{"id":80863,"date":"2026-04-14T14:01:34","date_gmt":"2026-04-14T14:01:34","guid":{"rendered":"https:\/\/dogewisperer.com\/?p=80863"},"modified":"2026-04-14T14:01:34","modified_gmt":"2026-04-14T14:01:34","slug":"xrp-expert-reveals-the-best-way-to-earn-passive-income-on-holdings","status":"publish","type":"post","link":"https:\/\/dogewisperer.com\/?p=80863","title":{"rendered":"XRP Expert Reveals The Best Way To Earn Passive Income On Holdings"},"content":{"rendered":"<div>\n<p>Crypto pundit Kevin Cage has revealed how XRP holders could earn passive income on their holdings. He noted that the <a href=\"https:\/\/bitcoinist.com\/xrp-ledger-user-activity-contracts\/\" target=\"_blank\" rel=\"noopener \">XRP Ledger<\/a> isn\u2019t proof of stake, but highlighted that other infrastructure is in place for holders to earn yields.\u00a0<\/p>\n<h2>Expert Reveals How Holders Can Earn Passive Income<\/h2>\n<p>In an <a href=\"https:\/\/x.com\/Kevin_Cage_\/status\/2042701865226506442?s=20\" target=\"_blank\" rel=\"noopener nofollow\">X post<\/a>, Cage stated that in the next few years, crypto investors will likely be able to earn 5% to 10% on their holdings in multiple ways. He specifically alluded to XRP, noting it isn\u2019t <a href=\"https:\/\/bitcoinist.com\/ripple-cto-emeritus-xrp-ledger-centralization\/\" target=\"_blank\" rel=\"noopener \">proof of stake<\/a>, but that yield is coming through a new infrastructure being built. The expert added that today\u2019s options are limited and that the altcoin is mostly just idle capital, but that is changing.\u00a0<\/p>\n<p>As to what yield could look like, Cage stated that the lending markets could provide 3% to 8% yield, institutional vaults could provide 5% to 12% yield, and RWA integrations could provide 4% to 10% yield. Additionally, he mentioned cross-chain yield, with <a href=\"https:\/\/bitcoinist.com\/new-launch-means-xrp-holders\/\" target=\"_blank\" rel=\"noopener \">the Flare network<\/a> already providing ways for XRP holders to earn yield on its network.\u00a0<\/p>\n<p>Other firms of yields for holders could also come through \u2018Set it and forget it Yield accounts,\u2019 wallets, applications, and exchanges that embed yields for several products. Cage also cited risky DeFi products that could give <a href=\"https:\/\/bitcoinist.com\/quantum-computers-threat-xrp\/\" target=\"_blank\" rel=\"noopener \">XRP holders<\/a> up to 20% yield but advised against them.\u00a0<\/p>\n<p>He described Collateralized Debt Positions (CDPs) as the \u2018big one\u2019 for holders to earn yields, in which they use their holdings as collateral. They can borrow against their XRP, access liquidity without selling their asset, and the loans are not taxable events. Cage added that this is what billionaires do when they borrow against their stocks rather than sell them, triggering taxes.\u00a0<\/p>\n<h2>Pundit Highlights Common Yield Strategies<\/h2>\n<p>XRP pundit <a href=\"https:\/\/x.com\/BankXRP\/status\/2042601105369047548?s=20\" target=\"_blank\" rel=\"noopener nofollow\">BankXRP also recently highlighted<\/a> common yield strategies, including CeFi lending and competitive APY. He also mentioned XRPL AMM liquidity pools, which give yields to holders who provide liquidity to the pool. Lastly, the pundit alluded to Flare\u2019s FXRP and earnXRP mechanism.\u00a0<\/p>\n<p>It is worth noting that XRP treasury company Evernorth is collaborating with XRPL developers to introduce <a href=\"https:\/\/bitcoinist.com\/a-100-billion-market-for-xrp\/\" target=\"_blank\" rel=\"noopener \">native XRP lending<\/a> through the proposed XLS-66 amendment. This is expected to unlock up to $100 billion in idle XRP capital, as holders, including institutional investors, lend their holdings for yield.\u00a0<\/p>\n<p>Evernorth Chief Business Officer <a href=\"https:\/\/x.com\/evernorthxrp\/status\/2037355071978221937?s=20\" target=\"_blank\" rel=\"noopener nofollow\">Sagar explained<\/a> that this development was key, as it would provide a safer way for holders to earn yields without bridging their assets to other networks. He also noted that bridging one\u2019s assets to other networks triggers a taxable event, which is why it is better to earn yields natively on <a href=\"https:\/\/bitcoinist.com\/xrp-is-cheaper-than-swift-japan\/\" target=\"_blank\" rel=\"noopener \">the Ledger<\/a>.\u00a0<\/p>\n<p>At the time of writing, the XRP price is trading at around $1.36, up over 3% in the last 24 hours, according to <a href=\"https:\/\/coinmarketcap.com\/currencies\/xrp\/\" target=\"_blank\" rel=\"noopener nofollow\">data<\/a> from CoinMarketCap.<\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"size-large\" src=\"https:\/\/www.tradingview.com\/x\/uEtLwj2N\/\" alt=\"XRP\" width=\"2108\" height=\"1636\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Crypto pundit Kevin Cage has revealed how XRP holders could earn passive income on their holdings. He noted that the XRP Ledger isn\u2019t proof of stake, but highlighted that other infrastructure is in place for holders to earn yields.\u00a0 Expert Reveals How Holders Can Earn Passive Income In an X post, Cage stated that in [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"iawp_total_views":0,"footnotes":""},"categories":[2],"tags":[3,4,5],"class_list":["post-80863","post","type-post","status-publish","format-standard","hentry","category-news","tag-crypto","tag-doge","tag-news"],"_links":{"self":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts\/80863","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=80863"}],"version-history":[{"count":0,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts\/80863\/revisions"}],"wp:attachment":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=80863"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=80863"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=80863"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}