{"id":70558,"date":"2026-02-03T12:47:04","date_gmt":"2026-02-03T12:47:04","guid":{"rendered":"https:\/\/dogewisperer.com\/?p=70558"},"modified":"2026-02-03T12:47:04","modified_gmt":"2026-02-03T12:47:04","slug":"ing-germany-opens-the-door-to-bitcoin-eth-and-solana-etps","status":"publish","type":"post","link":"https:\/\/dogewisperer.com\/?p=70558","title":{"rendered":"ING Germany Opens the Door to Bitcoin, ETH, and Solana ETPs"},"content":{"rendered":"<div>\n<p>Early Bitcoin, Ethereum, or even XRP investors, including VCs and angels, are already rich. Bitcoin rose by more than 1 million percent in the last decade, while Ethereum, per some projections, may reach $10,000 before 2030. Solana, XRP, and other top 10 cryptos are already up several multiples from their all-time lows.<\/p>\n<p>Given this, institutions will always track the industry, looking for safe ways to gain exposure. While crypto products approved in the US are already gaining traction, drawing billions from Wall Street, there are noteworthy moves in the otherwise restrictive EU. So far in early February, spot Bitcoin ETF issuers manage over $100Bn despite massive outflows in January.<\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone size-full wp-image-333732\" src=\"https:\/\/99bitcoins.com\/wp-content\/uploads\/2026\/02\/Screenshot-2026-02-03T143728.457.png\" alt=\"ING Germany has rolled out a regulated crypto ETP trading for retail investors, giving direct exposure to Bitcoin, Ethereum, and Solana\" width=\"1808\" height=\"620\" srcset=\"https:\/\/99bitcoins.com\/wp-content\/uploads\/2026\/02\/Screenshot-2026-02-03T143728.457.png 1808w, https:\/\/99bitcoins.com\/wp-content\/uploads\/2026\/02\/Screenshot-2026-02-03T143728.457-300x103.png 300w, https:\/\/99bitcoins.com\/wp-content\/uploads\/2026\/02\/Screenshot-2026-02-03T143728.457-1024x351.png 1024w, https:\/\/99bitcoins.com\/wp-content\/uploads\/2026\/02\/Screenshot-2026-02-03T143728.457-768x263.png 768w, https:\/\/99bitcoins.com\/wp-content\/uploads\/2026\/02\/Screenshot-2026-02-03T143728.457-1536x527.png 1536w, https:\/\/99bitcoins.com\/wp-content\/uploads\/2026\/02\/Screenshot-2026-02-03T143728.457-50x17.png 50w\" sizes=\"(max-width: 1808px) 100vw, 1808px\"><\/p>\n<p>(Source: <strong><a class=\"general-link\" href=\"https:\/\/sosovalue.com\/assets\/etf\/us-btc-spot\" target=\"_blank\" rel=\"noopener nofollow\">SosoValue<\/a><\/strong>)<\/p>\n<p>Recently, ING Germany <a class=\"general-link\" href=\"https:\/\/www.vaneck.com\/globalassets\/home\/media\/managedassets\/etf-europe\/news-and-media\/press-room\/vaneck_pm_krypto-kooperation_ing_2026-02-02.pdf\" target=\"_blank\" rel=\"noopener nofollow\">rolled out<\/a> crypto ETP trading for retail investors, giving direct exposure to Bitcoin, Ethereum, and Solana through regular securities accounts. While the product is definitely attractive, the timing coincides with a period when crypto sentiment has taken a hit. Bitcoin, Solana, and Ethereum are trading at around 2026 lows, extending losses from Q4 2025.<\/p>\n<p><span style=\"font-weight: 400\"><\/p>\n<div class=\"chart crypto-chart-instance\" id=\"crypto_chart_6981ed5c8cf5e\" data-coin-id=\"sol-solana\">\n<div class=\"chart__header\">\n<div class=\"chart__info\">\n<div class=\"chart__info-icon\">\n\t\t\t\t<img id=\"crypto_chart_6981ed5c8cf5e-chart__info-icon-img\"><\/p>\n<div class=\"chart__info-name\" id=\"crypto_chart_6981ed5c8cf5e-chart__info-name\"><\/div>\n<div class=\"chart__info-symbol\" id=\"crypto_chart_6981ed5c8cf5e-chart__info-symbol\"><\/div>\n<\/p><\/div>\n<div class=\"chart__info-current\">\n<div class=\"chart__info-price\" id=\"crypto_chart_6981ed5c8cf5e-chart__info-price\"><\/div>\n<div class=\"chart__info-change\" id=\"crypto_chart_6981ed5c8cf5e-chart__info-change\"><\/div>\n<\/p><\/div>\n<div class=\"chart__info-extra\">\n<div class=\"chart__info-label\">Market Cap<\/div>\n<div