span class=\"cwp-coin-volume-value\">$10.22B<\/span><br \/>\n\t\t\t\t\t<!-- <span class=\"cwp-coin-trend-holder\">\n\t\t\t\t\t\t<span class=\"cwp-coin-trend\">?<\/span>\n\t\t\t\t\t<\/span>                     --><br \/>\n\t\t\t\t<\/span><br \/>\n\t\t\t\t<span class=\"cwp-coin-chart\"><br \/>\n\t\t\t\t\t<span class=\"cwp-graph-title\">Price 7d<\/span><br \/>\n\t\t\t\t\t<span class=\"cwp-graph-container positive\"><br \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<?xml version=\"1.0\" encoding=\"UTF-8\" standalone=\"no\"?><svg width=\"160\" height=\"40\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><defs><lineargradient id=\"gradg_695661e407b72\" x1=\"0%\" y1=\"0%\" x2=\"0%\" y2=\"100%\"><stop offset=\"30%\" stop-color=\"#139A18\" stop-opacity=\"0.2\"><\/stop><stop offset=\"100%\" stop-color=\"#139A18\" 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stroke-width=\"2\" points=\"0,36.466766217636 4,28.500048590295 8,34.409450136385 12,35.040551794528 16,22.686877490532 20,24.113116563598 24,27.183566067526 28,40 32,37.745946631945 36,38.250995129989 40,37.092272335419 44,36.560345673077 48,37.382300747857 52,38.791028640486 56,35.643189474438 60,31.771293660396 64,33.992196570414 68,33.428348960036 72,32.099670684037 76,33.474250168833 80,34.11626354151 84,17.565947413274 88,0 92,16.886702894136 96,36.202718113468 100,35.872632026106 104,35.708592534484 108,35.982742639429 112,31.524349638881 116,20.389499954696 120,19.546774676306 124,21.149857773479 128,24.220842853757 132,21.798932238536 136,21.942589950122 140,20.417553847272 144,15.395688961457 148,21.022138126859 152,21.984486661272 156,19.689332850393 160,21.007634241241 \"><\/polyline><\/svg>\t\t\t\t\t\t\t<script>\n\t\t\t\t\t\t\t\t\/\/ Make SVG responsive\n\t\t\t\t\t\t\t\tjQuery(document).ready(function($) {\n\t\t\t\t\t\t\t\t\tvar svg = $('.cwp-graph-container svg').last();\n\t\t\t\t\t\t\t\t\tif (svg.length) {\n\t\t\t\t\t\t\t\t\t\tvar originalWidth = svg.attr('width') || '160';\n\t\t\t\t\t\t\t\t\t\tvar originalHeight = svg.attr('height') || '40';\n\t\t\t\t\t\t\t\t\t\tif (!svg.attr('viewBox')) {\n\t\t\t\t\t\t\t\t\t\t\tsvg.attr('viewBox', '0 0 ' + originalWidth + ' ' + originalHeight);\n\t\t\t\t\t\t\t\t\t\t}\n\t\t\t\t\t\t\t\t\t\tsvg.removeAttr('width').removeAttr('height');\n\t\t\t\t\t\t\t\t\t\tsvg.css({'width': '100%', 'height': '100%'});\n\t\t\t\t\t\t\t\t\t\tsvg.attr('preserveAspectRatio', 'xMidYMid meet');\n\t\t\t\t\t\t\t\t\t}\n\t\t\t\t\t\t\t\t});\n\t\t\t\t\t\t\t<\/script><br \/>\n\t\t\t\t\t\t\t\t\t\t\t<\/span><br \/>\n\t\t\t\t<\/span><\/p>\n<p>\t\t\t\t\t\t\t\t\t<span class=\"cwp-coin-link\"><br \/>\n\t\t\t\t\t\t<a href=\"https:\/\/99bitcoins.com\/goto\/bestwallet\" alt=\"https:\/\/99bitcoins.com\/goto\/bestwallet\" target=\"_self\" rel=\"nofollow sponspored sponsored\" class=\"cwp-coin-custom-link\" style=\"color:#ffffff; background: #e50123; padding: \"><br \/>\n\t\t\t\t\t\t\tLearn more\t\t\t\t\t\t<\/a><br \/>\n\t\t\t\t\t<\/span><\/p>\n<p>\t\t\t<\/span><\/p>\n<p>\t\t<\/span><br \/>\n\t<\/span><\/p>\n<p>\t. Yes, we went there.