{"id":77949,"date":"2026-03-26T21:01:40","date_gmt":"2026-03-26T21:01:40","guid":{"rendered":"https:\/\/dogewisperer.com\/?p=77949"},"modified":"2026-03-26T21:01:40","modified_gmt":"2026-03-26T21:01:40","slug":"put-bitcoin-down-on-your-next-home-fannie-mae-now-takes-crypto","status":"publish","type":"post","link":"https:\/\/dogewisperer.com\/?p=77949","title":{"rendered":"Put Bitcoin Down On Your Next Home\u2014Fannie Mae Now Takes Crypto"},"content":{"rendered":"<div>\n<p><strong>Fannie Mae <\/strong><a href=\"https:\/\/www.benzinga.com\/quote\/FNMA\" target=\"_blank\" class=\"ticker-link\" data-ticker=\"FNMA\" data-exchange=\"OTC\" rel=\"noopener\">(OTC:<\/a><a class=\"ticker\" href=\"https:\/\/www.benzinga.com\/quote\/FNMA\">FNMA<\/a>) is stepping into crypto-backed housing finance through a new partnership that lets borrowers use digital assets to help fund their <a href=\"https:\/\/www.benzinga.com\/trading-ideas\/movers\/26\/03\/51489857\/coinbase-better-bring-crypto-backed-mortgages-to-millions-of-americans\">next home purchase.\u00a0<\/a><\/p>\n<p><strong>Better Home &amp; Finance Holding Co.<\/strong> <a href=\"https:\/\/www.benzinga.com\/quote\/BETR\" target=\"_blank\" class=\"ticker-link\" data-ticker=\"BETR\" data-exchange=\"NASDAQ\" rel=\"noopener\">(NASDAQ:<\/a><a class=\"ticker\" href=\"https:\/\/www.benzinga.com\/quote\/BETR\">BETR<\/a>) and <strong>Coinbase Global Inc. <\/strong><a href=\"https:\/\/www.benzinga.com\/quote\/COIN\" target=\"_blank\" class=\"ticker-link\" data-ticker=\"COIN\" data-exchange=\"NASDAQ\" rel=\"noopener\">(NASDAQ:<\/a><a class=\"ticker\" href=\"https:\/\/www.benzinga.com\/quote\/COIN\">COIN<\/a>) are at the center of the rollout.<\/p>\n<ul class=\"wp-block-list\">\n<li><em>COIN stock is moving. <\/em><a href=\"https:\/\/www.benzinga.com\/quote\/COIN\"><em>See the chart and price action here.\u00a0<\/em><\/a><\/li>\n<\/ul>\n<h2 class=\"wp-block-heading\">How The Structure Works<\/h2>\n<p>Under the program, qualified borrowers take out a conventional Fannie\u2011eligible mortgage from Better Home &amp; Finance for the property itself, while a <a href=\"https:\/\/www.benzinga.com\/pressreleases\/26\/03\/b51479300\/better-and-coinbase-launch-the-first-token-backed-conforming-mortgage\">separate second loan<\/a> is secured by <strong>Bitcoin <\/strong><a href=\"https:\/\/www.benzinga.com\/quote\/BTC-USD\" target=\"_blank\" class=\"ticker-link\" data-ticker=\"BTC\" data-exchange=\"CRYPTO\" rel=\"noopener\">(CRYPTO: <\/a><a class=\"ticker\" href=\"https:\/\/www.benzinga.com\/quote\/btc\/usd\">BTC<\/a>) or <strong>USDC <\/strong>custodied with Coinbase.\u00a0<\/p>\n<p>The crypto is moved into a dedicated custody wallet, allowing borrowers to avoid selling their tokens and potentially triggering capital gains taxes while still unlocking value for the down payment.<\/p>\n<p>The crypto-backed second lien is sized at roughly a 40% loan\u2011to\u2011value (LTV) ratio, &#8230;<\/p>\n<p><a href=\"https:\/\/www.benzinga.com\/crypto\/26\/03\/51497073\/put-bitcoin-down-home-fannie-mae-now-takes-crypto?utm_source=benzinga_taxonomy&amp;utm_medium=rss_feed_free&amp;utm_content=taxonomy_rss&amp;utm_campaign=channel\" alt=\"Put\" bitcoin down on your next home mae now takes crypto>Full story available on Benzinga.com<\/a><\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Fannie Mae (OTC:FNMA) is stepping into crypto-backed housing finance through a new partnership that lets borrowers use digital assets to help fund their next home purchase.\u00a0 Better Home &amp; Finance Holding Co. (NASDAQ:BETR) and Coinbase Global Inc. (NASDAQ:COIN) are at the center of the rollout. COIN stock is moving. See the chart and price action [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"iawp_total_views":0,"footnotes":""},"categories":[2],"tags":[3,4,5],"class_list":["post-77949","post","type-post","status-publish","format-standard","hentry","category-news","tag-crypto","tag-doge","tag-news"],"_links":{"self":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts\/77949","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=77949"}],"version-history":[{"count":0,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts\/77949\/revisions"}],"wp:attachment":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=77949"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=77949"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=77949"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}