{"id":73236,"date":"2026-02-20T04:02:17","date_gmt":"2026-02-20T04:02:17","guid":{"rendered":"https:\/\/dogewisperer.com\/?p=73236"},"modified":"2026-02-20T04:02:17","modified_gmt":"2026-02-20T04:02:17","slug":"voltage-launches-usd-credit-for-lightning-network","status":"publish","type":"post","link":"https:\/\/dogewisperer.com\/?p=73236","title":{"rendered":"Voltage Launches USD Credit for Lightning Network"},"content":{"rendered":"<div>\n<p>Voltage, a leading Bitcoin infrastructure provider based in Texas, has just launched a financial product that could bridge the gap between traditional banking and crypto payments. The company introduced a USD-settled revolving credit line designed specifically for the Lightning Network, changing the game for enterprises that want speed without volatility.<\/p>\n<p>This announcement follows a massive milestone for the network: a <a class=\"general-link\" href=\"https:\/\/www.prnewswire.com\/news-releases\/sdm-completes-1-million-lightning-transaction-in-pilot-to-kraken-powered-by-voltage-302679837.html\" target=\"_blank\" rel=\"noopener nofollow\">successful $1 million transaction<\/a> between Secure Digital Markets (SDM) and Kraken earlier this year, which Voltage facilitated.<\/p>\n<p>By offering credit in US dollars while using Bitcoin\u2019s payment rails, Voltage aims to make instant, low-fee global payments accessible to businesses that are too nervous to hold cryptocurrency on their balance sheets.<\/p>\n<div class=\"chart crypto-chart-instance\" id=\"crypto_chart_6997dab13974e\" data-coin-id=\"btc\">\n<div class=\"chart__header\">\n<div class=\"chart__info\">\n<div class=\"chart__info-icon\">\n\t\t\t\t<img id=\"crypto_chart_6997dab13974e-chart__info-icon-img\"><\/p>\n<div class=\"chart__info-name\" id=\"crypto_chart_6997dab13974e-chart__info-name\"><\/div>\n<div class=\"chart__info-symbol\" id=\"crypto_chart_6997dab13974e-chart__info-symbol\"><\/div>\n<\/p><\/div>\n<div class=\"chart__info-current\">\n<div class=\"chart__info-price\" id=\"crypto_chart_6997dab13974e-chart__info-price\"><\/div>\n<div class=\"chart__info-change\" id=\"crypto_chart_6997dab13974e-chart__info-change\"><\/div>\n<\/p><\/div>\n<div class=\"chart__info-extra\">\n<div class=\"chart__info-label\">Market Cap<\/div>\n<div class=\"chart__info-marketcap\" id=\"crypto_chart_6997dab13974e-chart__info-marketcap\"><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"chart__controls\">\n<div class=\"chart__controls-group\">\n\t\t\t\t<button class=\"chart__button chart__button--24h\" id=\"crypto_chart_6997dab13974e-btn-24h\">24h<\/button><br \/>\n\t\t\t\t<button class=\"chart__button chart__button--7d\" id=\"crypto_chart_6997dab13974e-btn-7d\">7d<\/button><br \/>\n\t\t\t\t<button class=\"chart__button chart__button--30d\" id=\"crypto_chart_6997dab13974e-btn-30d\">30d<\/button><br \/>\n\t\t\t\t<button class=\"chart__button chart__button--1y\" id=\"crypto_chart_6997dab13974e-btn-1y\">1y<\/button><br \/>\n\t\t\t\t<button class=\"chart__button chart__button--all-time\" id=\"crypto_chart_6997dab13974e-btn-all-time\">All Time<\/button>\n\t\t\t<\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div class=\"chart__container\">\n\t\t<canvas class=\"chart__canvas\" id=\"crypto_chart_6997dab13974e-cryptoChart\"><\/canvas>\n\t<\/div>\n<\/div>\n<p><strong>DISCOVER: <a class=\"general-link\" href=\"https:\/\/99bitcoins.com\/cryptocurrency\/best-crypto-to-buy\/\" target=\"_blank\" rel=\"nofollow noopener sponsored\">Top 20 Crypto to Buy in 2026<\/a><\/strong><\/p>\n<h2>Why Does This Matter For Bitcoin Payments?<\/h2>\n<p>To understand why this is a big deal, you have to look at the hurdles businesses face today. Until now, if a company wanted to use the Lightning Network for its near-instant speed and low fees, they generally had to buy and hold Bitcoin first.