class=\"chart__info-marketcap\" id=\"crypto_chart_6981ed5c8cf5e-chart__info-marketcap\"><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"chart__controls\">\n<div class=\"chart__controls-group\">\n\t\t\t\t<button class=\"chart__button chart__button--24h\" id=\"crypto_chart_6981ed5c8cf5e-btn-24h\">24h<\/button><br \/>\n\t\t\t\t<button class=\"chart__button chart__button--7d\" id=\"crypto_chart_6981ed5c8cf5e-btn-7d\">7d<\/button><br \/>\n\t\t\t\t<button class=\"chart__button chart__button--30d\" id=\"crypto_chart_6981ed5c8cf5e-btn-30d\">30d<\/button><br \/>\n\t\t\t\t<button class=\"chart__button chart__button--1y\" id=\"crypto_chart_6981ed5c8cf5e-btn-1y\">1y<\/button><br \/>\n\t\t\t\t<button class=\"chart__button chart__button--all-time\" id=\"crypto_chart_6981ed5c8cf5e-btn-all-time\">All Time<\/button>\n\t\t\t<\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"chart__container\">\n\t\t<canvas class=\"chart__canvas\" id=\"crypto_chart_6981ed5c8cf5e-cryptoChart\"><\/canvas>\n\t<\/div>\n<\/div>\n<p><\/span><\/p>\n<p><strong>DISCOVER: <a class=\"general-link\" href=\"https:\/\/99bitcoins.com\/cryptocurrency\/best-meme-coins\/\" target=\"_blank\" rel=\"nofollow noopener sponsored\">9+ Best Memecoin to Buy in 2026<\/a><\/strong><\/p>\n<h2>What is a Crypto ETP and Why Is ING Offering It?<\/h2>\n<p>The fact that ING Germany is issuing a crypto ETP, in partnership with VanEck, for retail investors comes as no surprise. Increasingly, more crypto firms in Europe are offering crypto access through regulated products instead of exchanges. Banks in Europe can now treat crypto like a stock or bond, lowering the learning curve. It also signals how European regulation is reshaping who controls access to digital assets.<\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"500\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">Big move for European adoption: ING Germany is opening the doors to crypto for its 9.5 million customers. As the third-largest bank in the world&#8217;s third-largest economy, their new crypto ETN offerings mark a major milestone for retail crypto access. <a href=\"https:\/\/t.co\/Vk8QGvV5cq\" rel=\"nofollow\" target=\"_blank\">pic.twitter.com\/Vk8QGvV5cq<\/a><\/p>\n<p>\u2014 Lark Davis (@LarkDavis) <a href=\"https:\/\/twitter.com\/LarkDavis\/status\/2018633110984826921?ref_src=twsrc%5Etfw\" rel=\"nofollow\" target=\"_blank\">February 3, 2026<\/a><\/p>\n<\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<p>A crypto ETP is a security that tracks the price of a coin without requiring you to hold it directly. In this arrangement, the bank handles custody and reporting. ING Germany can do this because BaFin regulates it as a licensed bank. Retail investors buy a Bitcoin ETP, Ethereum ETP, or Solana ETP inside the same account they use for shares or ETFs. No wallets. No private keys. Less room for user error.<\/p>\n<p>The ETP is available for trading through an existing ING securities account alongside regular stocks and ETFs. However, there are some procedures to complete before trading. For example, before placing an order, the trader must pass a mandatory suitability check to prove an understanding of underlying risks, mainly volatility. When approved, traders will pay a commission. At the same time, the underlying asset cannot be withdrawn and moved to third-party wallets like MetaMask.<\/p>\n<p><strong>DISCOVER: <a class=\"general-link\" href=\"https:\/\/99bitcoins.com\/cryptocurrency\/best-meme-coin-icos\/\" target=\"_blank\" rel=\"nofollow noopener sponsored\">Best Meme Coin ICOs to Invest in 2026<\/a><\/strong><\/p>\n<h2>Gamechanger for Retail Investors In Europe?<\/h2>\n<p>The structure of the crypto ETP mirrors the demand seen in spot crypto ETFs and ETPs from firms like VanEck and Bitwise. Big players entering early usually signal where regulated money feels safest. This launch removes a common fear for beginners: custody risk. After the collapse of exchanges, mainly FTX, in the last bear market in 2022, many people decided crypto was not worth the stress. A bank-backed crypto ETP answers that concern directly.