<\/p>\n<p>Franklin Templeton just threw serious <a class=\"general-link\" href=\"https:\/\/99bitcoins.com\/cryptocurrency\/crypto-presales\/\" target=\"_blank\" rel=\"nofollow noopener sponsored\">institutional weight<\/a> behind XRP, publicly endorsing the asset as a core solution for real-time, low-cost cross-border payments on the XRP Ledger.<\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"500\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">&#8220;XRPL is a payments-first blockchain enabling real-time, low-cost settlement and cross-border transaction efficiency. Within a diversified digital portfolio, we view XRPL\u2019s native token, XRP, as a foundational building block given its market cap significance.&#8221; \u2013 Roger Bayston,\u2026 <a href=\"https:\/\/t.co\/zsRApl8Cpy\" rel=\"nofollow\" target=\"_blank\">pic.twitter.com\/zsRApl8Cpy<\/a><\/p>\n<p>\u2014 Franklin Templeton Digital Assets (@FTDA_US) <a href=\"https:\/\/twitter.com\/FTDA_US\/status\/2006036560563560452?ref_src=twsrc%5Etfw\" rel=\"nofollow\" target=\"_blank\">December 30, 2025<\/a><\/p>\n<\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<p>The firm\u2019s Head of Digital Assets framed XRP as a legitimate portfolio component, citing its liquidity, scale, and role in global payments infrastructure. Alongside that endorsement came promotion of <a class=\"general-link\" href=\"https:\/\/99bitcoins.com\/cryptocurrency\/best-crypto-to-buy\/\" target=\"_blank\" rel=\"nofollow noopener sponsored\">Franklin Templeton\u2019s spot XRPZ ETF<\/a>, launched on November 24, 2025, on NYSE Arca, giving U.S. investors direct exposure to XRP\u2019s price for the first time.<\/p>\n<p>On paper, this should be gasoline on the fire for XRP heading into 2026.<\/p>\n<p><strong>DISCOVER: <a class=\"general-link\" href=\"https:\/\/99bitcoins.com\/cryptocurrency\/next-crypto-to-explode\/\" target=\"_blank\" rel=\"nofollow noopener sponsored\">20+ Next Crypto to Explode in 2025<\/a><\/strong><\/p>\n<h2>Big Wins in 2025, But Why Is The XRP Price So Weak?<\/h2>\n<figure id=\"attachment_323158\" aria-describedby=\"caption-attachment-323158\" style=\"width: 2433px\" class=\"wp-caption alignnone\"><img fetchpriority=\"high\" decoding=\"async\" class=\"size-full wp-image-323158\" src=\"https:\/\/99bitcoins.com\/wp-content\/uploads\/2026\/01\/XRPUSDT_2026-01-01_09-56-17.png\" alt=\"\" width=\"2433\" height=\"1302\" srcset=\"https:\/\/99bitcoins.com\/wp-content\/uploads\/2026\/01\/XRPUSDT_2026-01-01_09-56-17.png 2433w, https:\/\/99bitcoins.com\/wp-content\/uploads\/2026\/01\/XRPUSDT_2026-01-01_09-56-17-300x161.png 300w, https:\/\/99bitcoins.com\/wp-content\/uploads\/2026\/01\/XRPUSDT_2026-01-01_09-56-17-1024x548.png 1024w, https:\/\/99bitcoins.com\/wp-content\/uploads\/2026\/01\/XRPUSDT_2026-01-01_09-56-17-768x411.png 768w, https:\/\/99bitcoins.com\/wp-content\/uploads\/2026\/01\/XRPUSDT_2026-01-01_09-56-17-1536x822.png 