<\/p>\n<p>For a conservative CFO, holding Bitcoin is risky because the price can swing wildly. As analysts note, while the <a class=\"general-link\" href=\"https:\/\/99bitcoins.com\/news\/bitcoin-btc\/bitcoin-boom-bust-era-over-wisdomtree\/\" target=\"_blank\" rel=\"noopener\">Bitcoin boom-and-bust era may be ending<\/a>, volatility remains a major concern for corporate treasuries.<\/p>\n<p>Think of Voltage\u2019s new product like a corporate travel card. When you travel abroad, you swipe your card to use the local financial system, but you pay your bill in US dollars when you get home. Similarly, Voltage allows companies to utilize Bitcoin\u2019s fast \u201crails\u201d to move value, but settles the debt in USD. You get the technology without the currency risk.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-large wp-image-336796\" src=\"https:\/\/99bitcoins.com\/wp-content\/uploads\/2026\/02\/lighting-network-1024x860.png\" alt=\"\" width=\"1024\" height=\"860\" srcset=\"https:\/\/99bitcoins.com\/wp-content\/uploads\/2026\/02\/lighting-network-1024x860.png 1024w, https:\/\/99bitcoins.com\/wp-content\/uploads\/2026\/02\/lighting-network-300x252.png 300w, https:\/\/99bitcoins.com\/wp-content\/uploads\/2026\/02\/lighting-network-768x645.png 768w, https:\/\/99bitcoins.com\/wp-content\/uploads\/2026\/02\/lighting-network-50x42.png 50w, https:\/\/99bitcoins.com\/wp-content\/uploads\/2026\/02\/lighting-network.png 1148w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\"><\/p>\n<p>(Source:<\/p>\n<div class=\"css-175oi2r\">\n<div id=\"id__sgx6i2rv1gq\" class=\"css-146c3p1 r-bcqeeo r-1ttztb7 r-qvutc0 r-37j5jr r-a023e6 r-rjixqe r-16dba41 r-bnwqim\" dir=\"auto\" lang=\"en\" data-testid=\"tweetText\"><span class=\"css-1jxf684 r-bcqeeo r-1ttztb7 r-qvutc0 r-1k78y06\">Bitcoin\u2019s <\/span><span class=\"css-1jxf684 r-bcqeeo r-1ttztb7 r-qvutc0 r-1k78y06 r-b88u0q\">Lightning<\/span> <span class=\"css-1jxf684 r-bcqeeo r-1ttztb7 r-qvutc0 r-1k78y06 r-b88u0q\">Network<\/span><span class=\"css-1jxf684 r-bcqeeo r-1ttztb7 r-qvutc0 r-1k78y06\"> exceeds $1B in monthly transaction volume \/ <a class=\"general-link\" href=\"http:\/\/bitcoin's%20lightning%20network%20exceeds%20%241b%20in%20monthly%20transaction%20volume.\/\" target=\"_blank\" rel=\"noopener nofollow\">RIVER<\/a>)<\/span><\/div>\n<\/div>\n<p>This creates a hybrid model that uses the best of both worlds\u2014Bitcoin\u2019s tech and the dollar\u2019s stability. It mirrors similar moves in the industry, such as <a class=\"general-link\" href=\"https:\/\/99bitcoins.com\/news\/altcoins\/stripe-bridge-occ-charter-approval\/\" target=\"_blank\" rel=\"noopener\">Stripe\u2019s acquisition of a bridge company<\/a> to secure banking charters, proving that traditional finance is actively trying to plug into crypto infrastructure.<\/p>\n<p><strong>DISCOVER: <a class=\"general-link\" href=\"https:\/\/99bitcoins.com\/cryptocurrency\/new-cryptocurrency\/\" target=\"_blank\" rel=\"nofollow noopener sponsored\">Best New Cryptocurrencies to Invest in 2026<\/a>\u00a0<\/strong><\/p>\n<h2>How The Voltage Credit Line Actually Works<\/h2>\n<p>This credit facility addresses a specific \u201cstructural gap\u201d in corporate finance. Traditional banks usually won\u2019t lend money based on Bitcoin revenue, and crypto lenders typically demand you lock up Bitcoin as collateral. Locking up Bitcoin is inefficient and can trigger messy tax events.<\/p>\n<p>Voltage takes a different approach. According to their statement, they use \u201crevenue-based underwriting.\u201d This means they look at a company\u2019s transaction volume to decide how much credit to offer. There are no origination fees, and interest is applied as a fixed annual percentage rate (APR) on the balance you actually use.