{"id":73319,"date":"2026-02-20T14:31:32","date_gmt":"2026-02-20T14:31:32","guid":{"rendered":"https:\/\/dogewisperer.com\/?p=73319"},"modified":"2026-02-20T14:31:32","modified_gmt":"2026-02-20T14:31:32","slug":"ripple-ceo-predicts-big-wins-for-clarity-act-and-xrp","status":"publish","type":"post","link":"https:\/\/dogewisperer.com\/?p=73319","title":{"rendered":"Ripple CEO Predicts Big Wins For Clarity Act And XRP"},"content":{"rendered":"
\n

Ripple CEO Brad Garlinghouse used a Feb. 18 appearance<\/a> on Fox to argue that US crypto policy is nearing a turning point, predicting the long-stalled CLARITY Act will pass by the end of April and framing regulatory certainty as a direct catalyst for broader industry growth, including for XRP, which he emphasized has already cleared a key legal hurdle.<\/p>\n

Why Ripple CEO Garlinghouse Is Bullish<\/h2>\n

Garlinghouse pointed to shifting Washington momentum and said prediction markets have moved in favor of passage. \u201cThe CLARITY Act spiked because of comments yesterday, from [a] senator [\u2026] I think now 90% will pass by the end of April,\u201d he said. \u201cI said a couple weeks ago I thought at the end of April<\/a> [\u2026] people talked about [being] optimistic.\u201d<\/p>\n

He added that the White House is now actively pressing<\/a> stakeholders, describing a meeting \u201ctoday with a lot of leaders on both sides (crypto and banking) in the White House, [\u2026] [with] the White House pushing hard.\u201d<\/p>\n

Pressed on Ripple\u2019s position, Garlinghouse argued the bill\u2019s flaws are less important than ending what he cast as a policy vacuum that has pushed the sector into enforcement battles. \u201cOur position [is] very much, don\u2019t let perfection be the enemy of progress,\u201d he said. \u201cNo bill is perfect [\u2026] we need clarity.\u201d<\/p>\n

He contrasted Ripple\u2019s posture with the broader industry\u2019s situation by referencing the company\u2019s long-running US legal fight<\/a>. \u201cRipple has been fortunate \u2014 sued by [the] government \u2014 a judge [\u2026] say[ing] XRP is not a security. We have clarity,\u201d Garlinghouse said, before reiterating the point in starker terms when asked directly: \u201cNot a security. Courts ruled clearly.\u201d<\/p>\n

In his telling, the CLARITY Act is meant to keep crypto from being forced into a securities regime that doesn\u2019t map cleanly onto how many networks and tokens function. \u201cIf something is a security, all kinds of obligations because [\u2026] you own part of the company,\u201d he said, contrasting that with crypto tokens where holders typically don\u2019t receive dividends or governance rights analogous to electing a board. He also claimed the prior administration\u2019s approach \u201cfailed in courts,\u201d arguing that a modern framework is required for the US to compete.<\/p>\n

Ripple\u2019 Strategy And XRP<\/h2>\n

The interview also touched on the sector\u2019s pullback from highs. Garlinghouse tied some of that weakness to policy delays. He said the CLARITY Act getting \u201cpushed [and] stalled, late January [\u2026] did not help,\u201d while arguing Ripple entered 2026 with strong momentum after what he called \u201ca tremendous year in 2025.\u201d<\/p>\n

On relative performance, he claimed XRP has held up better than other majors. \u201cTo your point, crypto markets, XRP best performing major crypto, down 20%,\u201d he said, while noting other assets were down materially more from peaks.<\/p>\n

He framed Ripple\u2019s strategy as proving demand through enterprise use cases rather than retail narratives: \u201cThe more we demonstrate real practical utility using technologies to solve real problems, [the] more you see that play out in a positive way.\u201d<\/p>\n

Garlinghouse cited Ripple\u2019s M&A push<\/a> as part of a broader effort to build infrastructure that appeals to corporate finance teams. He said Ripple has spent \u201cthree billion dollars [on] acquisitions since 2023,\u201d including expanding into \u201ccustody, prime [brokerage], treasury management, stablecoin [and] payment\u201d capabilities.<\/p>\n

He highlighted the treasury-management firm it acquired, saying it \u201cprocessed 13 trillion dollars payments last year,\u201d and emphasizing how early institutional stablecoin adoption still is: \u201cCrypto-enabled, zero of those were stablecoin enabled.\u201d<\/p>\n

For now, he suggested dealmaking is taking a back seat to integration. \u201cWe bought two big companies last year [\u2026] the first half of this year [is] very much on let\u2019s pause [\u2026] integrate,\u201d he said, adding: \u201cFor time being, we\u2019re going to slow down, before we speed up.\u201d<\/p>\n

Garlinghouse also argued the CLARITY fight is no longer \u201ccrypto versus banks,\u201d pointing to big incumbents wanting a rulebook. He said the \u201cvast majority of the crypto industry\u201d is prepared to accept imperfect language, including around customer rewards, because it would be \u201ca major step forward.\u201d He added that banks are now leaning in as well, citing Goldman Sachs leadership as wanting \u201cthe same level playing field\u201d to compete as traditional finance moves deeper into crypto.<\/p>\n

At press time, XRP traded at $1.4196.<\/p>\n

\"XRP<\/div>\n","protected":false},"excerpt":{"rendered":"

Ripple CEO Brad Garlinghouse used a Feb. 18 appearance on Fox to argue that US crypto policy is nearing a turning point, predicting the long-stalled CLARITY Act will pass by the end of April and framing regulatory certainty as a direct catalyst for broader industry growth, including for XRP, which he emphasized has already cleared […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"iawp_total_views":0,"footnotes":""},"categories":[2],"tags":[3,4,5],"class_list":["post-73319","post","type-post","status-publish","format-standard","hentry","category-news","tag-crypto","tag-doge","tag-news"],"_links":{"self":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts\/73319","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=73319"}],"version-history":[{"count":0,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts\/73319\/revisions"}],"wp:attachment":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=73319"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=73319"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=73319"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}