1536w, https:\/\/99bitcoins.com\/wp-content\/uploads\/2026\/01\/XRPUSDT_2026-01-01_09-56-17-2048x1096.png 2048w, https:\/\/99bitcoins.com\/wp-content\/uploads\/2026\/01\/XRPUSDT_2026-01-01_09-56-17-50x27.png 50w\" sizes=\"(max-width: 2433px) 100vw, 2433px\"><figcaption id=\"caption-attachment-323158\" class=\"wp-caption-text\">(Source: <a class=\"general-link\" href=\"https:\/\/www.tradingview.com\/chart\/A4aJB7ow\/?symbol=BITSTAMP%3ABTCUSD\" target=\"_blank\" rel=\"noopener nofollow\">TradingView<\/a>)<\/figcaption><\/figure>\n<p>2025 was supposed to be XRP\u2019s redemption arc:<\/p>\n<ul>\n<li>The SEC lawsuit finally ended<\/li>\n<li>Multiple <a class=\"general-link\" href=\"https:\/\/99bitcoins.com\/cryptocurrency\/crypto-presales\/\" target=\"_blank\" rel=\"nofollow noopener sponsored\">US spot ETFs <\/a>launched<\/li>\n<li>Ripple expanded partnerships across payments and tokenization.<\/li>\n<\/ul>\n<p>Yet XRP topped out near $3.66 and then collapsed more than 50% to an October low of $1.58.<\/p>\n<figure id=\"attachment_323159\" aria-describedby=\"caption-attachment-323159\" style=\"width: 2169px\" class=\"wp-caption alignnone\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-323159\" src=\"https:\/\/99bitcoins.com\/wp-content\/uploads\/2026\/01\/Screenshot-5.png\" alt=\"\" width=\"2169\" height=\"527\" srcset=\"https:\/\/99bitcoins.com\/wp-content\/uploads\/2026\/01\/Screenshot-5.png 2169w, https:\/\/99bitcoins.com\/wp-content\/uploads\/2026\/01\/Screenshot-5-300x73.png 300w, https:\/\/99bitcoins.com\/wp-content\/uploads\/2026\/01\/Screenshot-5-1024x249.png 1024w, https:\/\/99bitcoins.com\/wp-content\/uploads\/2026\/01\/Screenshot-5-768x187.png 768w, https:\/\/99bitcoins.com\/wp-content\/uploads\/2026\/01\/Screenshot-5-1536x373.png 1536w, https:\/\/99bitcoins.com\/wp-content\/uploads\/2026\/01\/Screenshot-5-2048x498.png 2048w, https:\/\/99bitcoins.com\/wp-content\/uploads\/2026\/01\/Screenshot-5-50x12.png 50w\" sizes=\"auto, (max-width: 2169px) 100vw, 2169px\"><figcaption id=\"caption-attachment-323159\" class=\"wp-caption-text\">(Source: <a class=\"general-link\" href=\"https:\/\/defillama.com\/chain\/xrpl\" target=\"_blank\" rel=\"noopener nofollow\">DeFiLlama<\/a>)<\/figcaption><\/figure>\n<p>One of the year\u2019s most hyped catalysts arrived in March, when XRP was floated as a candidate for the US \u201cDigital Asset Reserve.\u201d The market ripped over 30% in response.<\/p>\n<p>Did it ever happen?<\/p>\n<p>No. And that\u2019s why all of these assets deflated when it became clear the reserve would consist solely of seized assets, with no active buying and <\/p>\n<style>\n\t.cwp-coin-chart svg path {\n\t\tstroke-width: 0.65 !important;\n\t}<\/p>\n<p>\t.cwp-coin-widget-container .cwp-graph-container.positive svg path:nth-of-type(2) {\n\t\tstroke: #008868 !important;\n\t}\n\t.cwp-coin-widget-container .cwp-coin-trend.positive {\n\t\tcolor: #008868 !important;\n\t\tbackground-color: transparent !important;\n\t}\n\t.cwp-coin-widget-container .cwp-coin-popup-holder .cwp-coin-trend.positive {\n\t\tborder: 1px solid #008868;\n\t\tborder-radius: 3px;\n\t}\n\t.cwp-coin-widget-container .cwp-coin-trend.positive::before {\n\t\tborder-bottom: 4px solid #008868 !important;\n\t}\n\t.cwp-coin-widget-container .cwp-coin-price-holder .cwp-coin-trend-holder .cwp-trend {\n\t\tbackground-color: transparent !important;\n\t}<\/p>\n<p>\t.cwp-coin-widget-container .cwp-graph-container.negative svg path:nth-of-type(2) {\n\t\tstroke: #A90C0C !important;\n\t}\n\t.cwp-coin-widget-container .cwp-coin-popup-holder .cwp-coin-trend.negative {\n\t\tborder: 1px solid #A90C0C;\n\t\tborder-radius: 3px;\n\t}\n\t.cwp-coin-widget-container  .cwp-coin-trend.negative {\n\t\tcolor: #A90C0C !important;\n\t\tbackground-color: transparent !important;\n\t}\n\t.cwp-coin-widget-container .cwp-coin-trend.negative::before {\n\t\tborder-top: 4px solid #A90C0C !important;\n\t}\n<\/style>\n<p>\t<span class=\"cwp-coin-widget-container\" data-id=\"bitcoin\" id=\"coin_widget_id_69569c11cb6bb\"><\/p>\n<p>\t\t<!-- name of the coin in the text --><br \/>\n\t\t<span class=\"cwp-coin-widget-wrapper\" data-id=\"bitcoin\"><br \/>\n\t\t\t<span class=\"cwp-coin-widget-holder \" style=\"background:#efefef;\"><br \/>\n\t\t\t\t<span class=\"cwp-coin-name\" data-id=\"bitcoin\"><br \/>\n\t\t\t\t\t<span class=\"cwp-coin-icon \"><br \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/99bitcoins.com\/tr\/wp-content\/uploads\/crypto-icons\/bitcoin.svg\" alt=\"Bitcoin\"><br \/>\n\t\t\t\t\t\t\t\t\t\t\t<\/span><br \/>\n\t\t\t\t\t<span class=\"cwp-coin-label \">Bitcoin<\/span><br \/>\n\t\t\t\t\t<span class=\"cwp-coin-symbol hidden\">BTC<\/span><\/p>\n<p>\t\t\t\t\t<span class=\"cwp-coin-trend-holder\"><br \/>\n\t\t\t\t\t\t<span class=\"cwp-coin-price hidden\">$87,905.90<\/span><br \/>\n\t\t\t\t\t<\/span><br \/>\n\t\t\t\t\t<span class=\"cwp-coin-trend-holder\"><br \/>\n\t\t\t\t\t\t<span class=\"cwp-coin-trend  negative\">0.99%<\/span><br \/>\n\t\t\t\t\t<\/span><\/p>\n<p>\t\t\t\t<\/span><br \/>\n\t\t\t<\/span><br \/>\n\t\t<\/span><\/p>\n<p>\t\t<!-- popup with basic info about the coin --><br \/>\n\t\t<span class=\"cwp-coin-popup-wrapper \" data-id=\"bitcoin\" style=\"\"><br \/>\n\t\t\t<span class=\"cwp-coin-popup-holder\"><br \/>\n\t\t\t\t<span class=\"cwp-coin-name\"><br \/>\n\t\t\t\t\t<span class=\"cwp-coin-icon\"><br \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/99bitcoins.com\/tr\/wp-content\/uploads\/crypto-icons\/bitcoin.svg\" alt=\"Bitcoin\"><br \/>\n\t\t\t\t\t\t\t\t\t\t\t<\/span><br \/>\n\t\t\t\t\t<span class=\"cwp-coin-popup-name\">Bitcoin<\/span><br \/>\n\t\t\t\t\t<span class=\"cwp-coin-popup-symbol\">BTC<\/span><br \/>\n\t\t\t\t<\/span><br \/>\n\t\t\t\t<span class=\"cwp-coin-price\"><br \/>\n\t\t\t\t\t<span class=\"cwp-coin-price-title\">Price<\/span><br \/>\n\t\t\t\t\t<span class=\"cwp-coin-price-holder\"><br \/>\n\t\t\t\t\t\t<span class=\"cwp-coin-price-value\">$87,905.90<\/span><br \/>\n\t\t\t\t\t\t<span class=\"cwp-coin-trend-holder\"><br \/>\n\t\t\t\t\t\t\t<span class=\"cwp-coin-trend negative\">0.99% \/24h<\/span><br \/>\n\t\t\t\t\t\t<\/span><br \/>\n\t\t\t\t\t<\/span><br \/>\n\t\t\t\t<\/span><br \/>\n\t\t\t\t<span class=\"cwp-coin-volume\"><br \/>\n\t\t\t\t\t<span class=\"cwp-coin-price-holder\"><br \/>\n\t\t\t\t\t\t<span class=\"cwp-coin-volume-title\">Volume in 24h<\/span><\/p>\n<p>\t\t\t\t\t<\/span><br \/>\n\t\t\t\t\t<span class=\"cwp-coin-volume-value\">$22.65B<\/span><br \/>\n\t\t\t\t\t<!-- <span class=\"cwp-coin-trend-holder\">\n\t\t\t\t\t\t<span class=\"cwp-coin-trend\">?<\/span>\n\t\t\t\t\t<\/span>                     --><br \/>\n\t\t\t\t<\/span><br \/>\n\t\t\t\t<span class=\"cwp-coin-chart\"><br \/>\n\t\t\t\t\t<span class=\"cwp-graph-title\">Price 7d<\/span><br \/>\n\t\t\t\t\t<span class=\"cwp-graph-container negative\"><br \/>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<?xml version=\"1.0\" encoding=\"UTF-8\" standalone=\"no\"?><svg width=\"160\" height=\"40\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><defs><lineargradient id=\"grad_69567a6b4a337\" x1=\"0%\" y1=\"0%\" x2=\"0%\" y2=\"100%\"><stop offset=\"30%\" stop-color=\"#DD1C36\" stop-opacity=\"0.2\"><\/stop><stop offset=\"100%\" stop-color=\"#DD1C36\" 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points=\"0,25.674100050409 4,31.762392562007 8,28.67300390838 12,14.24588522113 16,18.166916286171 20,23.833697601894 24,39.191766620625 28,35.494358841838 32,37.017671726391 36,35.781224124345 40,34.881244203095 44,36.037695274942 48,35.380835045487 52,33.844316288234 56,31.2177610192 60,32.604289694505 64,30.714615449476 68,29.827425873926 72,32.31263523584 76,33.789257444151 80,18.322987620935 84,0 88,19.78817222108 92,36.205137490908 96,34.040542089852 100,38.618196806933 104,40 108,37.525148482659 112,29.889321198732 116,25.86252789642 120,20.689513978996 124,24.35275755243 128,20.816786562888 132,21.447050031271 136,18.15559393367 140,18.641848482477 144,32.351831260855 148,33.22305792689 152,30.093399550746 156,33.385971808465 160,30.885151370117 \"><\/polyline><\/svg>\t\t\t\t\t\t\t<script>\n\t\t\t\t\t\t\t\t\/\/ Make SVG responsive\n\t\t\t\t\t\t\t\tjQuery(document).ready(function($) {\n\t\t\t\t\t\t\t\t\tvar svg = $('.cwp-graph-container svg').last();\n\t\t\t\t\t\t\t\t\tif (svg.length) {\n\t\t\t\t\t\t\t\t\t\tvar originalWidth = svg.attr('width') || '160';\n\t\t\t\t\t\t\t\t\t\tvar originalHeight = svg.attr('height') || '40';\n\t\t\t\t\t\t\t\t\t\tif (!svg.attr('viewBox')) {\n\t\t\t\t\t\t\t\t\t\t\tsvg.attr('viewBox', '0 0 ' + originalWidth + ' ' + originalHeight);\n\t\t\t\t\t\t\t\t\t\t}\n\t\t\t\t\t\t\t\t\t\tsvg.removeAttr('width').removeAttr('height');\n\t\t\t\t\t\t\t\t\t\tsvg.css({'width': '100%', 'height': '100%'});\n\t\t\t\t\t\t\t\t\t\tsvg.attr('preserveAspectRatio', 'xMidYMid meet');\n\t\t\t\t\t\t\t\t\t}\n\t\t\t\t\t\t\t\t});\n\t\t\t\t\t\t\t<\/script><br \/>\n\t\t\t\t\t\t\t\t\t\t\t<\/span><br \/>\n\t\t\t\t<\/span><\/p>\n<p>\t\t\t\t\t\t\t\t\t<span class=\"cwp-coin-link\"><br \/>\n\t\t\t\t\t\t<a href=\"https:\/\/99bitcoins.com\/goto\/bestwallet\" alt=\"https:\/\/99bitcoins.com\/goto\/bestwallet\" target=\"_self\" rel=\"nofollow sponspored sponsored\" class=\"cwp-coin-custom-link\" style=\"color:#ffffff; background: #e50123; padding: \"><br \/>\n\t\t\t\t\t\t\tLearn more\t\t\t\t\t\t<\/a><br \/>\n\t\t\t\t\t<\/span><\/p>\n<p>\t\t\t<\/span><\/p>\n<p>\t\t<\/span><br \/>\n\t<\/span><\/p>\n<p>\tfavored separately.<\/p>\n<p><strong><span data-preserver-spaces=\"true\">DISCOVER:\u00a0<\/span><a class=\"general-link\" href=\"https:\/\/99bitcoins.com\/cryptocurrency\/next-1000x-crypto\/\" target=\"_blank\" rel=\"nofollow noopener sponsored\"><span data-preserver-spaces=\"true\">Next 1000X Crypto: 10+ Crypto Tokens That Can Hit 1000x in 2025<\/span><\/a><\/strong><\/p>\n<h2>What\u2019s Next For XRP? Technical Structure Is Doing Ripple No Favors<\/h2>\n<p>On-chain activity has quietly deteriorated. According to<a class=\"general-link\" href=\"https:\/\/defillama.com\/\" target=\"_blank\" rel=\"noopener nofollow\"> DeFiLlama<\/a>, XRPL metrics, daily active addresses have remained stuck below 45,000 for months, with just 38,500 recorded on December 18.<\/p>\n<p>That\u2019s a staggering 94% drop from the March peak above 600,000 addresses.<\/p>\n<p>ETF flows have been the lone bright spot.<a class=\"general-link\" href=\"https:\/\/www.coingecko.com\/\" target=\"_blank\" rel=\"noopener nofollow\">CoinGecko<\/a> and issuer disclosures show XRP spot ETFs have logged 24 consecutive days of inflows, totaling $1.06Bn, with assets under management now exceeding $1.14Bn.<\/p>\n<div class=\"cfg-chart-container\">\n<div class=\"cfg-top-content-holder\">\n<h4 class=\"cfg-chart-title\" style=\"font-family: 'Noto Sans', sans-serif; font-size: 18px; font-weight: 700; \">\n            Crypto Fear and Greed Chart        <\/h4>\n<div class=\"cfg-time-range-selector\">\n            <span data-range=\"all_time\" id=\"cfg-alltime\" class=\"cfg-alltime\">All time<\/span><br \/>\n            <span data-range=\"1y\" id=\"cfg-1y\">1y<\/span><br \/>\n            <span data-range=\"1m\" id=\"cfg-1m\">1m<\/span><br \/>\n            <span data-range=\"1w\" id=\"cfg-1w\">1w<\/span><br \/>\n            <span data-range=\"1d\" id=\"cfg-1d\">24h<\/span>\n        <\/div>\n<\/p><\/div>\n<div class=\"cfg-chart-holder\">\n<div id=\"cfg-chart-body\" class=\"cfg-chart-body\" style=\"width: 830px; height: 450px;\"><\/div>\n<\/p><\/div>\n<\/div>\n<p>From a market structure standpoint, XRP has already lost two critical levels: the $2 psychological floor and the 50-week EMA near $1.87. That zone historically marks cycle inflection points. Below it, downside accelerates.<\/p>\n<p>Key downside levels now sit at $1.61, followed by the 200-day EMA near $1.38. Veteran trader Peter Brandt has warned a potential double-top formation could drag XRP below $1 if selling pressure builds into 2026.