{"id":76778,"date":"2026-03-18T15:01:41","date_gmt":"2026-03-18T15:01:41","guid":{"rendered":"https:\/\/dogewisperer.com\/?p=76778"},"modified":"2026-03-18T15:01:41","modified_gmt":"2026-03-18T15:01:41","slug":"xrp-holders-more-educated-than-bitcoiners-bank-of-international-settlements-report-shares-revelation","status":"publish","type":"post","link":"https:\/\/dogewisperer.com\/?p=76778","title":{"rendered":"XRP Holders More Educated Than Bitcoiners? Bank Of International Settlements Report Shares Revelation"},"content":{"rendered":"<div>\n<p>Crypto pundit Cool Breeze has drawn attention to a Bank of International Settlements (BIS) report that praised <a href=\"https:\/\/x.com\/COOLBREEZE_____\/status\/2033295397020652010?s=20\" target=\"_blank\" rel=\"noopener nofollow\">XRP holders<\/a> as being more educated than Bitcoiners. The report also highlighted these XRP holders as being wealthier than the average crypto holders.\u00a0<\/p>\n<h2>XRP Holders Said To Be More Educated Than Bitcoiners<\/h2>\n<p>In an <a href=\"https:\/\/x.com\/COOLBREEZE_____\/status\/2033295397020652010?s=20\" target=\"_blank\" rel=\"noopener nofollow\">X post<\/a>, Cool Breeze highlighted the <a href=\"https:\/\/t.co\/rbojLhqbhZ\" target=\"_blank\" rel=\"noopener nofollow\">BIS report<\/a>, which claimed that XRP holders were more educated than Bitcoiners. Specifically, the report ranked <a href=\"https:\/\/bitcoinist.com\/xrp-has-toppled-ethereum\/\" target=\"_blank\" rel=\"noopener \">XRP and Ethereum<\/a> as the most educated among crypto holders. In contrast, LTC holders were said to be the least educated, with Bitcoin owners ranking in the middle.\u00a0<\/p>\n<p>Furthermore, the report noted that <a href=\"https:\/\/bitcoinist.com\/bitcoin-holders-underwater\/\" target=\"_blank\" rel=\"noopener \">crypto holders<\/a> have higher-than-average household incomes, with Ethereum, Stellar, and XRP holders said to be the wealthiest. It is worth noting that this report was released in 2021, and so, the research findings may be different this time around. The report suggested that long-term crypto ownership played a key role in reaching some of these findings.\u00a0<\/p>\n<p><img data-recalc-dims=\"1\" fetchpriority=\"high\" decoding=\"async\" class=\"size-large wp-image-670161\" src=\"https:\/\/bitcoinist.com\/wp-content\/uploads\/2026\/03\/XRP-chart-from-Cool-Breeze.png?w=512&amp;resize=512%2C296\" alt=\"XRP\" width=\"512\" height=\"296\"><\/p>\n<p>The BIS report estimated that owning a crypto in one year increases the probability, on average, of owning a crypto in the following year by 50%. Notably, XRP holders, famously known as the \u2018XRP Army,\u2019 have gained a reputation for their long-term belief in the altcoin. These crypto holders held their tokens even during the SEC\u2019s multi-year lawsuit against Ripple, which negatively impacted <a href=\"https:\/\/bitcoinist.com\/buying-xrp-like-btc-at-200\/\" target=\"_blank\" rel=\"noopener \">the XRP price<\/a>.\u00a0\u00a0<\/p>\n<p><a href=\"https:\/\/bitcoinist.com\/deaton-fights-for-the-xrp-army-again\/\" target=\"_blank\" rel=\"noopener \">Pro-XRP lawyer John Deaton<\/a> had notably praised these XRP holders for playing a key role in Ripple\u2019s case against the SEC. These holders, alongside Deaton, had filed an amicus brief in which they provided the court with information in favour of Ripple explaining why XRP wasn\u2019t a security, as the SEC alleged. The court eventually ruled that XRP wasn\u2019t a security.\u00a0<\/p>\n<h2>XRP Holders Are On The Rise<\/h2>\n<p>On-chain analytics platform <a href=\"https:\/\/x.com\/santimentfeed\/status\/2033761949956157525?s=20\" target=\"_blank\" rel=\"noopener nofollow\">Santiment revealed<\/a> that XRP holders are on the rise, with the <a href=\"https:\/\/bitcoinist.com\/xrp-adoption-holders-cross-7-7m-first-time-history\/\" target=\"_blank\" rel=\"noopener \">XRP Ledger<\/a> (XRPL) now having more than 7.7 million holders for the first time since its launch. This comes as the network\u2019s usage continues to grow, especially with more real-world assets being tokenized.\u00a0\u00a0<\/p>\n<p>The XRP Ledger also reached a 5-week high of 46,767 active addresses earlier this week, as the XRP price spiked 14% and climbed above $1.60. Interestingly, this feat for the XRPL comes just as Chainlink community member <a href=\"https:\/\/bitcoinist.com\/xrp-ledger-is-a-ghost-chain-chainlink\/\" target=\"_blank\" rel=\"noopener \">Zach Rynes (Chainlink God) described<\/a> the network as a \u2018ghost chain.\u2019\u00a0<\/p>\n<p>Commenting on this, Cool Breeze urged XRP holders not to fall for the \u2018hate campaign\u2019 by Link God, claiming that they simply wanted to shake them out. The pundit further highlighted how XRP has performed better against Bitcoin than Chainlink has against the leading crypto.\u00a0<\/p>\n<p>At the time of writing, the XRP price is trading at around $.152, down in the last 24 hours, according to <a href=\"https:\/\/coinmarketcap.com\/currencies\/xrp\/\" target=\"_blank\" rel=\"noopener nofollow\">data<\/a> from CoinMarketCap.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-large\" src=\"https:\/\/www.tradingview.com\/x\/tTFK4an1\/\" alt=\"XRP\" width=\"2108\" height=\"1636\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Crypto pundit Cool Breeze has drawn attention to a Bank of International Settlements (BIS) report that praised XRP holders as being more educated than Bitcoiners. The report also highlighted these XRP holders as being wealthier than the average crypto holders.\u00a0 XRP Holders Said To Be More Educated Than Bitcoiners In an X post, Cool Breeze [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"iawp_total_views":0,"footnotes":""},"categories":[2],"tags":[3,4,5],"class_list":["post-76778","post","type-post","status-publish","format-standard","hentry","category-news","tag-crypto","tag-doge","tag-news"],"_links":{"self":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts\/76778","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=76778"}],"version-history":[{"count":0,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts\/76778\/revisions"}],"wp:attachment":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=76778"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=76778"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=76778"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}