<\/p>\n<p>\u201cUntil now, using Bitcoin for payments meant managing cryptocurrency on your balance sheet,\u201d said Voltage CEO Graham Krizek. \u201cVoltage Credit eliminates that tradeoff.\u201d<\/p>\n<blockquote class=\"twitter-tweet\" data-width=\"500\" data-dnt=\"true\">\n<p lang=\"en\" dir=\"ltr\">Today we\u2019re launching Voltage Credit. <img decoding=\"async\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/17.0.2\/72x72\/1f440.png\" alt=\"\ud83d\udc40\" class=\"wp-smiley\" style=\"height: 1em; max-height: 1em;\"><\/p>\n<p>The industry\u2019s first programmatic revolving line of credit built on top of Bitcoin payment rails. <img decoding=\"async\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/17.0.2\/72x72\/26a1.png\" alt=\"\u26a1\" class=\"wp-smiley\" style=\"height: 1em; max-height: 1em;\"><\/p>\n<p>Send payments with instant finality over BTC\/Lightning.<\/p>\n<p>Repay your credit line in USD from a standard bank account or in Bitcoin.<\/p>\n<p>Pay\u2026<\/p>\n<p>\u2014 Voltage <img decoding=\"async\" src=\"https:\/\/s.w.org\/images\/core\/emoji\/17.0.2\/72x72\/26a1.png\" alt=\"\u26a1\" class=\"wp-smiley\" style=\"height: 1em; max-height: 1em;\"> (@voltage_cloud) <a href=\"https:\/\/twitter.com\/voltage_cloud\/status\/2024493145451614683?ref_src=twsrc%5Etfw\" rel=\"nofollow\" target=\"_blank\">February 19, 2026<\/a><\/p>\n<\/blockquote>\n<p><script async src=\"https:\/\/platform.twitter.com\/widgets.js\" charset=\"utf-8\"><\/script><\/p>\n<p>The system is built on proven success. The $1 million pilot transaction between SDM and Kraken demonstrated that the Lightning Network is ready for institutional-sized money, not just buying coffee. This product allows capital to be deployed toward growth rather than being stuck in a cold wallet as collateral.<\/p>\n<p><strong>DISCOVER: <a class=\"general-link\" href=\"https:\/\/99bitcoins.com\/cryptocurrency\/best-solana-meme-coins\/\" target=\"_blank\" rel=\"nofollow noopener sponsored\">Top Solana Meme Coins to Buy in 2026\u00a0<\/a><\/strong><\/p>\n<p><strong>Follow <a class=\"general-link\" href=\"https:\/\/x.com\/99BitcoinsHQ\" target=\"_blank\" rel=\"nofollow noopener\">99Bitcoins on X<\/a> For the Latest Market Updates and <a class=\"general-link\" href=\"https:\/\/www.youtube.com\/@99bitcoins\" target=\"_blank\" rel=\"nofollow noopener\">Subscribe on YouTube<\/a> For Daily Expert Market Analysis.<\/strong><\/p>\n<p>The post <a href=\"https:\/\/99bitcoins.com\/news\/bitcoin-btc\/voltage-expands-bitcoin-infrastructure-usd-credit\/\">Voltage Launches USD Credit for Lightning Network<\/a> appeared first on <a href=\"https:\/\/99bitcoins.com\/\">99Bitcoins<\/a>.<\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Voltage, a leading Bitcoin infrastructure provider based in Texas, has just launched a financial product that could bridge the gap between traditional banking and crypto payments. The company introduced a USD-settled revolving credit line designed specifically for the Lightning Network, changing the game for enterprises that want speed without volatility. This announcement follows a massive [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"iawp_total_views":0,"footnotes":""},"categories":[2],"tags":[3,4,5],"class_list":["post-73236","post","type-post","status-publish","format-standard","hentry","category-news","tag-crypto","tag-doge","tag-news"],"_links":{"self":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts\/73236","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=73236"}],"version-history":[{"count":0,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts\/73236\/revisions"}],"wp:attachment":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=73236"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=73236"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=73236"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}