<\/p>\n<p>Franklin Templeton\u2019s endorsement matters. Institutional validation matters. But price only responds to sustained demand, not institutional hype.While XRP has the tools to take on Ethereum in 2026 \u2013 and capital slowly rotating in \u2013 the price chart still looks fragile.<\/p>\n<p><strong>EXPLORE: <a class=\"general-link\" href=\"https:\/\/99bitcoins.com\/news\/altcoins\/singapore-denies-do-kwons-14m-refund-demand-for-stolen-penthouse\/\" target=\"_blank\" rel=\"nofollow noopener sponsored\">Singapore Denies Do Kwon\u2019s $14M Refund Demand For \u2018Stolen\u2019 Penthouse<\/a><\/strong><\/p>\n<p><strong>Follow 99Bitcoins on <a class=\"general-link\" href=\"https:\/\/x.com\/99BitcoinsHQ\" target=\"_blank\" rel=\"nofollow noopener sponsored\">X<\/a> For the Latest Market Updates and Subscribe on <a class=\"general-link\" href=\"https:\/\/www.youtube.com\/@99bitcoins\" target=\"_blank\" rel=\"nofollow noopener sponsored\">YouTube<\/a> For Daily Expert Market Analysis\u00a0<\/strong><\/p>\n<div class=\"nnbtc-key-takeaways\">\n<h2 class=\"nnbtc-key-takeaways__title\">Key Takeaways<\/h2>\n<ul class=\"nnbtc-key-takeaways__list\">\n<li class=\"nnbtc-key-takeaways__list-item\">\n        Silver is my old world bag. The XRP price is my new world bag. And heading into 2026, XRP is primed to take on Ethereum    <\/li>\n<li class=\"nnbtc-key-takeaways__list-item\">\n         .While XRP has the tools to take on Ethereum in 2026 \u2013 and capital slowly rotating in \u2013 the price chart still looks fragile.    <\/li>\n<\/ul><\/div>\n<p>The post <a href=\"https:\/\/99bitcoins.com\/news\/altcoins\/franklin-templeton-exec-says-xrp-price-is-critical-to-cross-border-payments-3-inbound\/\">Franklin Templeton Exec Says XRP Price Is Critical To Cross-Border Payments: $3 Inbound?<\/a> appeared first on <a href=\"https:\/\/99bitcoins.com\/\">99Bitcoins<\/a>.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Silver is my old world bag. The XRP price is my new world bag. Either way we go, I\u2019ve got a bag and a samurai NFT. And heading into 2026, XRP is primed to take on Ethereum ETH $2,979.07 0.09% Ethereum ETH Price $2,979.07 0.09% \/24h Volume in 24h $10.22B Price 7d Learn more . [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"iawp_total_views":0,"footnotes":""},"categories":[2],"tags":[3,4,5],"class_list":["post-65963","post","type-post","status-publish","format-standard","hentry","category-news","tag-crypto","tag-doge","tag-news"],"_links":{"self":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts\/65963","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=65963"}],"version-history":[{"count":0,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts\/65963\/revisions"}],"wp:attachment":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=65963"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=65963"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=65963"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}