<\/p>\n<p>It also plugs crypto into existing European regulations. Because an ETP is legally structured as a transferable security, it falls under the long-standing Markets in Financial Instruments Directive (MiFID II) framework. Here, the rules are simple: If the offering, in this case by ING, trades on a stock exchange, then it will be governed by traditional securities laws, such as the German Banking Act, rather than MiCA. Traders will get the protections of a regulated brokerage account, which are often more robust than early-stage crypto regulations.<\/p>\n<p><iframe loading=\"lazy\" title=\"Tokenisation Regulation Explained with Nadia Manzari | MICA, MiFID, Blockchain Laws  &amp; Control Agent\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/UQOghkcflZ0?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n<p>By using ETPs, ING is providing a product that fits perfectly into an institution\u2019s risk-management software and tax reporting. This makes sense because institutions are often legally prohibited from holding \u201craw\u201d tokens because they cannot easily audit or secure them. And this trend is growing; thus far, banks like BPCE in France and Commerzbank in Germany are following ING\u2019s lead.<\/p>\n<p><strong>DISCOVER: <\/strong><\/p>\n<ul>\n<li><a class=\"general-link\" href=\"https:\/\/99bitcoins.com\/cryptocurrency\/best-crypto-to-buy\/\" target=\"_blank\" rel=\"nofollow noopener sponsored\"><strong>16+ New and Upcoming Binance Listings in 2026<\/strong><\/a><\/li>\n<li><strong><a class=\"general-link\" href=\"https:\/\/99bitcoins.com\/report\/state-of-crypto-q4-2025\/%E2%80%9D\" target=\"_blank\" rel=\"noopener\">99Bitcoins\u2019 Q4 2025 State of Crypto Market Report<\/a><\/strong><\/li>\n<\/ul>\n<p><strong><a class=\"\u201cgeneral-link\u201d\" href=\"https:\/\/discord.gg\/B7Uk6agkqj%E2%80%9D\" target=\"\u201c_blank\u201d\" rel=\"\u201cnofollow\"><span data-preserver-spaces=\"\u201ctrue\u201d\">Follow 99Bitcoins on <\/span><\/a><a class=\"\u201cgeneral-link\u201d\" href=\"https:\/\/x.com\/99BitcoinsHQ%E2%80%9D\" target=\"\u201c_blank\u201d\" rel=\"\u201cnofollow\">X<\/a> For the Latest Market Updates and Subscribe on <a class=\"\u201cgeneral-link\u201d\" href=\"https:\/\/www.youtube.com\/@99bitcoins%E2%80%9D\" target=\"\u201c_blank\u201d\" rel=\"\u201cnofollow\">YouTube<\/a> For Daily Expert Market Analysis.<\/strong><\/p>\n<p>The post <a href=\"https:\/\/99bitcoins.com\/news\/altcoins\/ing-germany-crypto-etps\/\">ING Germany Opens the Door to Bitcoin, ETH, and Solana ETPs<\/a> appeared first on <a href=\"https:\/\/99bitcoins.com\/\">99Bitcoins<\/a>.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Early Bitcoin, Ethereum, or even XRP investors, including VCs and angels, are already rich. Bitcoin rose by more than 1 million percent in the last decade, while Ethereum, per some projections, may reach $10,000 before 2030. Solana, XRP, and other top 10 cryptos are already up several multiples from their all-time lows. Given this, institutions [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"iawp_total_views":0,"footnotes":""},"categories":[2],"tags":[3,4,5],"class_list":["post-70558","post","type-post","status-publish","format-standard","hentry","category-news","tag-crypto","tag-doge","tag-news"],"_links":{"self":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts\/70558","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=70558"}],"version-history":[{"count":0,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts\/70558\/revisions"}],"wp:attachment":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=70558"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=70558"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=70558"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}