{"id":85067,"date":"2026-04-23T14:48:57","date_gmt":"2026-04-23T14:48:57","guid":{"rendered":"https:\/\/dogewisperer.com\/?p=85067"},"modified":"2026-04-23T14:48:57","modified_gmt":"2026-04-23T14:48:57","slug":"crypto-exchanges-are-morphing-into-shadow-banks-bis-warns","status":"publish","type":"post","link":"https:\/\/dogewisperer.com\/?p=85067","title":{"rendered":"Crypto exchanges are morphing into \u2018shadow banks,\u2019 BIS warns"},"content":{"rendered":"<div>The BIS says big crypto exchanges now function as lightly regulated \u201cshadow banks,\u201d turning user deposits into unsecured loans and amplifying leverage that helped trigger a $19B 2025 wipeout. Cryptocurrency exchanges are rapidly evolving into \u201cshadow banks\u201d that offer lending\u2026<\/div>\n","protected":false},"excerpt":{"rendered":"<p>The BIS says big crypto exchanges now function as lightly regulated \u201cshadow banks,\u201d turning user deposits into unsecured loans and amplifying leverage that helped trigger a $19B 2025 wipeout. Cryptocurrency exchanges are rapidly evolving into \u201cshadow banks\u201d that offer lending\u2026<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"iawp_total_views":0,"footnotes":""},"categories":[2],"tags":[3,4,5],"class_list":["post-85067","post","type-post","status-publish","format-standard","hentry","category-news","tag-crypto","tag-doge","tag-news"],"_links":{"self":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts\/85067","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=85067"}],"version-history":[{"count":0,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=\/wp\/v2\/posts\/85067\/revisions"}],"wp:attachment":[{"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=85067"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=85067"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dogewisperer.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=85067"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}